The Business Platinum Card® from American Express
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com
- 50% more points on qualifying large business purchases and 35% Airline Bonus.
- $200 Airline Fee Credit. Select one qualifying airline and then receive up to $200 per calendar year in statement credits when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Business Platinum Account.*
- $450 annual fee
- No interest charges because you pay your balance in full each month, unless you’re enrolled in the Pay Over Time feature.¤
The Business Platinum Card® from American Express
Featured Business Platinum Card® Benefits
Membership Rewards® Points
Terms and limitations apply.
American Express Global Lounge CollectionSM
*Based on comparison with other U.S. credit card programs, as of 5/2018.
Business Platinum Card® Benefits & Details
for comfortable, VIP experiences
5X Membership Rewards® Points 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com. 35% Airline Bonus Use Membership Rewards® Pay with Points for all or part of an eligible fare and get 35% of those points back, up to 500,000 points back per calendar year.*
*Eligible fares include First and Business Class tickets with all airlines available through American Express Travel, as well as any fare class with your selected qualifying airline.
American Express Global Lounge Collection We're #1 where it counts. With more than 1,200 airport lounges across 130 countries and counting, the American Express Global Lounge CollectionSM* offers travelers more lounge options than any other card on the market. Enjoy the highest levels of luxury at any of our own networks, The Centurion® Lounge and The International American Express lounges, or visit one of our partners including Delta Sky Club® when flying Delta or a Priority PassTM Select lounge once enrolled.
*Based on comparison with other U.S. credit card programs, as of 5/2018.
No Foreign Transaction Fees¤ No matter where you're traveling, when you use your Business Platinum Card there are no foreign transaction fees from American Express.‡ $200 Airline Fee Credit Select one qualifying airline and then receive up to $200 per calendar year in statement credits when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline to your Business Platinum Account.* *American Express relies on accurate airline transaction data to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 4 weeks, simply call the number on the back of your Card. See terms & conditions for more details. Fee Credit for Global Entry or TSA Pre✔TM Receive a statement credit every 4 years after you apply for Global Entry ($100) or TSA Pre✔® ($85) with an eligible Card. If approved, you can get expedited screening at select airports. If approved for Global Entry, at no additional charge, you will receive access to TSA Pre✔®. Each Additional Card on eligible Card accounts is also eligible for one statement credit everyÂ 4 years for an application fee. To receive the statement credit, the application fee must be charged on the eligible Additional Card. To read the full terms and conditions, visit here. Fine Hotels & Resorts When you book through Fine Hotels & Resorts, receive complimentary benefits including a room upgrade upon arrival when available1, daily breakfast for two people, guaranteed 4pm late check-out, noon check-in when available, complimentary Wi-Fi, and a unique amenity valued at US$100, such as a food & and beverage credit or one-way private sedan transfer2. See program terms and conditions for additional details.‡ 1Certain room categories are not eligible for upgrade; call Business Platinum Travel Service for details.
2Special amenity varies by property; call Business Platinum Travel Service for details.
To book your stay, visit americanexpress.com/fhr or call Business Platinum Travel Service at 1-800-553-9497.
Starwood Gold Elite Status As a Business Platinum Card Member, you can upgrade to Starwood Preferred Guest® Gold Status without meeting any stay requirements. Terms and limitations apply.‡ Hilton Honors Gold Status With Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio and earn reward stays faster with Hilton Honors Bonus Points. Boingo American Express Preferred Plan Card Members can enjoy complimentary, unlimited Wi-Fi access with the Boingo American Express Preferred Plan. Receive Wi-Fi access on up to four devices to more than 1,000,000 hotspots worldwide and pay no Wi-Fi roaming fees. Confirm eligibility, and then access Boingo's Wi-Fi services by creating a Boingo American Express Preferred Plan account. Find and connect quickly and easily to available Boingo hotspots worldwide by downloading the Boingo Wi-Finder app for your laptop, tablet and mobile devices. Visit wifi.boingo.com to locate hotspots. Business Platinum Travel Service Platinum travel counselors specialize in providing custom itineraries and tailored recommendations to help you make the most of your travels.‡
to get more out of your Card
1.5X Points on Large Purchases Get 50% more points on large business eligible purchases of $5,000 or more. That's 1.5 points per dollar. Up to 1 million additional Membership Rewards® points per year. Business Platinum Card Concierge Delegate your to-do list and enjoy efficiencies. Business Platinum Card Concierge offers you complimentary assistance with arranging lunch meetings, procuring concert tickets to entertain clients, booking ground transportation and more. Turn to Concierge anytime, day or night wherever you are. Simply call the number on the back of your Card and say "Concierge" when prompted or send your Concierge request to PlatinumRequests@concierge. americanexpress.com from the e-mail associated with your American Express account.‡ Preferred Seating Program Get access to premium seats for select cultural and sporting events. Car Rental Loss and Damage Insurance♦︎ As a Card Member, you can be covered if your eligible rental car is damaged or stolen when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver at the rental car counter. