Other Types of Attacks - Be Aware! 

Phishing: When a fraudster tries to get your private information via an email or a website.  These details would allow them to access your account and make purchases without you knowing. 

Watch out for…

• Emails requiring you to click on a link and drive you to a webpage that looks like a legitimate institution.
• Alarming messages saying your bill is past due or your account will be locked or closed unless you take action. 
• Unexpected messages branded with corporate headers that upon inspection have typos and misspellings.       
• Website URLs without HTTPS:// or the closed lock symbol next to it. When in doubt, type in the trusted URL. 

Vishing: When a fraudster attempts to steal your private information via a phone call. 

Watch out for…

• Receiving an unexpected call from your financial institution.  If you’re suspicious, hang up and call the number on the back of your Card.
• Callers asking to verify account details, PIN, Verification Code or Card Security Code, don’t reveal this info.  American Express will never call you to ask for your information. 
• Urgent calls stating your account is suspended or closed. 

Smishing: When a fraudster tries to get your information via text.

Watch out for…

• A text message prompting you to click on a link.  By clicking the link, fraudsters have an opportunity to install malware on your device.
• Suspicious messages about your purchases you did not make. 
• Messages with account related news, like offer of gift cards. 

Remember to keep your anti-virus software up to date and install a firewall!