Card Accounts
Business Accounts
Other Accounts
Personal Cards
Business Credit Cards
Corporate Programs
Personal Travel
Travel Inspiration
Business Travel
Membership Rewards
Card Rewards and Benefits
Cash Back
Business Solutions
Funding and Payment Products
Other Business Solutions
Corporate Card Programs
Corporate Card Programs
We appreciate your patience as we navigate this unprecedented time. Our customer care teams are hard at work to help you, but wait times are higher than normal. At this time, we are currently not accepting applications.
Funding options from
$5k - $2M
Payment terms of ‡
6/12/24 months
Fixed fees based on your repayment term ‡
6 Months
1.75% to 7%
12 Months
3.5% to 14%
24 Months
7% to 28%
Pay one fixed fee for your loan based on your term‐no interest rate or variable APR.‡
Pay us back automatically, one day at a time over 6, 12, or 24 months.
Earn an early repayment rebate of up to 25% of your fixed fee depending on the term of your loan and when it’s repaid.
Eligibility for Merchant Financing starts with accepting American Express Cards at your business. See how your business could benefit from our competitive pricing plans.