Available even if you are not an American Express customer. All for free.
Why MyCredit Guide?
We believe everyone should know their credit score and have the tools to understand it better. That's why we're giving you VantageScore® 3.0 by TransUnion, and the key factors that affect your score.
MyCredit Guide offers you tools and information to help you take charge of your credit.
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Frequently Asked Questions
Yes, MyCredit Guide is free for all who visit the site and enroll.
No, you do not have to be a Card Member to enroll in and use the service.
No. Checking MyCredit Guide does not impact or lower your credit score. You may check your credit score and MyCredit Guide as often as you wish.
Yes, you can view MyCredit Guide on your mobile device.
The score provided by American Express MyCredit Guide is the VantageScore® 3.0 credit score by TransUnion®.
No, MyCredit Guide relies on “soft” credit inquires to view your TransUnion credit report. Your credit score will not be affected by any soft inquires on your credit report.
*This score is provided for educational purpose. American Express and other lenders may use different credit scores and other information to make credit decisions.