American Express® MyCredit Guide

Explore your FICO® Score and Experian® credit report with personalized insights, for free.

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Why MyCredit Guide?

 

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Using MyCredit Guide won’t impact your score, no matter how often you check it.

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There is no cost to using MyCredit Guide.

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Access MyCredit Guide through our website and app.

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We provide a secure login that helps keep your information safe.

Expand your credit knowledge with MyCredit Guide’s tools and features.

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A detailed FICO® Score and credit report based on Experian data.*

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Understand how specific factors are impacting your score with FICO® Score Ingredients.

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Dive into your score history and see how it’s changed over time.

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Predict how different financial decisions and actions may affect your score with FICO® Score Simulator.

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Get personalized alerts about activity impacting your FICO® Score and Experian® credit report.

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Use FICO® Score Planner to set credit goals and get personalized recommendations to help you reach them.

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Identity Monitoring keeps track of your personal information across the internet and alerts you to any compromised data.

*Credit score calculated based on the FICO® Score 8 model and is provided for educational purposes. American Express and other lenders may use a different FICO® Score version than FICO® Score 8, or another type of credit score altogether, and other information to make credit decisions.

Experian® FICO® Score Wheel

FICO is a registered trade mark of Fair Isaac Corporation in the U.S. and other countries.

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Frequently Asked Questions