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(American Express). This service is not available to consumers. To enroll, your business must submit an application, which is subject to review and approval by American Express. American Express makes money from currency exchange. Fees apply. For a list of our money service business licenses and information about addressing complaints and other disclosures, visit americanexpress.com/us/state-licensing.html.","1. FX International Payments incorporates encryption, both for stored data (such as account information) and for payments created and transmitted in real-time. The FX International Payments platform is deployed within American Express’ state of the art data center that features advanced online and offline security and monitoring against internet attacks. FX International Payments implements American Express standards relating to information integrity, transaction security and information security.","2. Forward contracts are not suitable for every business. American Express is not providing you with legal, tax or financial advice. We recommend that you consult your own advisers to determine whether forward contracts are suitable for you. Eligibility requirements apply.","3. Additional services and products such as Forward Exchange Contracts, Forward Drafts and Check Clearing (Cash Letter or Collection) may be subject to additional terms and conditions or supplemental agreements.","4. American Express will award one (1) Membership Rewards point for every USD $30 equivalent of foreign currency wires that your business sends using the FX International Payments service. The maximum award per transaction is 4,000 Membership Rewards points. This offer is only valid for outgoing wire transactions. It is not valid for same currency transactions (e.g. US Dollar to US Dollar), and it is not valid for incoming wires, drafts, forwards or any other products. Bonus ID A9PE. For example, if you buy an outgoing wire in the amount of EURO 10,000, and if we charge you USD 11,000 for those EUROS, then we will award 367 Membership Rewards points (11,000 divided by 30 = 367 points). This exchange rate is for illustration purposes only. In order to benefit from this offer, your business must first designate an existing American Express Card that is enrolled in the Membership Rewards program to which we will award the Membership Rewards points. Once we award points to the Card Member’s Membership Rewards program, the Card Member decides how to redeem those points, not you. If you designate an American Express Card that is enrolled in the Corporate Membership Rewards program, then the Corporate Card client decides how to redeem those points, not you. Other terms and conditions apply. 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