^†Offer Terms

You can earn 20,000 Membership Rewards^® points after you spend $3,000 or more (the "Threshold Amount") in eligible purchases on your Blue Business^® Plus Credit Card within your first 3 months of Card Membership starting from the date your account is approved. Eligible purchases can be made by the Basic Card Member and any Additional Card Members on a single Card Account. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, purchases of travelers checks, purchases or reloading of prepaid cards, purchases of gift cards, person­to-person payments or purchases of other cash equivalents. Limit one offer per Card Account. Offer may not be combined with any other special offer. Your account must not be canceled or past due at the time of fulfillment of any offers. 

You can earn 20,000 Membership Rewards^® points after you spend $3,000 in eligible purchases on your Card within your first 3 months of Card Membership starting from the date your account is approved. In rare instances, your period to spend $3,000 may be shorter than 3 months if there is a delay in receiving your Card. Also, purchases may fall outside of the 3 month period in some cases, such as a delay in merchants submitting transactions to us or if the purchase date differs from the date you made the transaction. (For example, if you buy goods online, the purchase date may be the date the goods are shipped). The 20,000 additional points will be credited to your Membership Rewards account 8-12 weeks after you have met the purchase requirement.
 
If we in our sole discretion determine that you have engaged in abuse, misuse, or gaming in connection with the welcome offer in any way or that you intend to do so (for example, if you applied for one or more cards to obtain a welcome offer(s) that we did not intend for you; if you cancel or downgrade your account within 12 months after acquiring it; or if you cancel or return purchases you made to meet the Threshold Amount), we may not credit the Membership Rewards^® points to, we may freeze the Membership Rewards^® points credited to, or we may take away the Membership Rewards^® points from your account. We may also cancel this Card account and other Card accounts you may have with us. 

American Express reserves the right to modify or revoke offer at any time. 

Terms and Conditions for the Membership Rewards® program apply. Visit membershiprewards.com/terms for more information. Participating partners and available rewards are subject to change without notice. 

The value of Membership Rewards points varies according to how you choose to use them. To learn more, go to www.membershiprewards.com/pointsinfo.

‡Benefit Terms

1. With your Blue Business^® Plus Card from American Express, you earn one Membership Rewards^® point for each dollar you spend on your Card for eligible purchases. For the first $50,000 in eligible purchases in each calendar year you also earn one additional point (for a total of 2 points). Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, balance transfers, purchases of travelers checks, purchases or reloading of prepaid cards, purchases of gift cards; person-to-person payments or purchases of other cash equivalents. Additional terms and restrictions apply.

Rates and Fees

Annual Fee: There is no annual fee for the Blue Business^® Plus Card. APRs: 0% intro APR on purchases for the first 12 months of Card Membership, based on your creditworthiness and other factors. After that, the APR will be a variable rate based on the Prime Rate, currently 14.74% to 20.74%. 0% intro APR on balance transfers for the first 12 months of Card Membership, based on your creditworthiness and other factors. After that, the APR will be a variable rate based on the Prime Rate, currently 14.74% to 20.74%. The following APRs vary based on the Prime Rate. APR for Purchases: 14.74% to 20.74% based on your creditworthiness and other factors as determined at the time of account opening. APR for Balance Transfers requested within 60 days of account opening: 14.74% to 20.74%, based on your creditworthiness and other factors. Penalty APR: 29.99%. Variable rates are accurate as of 8/16/2019. The variable penalty APR will not exceed 29.99%. Other Charges: Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater. Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars. 

PRESCREEN & OPT-OUT NOTICE: This 11prescreened11 offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not continue to meet those criteria, or any applicable criteria bearing on your credit worthiness established prior to your selection, or if the application is altered, or any required information on it is not complete, accurate or verifiable. Additionally, this offer is not guaranteed if you apply after the expiration date, you have responded to another offer from us within the last 90 days, or you have been approved for another product from us. If you do not want to receive prescreened offers of credit from us and other companies, call the consumer reporting agencies toll free at 1-888-5-0PTOUT; or write to Trans Union Name Removal Option, P.O. Box 505, Woodlyn, PA 19094; Experian Information Solutions, P.O. Box 919, Allen, TX 75103; or Equifax Options, P.O. Box 7 40123, Atlanta, GA 3037 4-0123.