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Explore benefits that matter most to you:

Learn how to unlock $3,500+ in annual value:

With the Platinum Card®, you can unlock $3,500+ in annual value:

Premium Travel Benefits

  • $850+ in value with The Global Lounge Collection®

    Over $850 of annual value with access to Centurion Lounges, 10 complimentary Delta Sky Club visits when flying on an eligible Delta flight, Priority Pass Select membership (enrollment required), and other select partner lounges.

  • Up to $600 Hotel Credit

    Statement credits up to $300 semi-annually on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through Amex Travel. The Hotel Collection requires a minimum two-night stay.

  • Up to $200 Uber Cash

    Add your Card to your Uber account and pay for rides or orders in the U.S. with an Amex Card to get $15 in Uber Cash monthly, plus a $20 bonus in December.

  • Up to $120 Uber One Credit

    Statement credits per calendar year after you purchase an auto-renewing Uber One membership. Terms Apply.

  • Up to $200 Airline Fee Credit

    Statement credits per calendar year for incidental fees charged by your one selected qualifying airline.

  • $550+ in value with Fine Hotels + Resorts®

    Unlock a complimentary suite of benefits worth an average total value of $550* per stay when you book Fine Hotels + Resorts through Amex Travel.
    *Average value based on 2024 bookings for stays of two nights. Actual value will vary based on property, room rate, upgrade availability, and use of benefits.

  • Up to $209 CLEAR+ Credit

    Statement credits per calendar year for an auto-renewing CLEAR+ Membership, excluding taxes and fees.

Dining & Entertainment Benefits

  • Up to $400 Resy Credit

    Statement credits up to $100 quarterly when you make eligible purchases at U.S. Resy restaurants. Enrollment required.

  • Up to $300 Digital Entertainment Credit

    Statement credits earned monthly of up to $25 on eligible purchases at participating partners. Enrollment required.

Shopping & Wellness Benefits

  • Up to $300 lululemon Credit

    Statement credits up to $75 quarterly for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. Enrollment required.

  • Up to $155 Walmart+ Credit

    Statement credit for one auto-renewing monthly Walmart+ membership, up to $12.95 monthly plus applicable taxes.

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PREMIUM TRAVEL

Make each trip more memorable with elevated benefits.

All Premium Travel Benefits (19)

PREMIUM TRAVEL

Make each trip more memorable with elevated benefits.

All Premium Travel Benefits (19)

5X Points on Flights & Hotels

5X Points on Flights

Booked directly with airlines or through American Express Travel®, on up to $500,000 on these purchases per calendar year.

5X Points on Prepaid Hotels

Booked on American Express Travel®.

LARGEST GLOBAL LOUNGE NETWORK

Global Lounge Collection®

With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection, over $850 of annual value, with access to Centurion Lounges, 10 Delta Sky Club visits when flying on an eligible Delta flight, Priority Pass Select membership (enrollment required), and other select partner lounges.

*As of 01/2026.

LARGEST SELECTION OF GLOBAL HOTELS

$600 Hotel Credit

With over 3,000 hotels – and more hotels than any other credit card company1 where you can access a suite of special benefits – get up to $300 back in statement credits semi-annually on prepaid Fine Hotels + Resorts or The Hotel Collection2 bookings through American Express Travel when you pay with your Platinum Card®.

1As of 07/2005
2The Hotel Collection requires a minimum two-night stay

$600 Hotel Credit

Benefit Details

Get up to $300 back in statement credits semi-annually for up to a total of $600 per year on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel. Bookings with Fine Hotels + Resorts® and The Hotel Collection each come with complimentary benefits, such as a room upgrade at check-in** (when available), and a complimentary credit valued at $100 to use towards eligible charges, such as food and beverage, spa, or other on-property charges (which varies by property). Plus, get guaranteed 4 PM checkout, complimentary breakfast on Fine Hotels + Resorts bookings through Amex Travel.

*The Hotel Collection requires a minimum two-night stay.
**Certain room categories are not eligible for upgrade.

5X Points on Flights & Hotels

5X Points on Flights

Booked directly with airlines or through American Express Travel®, on up to $500,000 on these purchases per calendar year.

5X Points on Prepaid Hotels

Booked on American Express Travel®.

