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Important Note

Cashback earn rates are changing from 4 August 2021. Find out more

Vitality American Express® Credit Card
Vitality American&nbsp;Express<sup>®</sup> Credit&nbsp;Card
Earn cashback when you make positive lifestyle choices
Representative APR: 32.9% APR variable

Vitality Members Only

Earn a £100 statement credit

when you spend £2,000 in your first three months of Cardmembership

Representative Example

Representative APR32.9% APR variable
Annual FeeNo fee (£4.75 fee for the Vitality programme)
Credit LimitAssumed credit limit of £1,200
Purchase Rate22.2% variable for purchases

All Benefits

Reward yourself
Earn American Express cashback on purchases
Vitality healthy cashback booster
American Express offers
Travel Benefits
Travel accident insurance
Global assist
World-class Service
American Express Experiences
Complimentary Supplementary Cards
Fraud Guarantee
Purchase and Refund Protection


To save time before you apply for your Vitality American Express® Credit Card, it’s best to make sure you can say yes to the following.
  • I am aged 18 or over
  • I have an eligible Vitality Plan. Vitality Terms and Conditions apply. Please visit the Member Zone for more information.
  • I have a permanent UK home address
  • I have a current UK bank or building society account
  • I have no history of bad debt
If you can say yes, go ahead. The application usually takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now

Important Information

Applicants must be 18 years old or over and approval is subject to status. Please ensure that you have read and downloaded these important documents before starting your application.
Need help completing your application? Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.

Apply and get a decision today

Apply and get a decision today
*You will be directed to the Vitality Member Zone to confirm you meet the Vitality eligibility criteria required to apply.

Vitality American Express Credit Card is offered by American Express Services Europe Limited