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available for vehicles rented in Australia, Italy and New Zealand. This product provides secondary coverage and does not include liability coverage. Global Dining Collection With the Global Dining Collection, you get special access to reservations and extraordinary experiences at restaurants that the Business Platinum Card Members love, as well as the opportunity to meet some of your favorite chefs at exclusive culinary events. Premium Roadside Assistance Whether you need a tow or a jumpstart, we'll send help your way 24 hours a day, 7 days a week. Emergency services like towing up to 10 miles, changing a flat, or jumpstarting a battery are a phone call away - even if you're in your driveway - and we will pay for included services up to four times a year. There are some vehicle exclusions and other important restrictions. Baggage Insurance Plan♦︎ Travel more comfortably knowing you can be covered by the Baggage Insurance Plan♦︎. Coverage can be provided for eligible lost, damaged, or stolen baggage during travel on a Common Carrier (plane, train, ship, or bus) when the entire fare for a Covered Trip has been charged to an eligible Card Account. Up to $3,000 for checked and carry-on baggage for each Covered Person per Covered Trip, which includes no more than $2,000 for checked baggage and a total of $1000 for all select high risk items such as jewelry and electronics. The coverage is also subject to a $3,000 aggregate limit per Covered Trip. For New York State residents, there is a $2,000 per bag/suitcase limit for each Covered Person with a $10,000 aggregate maximum for all Covered Persons per Covered Trip. Premium Global Assist® Hotline When you travel more than 100 miles from home, you have 24/7 medical, legal, financial or other select emergency coordination and assistance services, including medical and legal referrals, passport replacement, cash wires and more. Card Members may be responsible for the costs charged by third-party service providers. Travel Accident Insurance♦︎ Travel Accident Insurance♦︎ can provide up to $500,000 in accidental death and dismemberment coverage while traveling on a Common Carrier (e.g. plane, train, ship, or bus) when the entire fare has been charged to the eligible Card. Please read important exclusions and restrictions. Premium Car Rental Privileges Enjoy complimentary membership in premium car rental programs, including special upgrades and discounts.
to help you track and organize expenses
Employee Cards Get the most out of your Business Card by adding Employee Cards. Earn Membership Rewards® on employee purchases, plus track employee spending with alerts and summary reports. Account Manager Let someone you trust give you a hand.
Assign a trusted employee or business partner to be an Account Manager on your Business Card account.‡ They can handle tasks like reviewing statements, making payments, and disputing charges on your Business Cards, so you're free to focus on other aspects of your business.‡
Spend ManagerSM Spend ManagerSM is a feature available to help you manage your Card expenses by allowing you to add receipts and notes to your transactions either via desktop or your mobile device. Connect to QuickBooks® Track your Business Card expenses in one place with Connect to QuickBooks. Your Card transactions are sent to your QuickBooks Banking page every day. Enrollment is required. Account Alerts Set Account Alerts to help you avoid late payments, notify you of irregular activity, and monitor Employee Card spending. Year-End Summary At the end of the year, see a complete summary that categorizes your spend by month and purchase type, and helps you track your business expenses down to the last detail. Online Statements View your purchase history, prepare reports, and budget your expenses. Mobile and Tablet Apps Easily manage your account, pay your bill, check your balance, view your benefits and more from your mobile phone or tablet.
for Card Members
Extended Warranty♦︎ When an American Express® Card Member charges an eligible product with his or her Card account, Extended Warranty♦︎ can provide up to two extra years added to the original U.S. manufacturer's warranty. Applies to warranties of 5 years or less. Coverage is up to the actual amount charged to your Card for the item up to a maximum of $10,000; not to exceed $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions.
*For residents of Indiana, Guam, Puerto Rico, and Northern Mariana Islands, Your coverage will continue to match the original warranty period for warranties of less than one (1) year or provide one (1) additional year if the warranty is between one (1) and five (5) years.
Purchase Protection♦︎ When an American Express® Card Member charges a covered purchase with their Business Platinum Card account, Purchase Protection♦︎ can help protect them for up to 120 days* from the date of purchase if the item is stolen, accidentally damaged or lost. The coverage is limited up to $10,000 per occurrence, up to $50,000 per Card Member account per calendar year. Please read important exclusions and restrictions.
*For residents of New York, Indiana, Guam, Puerto Rico, and Northern Mariana Islands coverage duration remains at 90 days.
Dispute Resolution We will work with you to resolve the issue if there is a fraudulent or incorrect charge on your statement. Amex Offers Amex Offers is a simple and easy way to make your life more rewarding. With offers for shopping, dining, travel, and more, there's something for everyone. Adding offers to your Card is quick, easy, and best of all, incredibly rewarding. OPEN Forum® Share your ideas, read articles and get tools, advice and information for growing your business from industry experts and other business owners.