You’re more than a business.
We’re more than a Card.
Whether you’re a business of one or one thousand, your new Business Card is here to provide you the convenience, support and perks you deserve.
From large purchases to everyday expenses
Save time and money by keeping all of your business expenses in one place.
Plus, you can earn rewards† along the way for everything from new office furniture to old-favorite office snacks.
From monthly bills to unexpected opportunities
Set up recurring payments and earn rewards when you put subscriptions and other monthly expenses on your Card.
Need to cover an unexpected expense or want to take advantage of early payment terms offered by a supplier? Check your spending power to help give you peace of mind confirming in advance if your charges will be approved.
Did you know that American Express® Business Cards
come with built-in benefits to help you:
Earn Rewards on Eligible Purchases
You can earn rewards† for everything you purchase on your Card, which can go right back into your business to cover things like flights, shopping, or paying your bill. You don’t get that when you pay with a check.
Stay on Top of Business
Your Card can help you with more than just recurring payments and paying your suppliers faster. With tools like Employee Cards and Spend ManagerSM,1 you can empower your team and keep all of your business expenses organized.
Help Protect Your Purchase
Need to buy equipment or new tech? Purchase Protection§ can help protect eligible purchases made with the Card against accidental damage and theft and sometimes provide lost coverage for certain Card products for up to 120 days* from the date of purchase. Please read important exclusions and restrictions.
*For residents of New York, Indiana, Guam, Puerto Rico, and Northern Mariana Islands coverage duration is 90 days.
1.5 million+ more places
in the U.S. started accepting American Express® Cards in the last year.2
Use American Express Maps to find local businesses that welcome your new Card and your business.
† Not all Cards are eligible to get rewards. Terms and limitations vary by Card type.
1 Spend ManagerSM is a feature of American Express Business and Corporate Cards. American Express is not responsible for the completeness or accuracy of receipts displayed. Receipts will be stored until the earliest of the following: (1) seven years from the end of the year that the receipt was uploaded or (2) the date that your online account is closed. Notwithstanding the foregoing, American Express may delete or purge receipts for any reason in its sole discretion, with or without notice.
§ Purchase Protection is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ under Policy AX0951, Policy AX0951-PR, Policy AX0951-VI, or Policy PP-IND. For residents of GU and MP, the Plan is underwritten by Tokio Marine Pacific Insurance Limited, Hagatna, Guam under Policy CRCB000000110. This benefit is not available to residents of American Samoa, Federated States of Micronesia, Marshall Islands, Palau and the US Minor Outlying Islands. Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Card and is subject to change with notice. This document does not supplement or replace the Policy. Shipping and handling costs for the purchase will not be refunded. Certain purchases are not covered, e.g. consumable and perishable items, motorized vehicles and their parts or accessories, or normal wear and tear. Other important exclusions apply. You will only be reimbursed for the amount charged to your eligible Card; coverage is limited per occurrence and per Card Member account per calendar year. You may be required to send the purchased item to us, in which case we will reimburse you for that shipping cost. This product provides secondary coverage. This means it pays eligible benefits not paid by any primary insurance that you have. For full Terms and Conditions, see americanexpress.com/PPterms.
2 Based on internal comparison of American Express small merchant locations in December 2016 to American Express small merchant locations in December 2017.