LARGEST GLOBAL LOUNGE NETWORK

Global Lounge Collection®

With over 1,550 airport lounges - more than any other credit card company on the market* - enjoy the benefits of the Global Lounge Collection, over $850 of annual value, with access to Centurion Lounges, 10 Delta Sky Club visits when flying on an eligible Delta flight, Priority Pass Select membership (enrollment required), and other select partner lounges.

*As of 01/2026.

LARGEST SELECTION OF GLOBAL HOTELS

$600 Hotel Credit

With over 3,000 hotels – and more hotels than any other credit card company1 where you can access a suite of special benefits – get up to $300 back in statement credits semi-annually on prepaid Fine Hotels + Resorts or The Hotel Collection2 bookings through American Express Travel when you pay with your Platinum Card®.

1As of 07/2005
2The Hotel Collection requires a minimum two-night stay

$600 Hotel Credit

Benefit Details

Get up to $300 back in statement credits semi-annually for up to a total of $600 per year on prepaid Fine Hotels + Resorts® or The Hotel Collection* bookings through American Express Travel. Bookings with Fine Hotels + Resorts® and The Hotel Collection each come with complimentary benefits, such as a room upgrade at check-in** (when available), and a complimentary credit valued at $100 to use towards eligible charges, such as food and beverage, spa, or other on-property charges (which varies by property). Plus, get guaranteed 4 PM checkout, complimentary breakfast on Fine Hotels + Resorts bookings through Amex Travel.

*The Hotel Collection requires a minimum two-night stay.
**Certain room categories are not eligible for upgrade.

$200 Uber Cash

Add your Platinum Card® to your Uber account to start receiving $15 in Uber Cash each month, plus a bonus $20 in December, to use on rides and orders in the U.S. when you select an Amex Card for your transaction.

$120 Uber One Credit

As a Platinum Card® Member, you can get up to $120 in statement credits each calendar year after you purchase an auto-renewing Uber One membership with the Card. Terms apply.

$200 Airline Fee Credit

Earn up to $200 per calendar year in statement credits after incidental fees, such as checked bags and in-flight refreshments, are charged by your one selected qualifying airline to your Card.

$200 Airline Fee Credit

Benefit Details

Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags, in-flight refreshments, flight-change fees, overweight / oversize baggage fees, airport lounge day-passes, pet-kennel fees, and phone reservation fees, are charged by the airline to your Platinum Card® account.*

*American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.

GUARANTEED 4PM CHECKOUT

Fine Hotels + Resorts®

With over 1,800 properties worldwide, when you book Fine Hotels + Resorts® through AmexTravel.com, you can receive a suite of benefits with an average total value of $550* in perks.

*Average value based on 2024 bookings for stays of two nights. Actual value will vary based on property, benefit availability and how you use the benefits. Click to learn more.

Fine Hotels + Resorts®

Benefit Details

When you book a trip to one of more than 1,800 Fine Hotels + Resorts® properties through American Express Travel®, you unlock a complimentary suite of benefits worth an average total value of $550* per stay, so you're on your way to an amazing experience with every trip. Plus, as a Platinum Card® Member, you can earn 5X Membership Rewards® points, or use Pay with Points, for prepaid stays booked through American Express Travel®.

*Average value based on Fine Hotels + Resorts® bookings in 2024 for stays of two nights.
Benefits include:

  • Daily breakfast for two
  • Room upgrade upon arrival when available (certain room categories are not eligible for upgrade)
  • $100 credit towards eligible charges (which vary by property), and Guaranteed 4pm checkout and
  • 12pm check-in when available

Actual value will vary based on property, room rate, upgrade availability, and use of benefits

$209 CLEAR+ Credit

CLEAR® is a digital identity verification company, which uses your face to help its Members move faster through security at select airports, stadiums, and entertainment venues nationwide. You can receive up to $209 in statement credits per calendar year after you sign up and pay for a CLEAR+ Membership (subject to auto-renewal) with your Platinum Card®.

$200 Uber Cash

Add your Platinum Card® to your Uber account to start receiving $15 in Uber Cash each month, plus a bonus $20 in December, to use on rides and orders in the U.S. when you select an Amex Card for your transaction.

$120 Uber One Credit

As a Platinum Card® Member, you can get up to $120 in statement credits each calendar year after you purchase an auto-renewing Uber One membership with the Card. Terms apply.

$200 Uber Cash

Add your Platinum Card® to your Uber account to start receiving $15 in Uber Cash each month, plus a bonus $20 in December, to use on rides and orders in the U.S. when you select an Amex Card for your transaction.

