EXPANDED BUYING POWER

Flexibility to buy what you need,
when you need it.

A freelancer’s cash flow is different every

month. But with flexible buying power, you can

buy what you need for your next project, even if

you haven’t gotten paid for your previous

project. Do business with less interruption, and

more spending power.^‡

EXPENSE MANAGEMENT

Manage your money with simple, time-saving tools.

Track your purchases and manage your cash flow.
An organized professional life means more time for
your personal life.

• Manage your expenses as you go. With the
  Spend Manager^SM Mobile App, easily add
  receipts, tags and notes to your transactions.^‡
• Account alerts will let you know about any
  suspicious charges and remind you when your
  bill is due.

REWARDS

Choose the rewards that are right for you.

Offset your travel costs and reduce your
expenses. Get points or cash back in the form
of a statement credit toward your personal or
professional pursuits.

• Membership Rewards® points or cash back in
  the form of a statement credit.^‡
• Access to discounts, gift cards, statement
  credits and more. 

EXPERIENCE AND KNOW-HOW

From finding the right workplace to knowing what to charge, get freelance advice on
OPEN Forum.

You’ll find helpful tips about how to build a professional image online, expand your skills and network with other freelancers.

Here are some useful reads to get you started.

WAYS TO SAVE

American Express OPEN offers a variety of discounts and savings tools.

• Amex Offers can reward you at places you like to shop, dine, travel, and more.
• The OPEN Savings® benefit is designed to automatically give you a 5% discount credited to your statement when you use your Card for eligible purchases with OPEN Savings partners or 2 additional Membership Rewards points.^‡

SERVICE AND SECURITY

A suite of services to give you peace of mind with every purchase.

Shop with more confidence knowing that eligible purchases charged on your Card can be covered by Extended Warranty^♦, Purchase Protection^♦ and Return Protection.^‡