$120 Uber One Credit

As a Platinum Card® Member, you can get up to $120 in statement credits each calendar year after you purchase an auto-renewing Uber One membership with the Card. Terms apply.

$200 Airline Fee Credit

Earn up to $200 per calendar year in statement credits after incidental fees, such as checked bags and in-flight refreshments, are charged by your one selected qualifying airline to your Card.

$200 Airline Fee Credit

Benefit Details

Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags, in-flight refreshments, flight-change fees, overweight / oversize baggage fees, airport lounge day-passes, pet-kennel fees, and phone reservation fees, are charged by the airline to your Platinum Card® account.*

*American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.

GUARANTEED 4PM CHECKOUT

Fine Hotels + Resorts®

With over 1,800 properties worldwide, when you book Fine Hotels + Resorts® through AmexTravel.com, you can receive a suite of benefits with an average total value of $550* in perks.

*Average value based on 2024 bookings for stays of two nights. Actual value will vary based on property, benefit availability and how you use the benefits. Click to learn more.

Fine Hotels + Resorts®

Benefit Details

When you book a trip to one of more than 1,800 Fine Hotels + Resorts® properties through American Express Travel®, you unlock a complimentary suite of benefits worth an average total value of $550* per stay, so you're on your way to an amazing experience with every trip. Plus, as a Platinum Card® Member, you can earn 5X Membership Rewards® points, or use Pay with Points, for prepaid stays booked through American Express Travel®.

*Average value based on Fine Hotels + Resorts® bookings in 2024 for stays of two nights.
Benefits include:

  • Daily breakfast for two
  • Room upgrade upon arrival when available (certain room categories are not eligible for upgrade)
  • $100 credit towards eligible charges (which vary by property), and Guaranteed 4pm checkout and
  • 12pm check-in when available

Actual value will vary based on property, room rate, upgrade availability, and use of benefits

$209 CLEAR+ Credit

CLEAR® is a digital identity verification company, which uses your face to help its Members move faster through security at select airports, stadiums, and entertainment venues nationwide. You can receive up to $209 in statement credits per calendar year after you sign up and pay for a CLEAR+ Membership (subject to auto-renewal) with your Platinum Card®.

DINING & ENTERTAINMENT

Reward your taste for culinary adventure and stay plugged-in to the media you love.

All Dining & Entertainment Benefits (7)

DINING & ENTERTAINMENT

Reward your taste for culinary adventure and stay plugged-in to the media you love.

All Dining & Entertainment Benefits (7)

OVER 10,000 RESTAURANTS

$400 Resy Credit

Get up to $100 in statement credits each quarter when you use the Platinum Card® to make eligible purchases with Resy, including dining purchases at over 10,000 U.S. Resy restaurants*. Enrollment required.

*As of 03/2025

$300 Digital Entertainment Credit

Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card® at participating partners. Enrollment required.

$300 Digital Entertainment Credit

Benefit Details

Treat yourself and discover new shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card for eligible purchases make eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV. Plus, Platinum Card Members will get exclusive access to special perks from time to time. Enrollment required.

Global Dining Access by Resy

Get special access to sought-after U.S. Resy restaurants when you add your Platinum Card® to your Resy profile. Access to Exclusive reservations, premium dining experiences, Priority Notify, and more, all from Resy.com or the Resy app.

OVER 10,000 RESTAURANTS

$400 Resy Credit

Get up to $100 in statement credits each quarter when you use the Platinum Card® to make eligible purchases with Resy, including dining purchases at over 10,000 U.S. Resy restaurants*. Enrollment required.

*As of 03/2025

$300 Digital Entertainment Credit

Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card® at participating partners. Enrollment required.

$300 Digital Entertainment Credit

Benefit Details

Treat yourself and discover new shows, news and recipes. Get up to $25 in statement credits each month when you use your Platinum Card for eligible purchases make eligible purchases on Disney+, a Disney+ bundle, ESPN streaming services, Hulu, The New York Times, Paramount+, Peacock, The Wall Street Journal, YouTube Premium, and YouTube TV. Plus, Platinum Card Members will get exclusive access to special perks from time to time. Enrollment required.

Global Dining Access by Resy

Get special access to sought-after U.S. Resy restaurants when you add your Platinum Card® to your Resy profile. Access to Exclusive reservations, premium dining experiences, Priority Notify, and more, all from Resy.com or the Resy app.

SHOPPING & WELLNESS

Unlock savings from popular brands to help step up your fitness, fashion, and more.

All Shopping & Wellness Benefits (9)

SHOPPING & WELLNESS

Unlock savings from popular brands to help step up your fitness, fashion, and more.

All Shopping & Wellness Benefits (9)

$300 lululemon Credit

You can receive up to $75 in statement credits each quarter when you use the Card for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. Enrollment required.

$155 Walmart+ Credit

Get up to a $12.95* statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Platinum Card®.

*Up to $12.95 plus applicable taxes on one membership fee.

$200 Oura Ring Credit

Oura Ring can help you meet your health goals. You can receive up to $200 in statements credits when you use the Platinum Card® to purchase an Oura Ring at Ouraring.com each calendar year. Enrollment required.

$300 Equinox Credit

Get up to $300 in statement credits each year at Equinox. Simply use your Platinum Card® to pay for an Equinox+ digital subscription, or an Equinox club membership subject to auto-renewal. Enrollment required.

$300 lululemon Credit

You can receive up to $75 in statement credits each quarter when you use the Card for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. Enrollment required.

$155 Walmart+ Credit

Get up to a $12.95* statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Platinum Card®.

*Up to $12.95 plus applicable taxes on one membership fee.

$300 lululemon Credit

You can receive up to $75 in statement credits each quarter when you use the Card for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. Enrollment required.

$155 Walmart+ Credit

Get up to a $12.95* statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Platinum Card®.

*Up to $12.95 plus applicable taxes on one membership fee.

$200 Oura Ring Credit

Oura Ring can help you meet your health goals. You can receive up to $200 in statements credits when you use the Platinum Card® to purchase an Oura Ring at Ouraring.com each calendar year. Enrollment required.

$300 Equinox Credit

Get up to $300 in statement credits each year at Equinox. Simply use your Platinum Card® to pay for an Equinox+ digital subscription, or an Equinox club membership subject to auto-renewal. Enrollment required.

Earn and Redeem Points

Unlock even more value with a expansive rewards program designed around you. Earn Membership Rewards® points on the purchases you make most, then put them towards your future adventures.

Earn and Redeem Points

Unlock even more value with a expansive rewards program designed around you. Earn Membership Rewards® points on the purchases you make most, then put them towards your future adventures.

5X

POINTS

On Flights

Booked directly with airlines or through American Express Travel®, on up to $500,000 on these purchases per calendar year.

5X

POINTS

On Prepaid Hotels

Booked through American Express Travel®.

1X

POINTS

On Other Purchases

Terms and limitations apply.

Earn

5X

POINTS

On Flights

Booked directly with airlines or through American Express Travel®, on up to $500,000 on these purchases per calendar year.

5X

POINTS

On Prepaid Hotels

Booked through American Express Travel®.

1X

POINTS

On Other Purchases

Terms and limitations apply.

Redeem

Flights and Hotels

Use Points for flights and prepaid hotels, when you book on AmexTravel.com.

Membership Rewards® Pay with Points

Use Pay with Points at Checkout to easily redeem points at places like Amazon.com, Grubhub, BestBuy.com, and more.

Gift Cards

Redeem Points for gift cards. Want to celebrate with a dinner out? Get an outfit you feel good in? There are gift cards for all of that, and more. Choose from over 75 options.

Make the most of your Platinum Card® Membership

Make the most of your Platinum Card® Membership

Best Annual Fee Rewards Credit Card for Customer Satisfaction

The Platinum Card® by American Express received the highest score in the Bank Rewards Credit Card with an Annual Fee segment. For J.D. Power 2025 award information, visit jdpower.com/awards.

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Navigate Membership with the award winning mobile app

#1 for Customer Satisfaction with Credit Card Mobile Apps for the 2nd consecutive year.

For J.D. Power 2024 & 2025 award information, visit jdpower.com/awards

Navigate Membership with the award winning mobile app

DEDICATED GLOBAL SERVICING

Card Member Services

Whenever you need us, we're here. Our Member Services team will ensure you are taken care of. From lost Card replacement to statement questions, we are available to help 24/7.

Apply today with confidence

Know if you’re approved with no impact to your credit score. If you’re approved and you choose to accept this Card, your credit score may be impacted. 

 

Apply today with confidence

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Frequently Asked Questions about the Platinum Card®