The Low Rate Credit Card from American Express®
Save with no annual Card fee and a low interest rate on purchases1
Card TypeCredit Card
Interest Rate8.99% p.a. on purchases1
Annual Fee$0 p.a.
Interest Free PeriodUp to 55 days2
Enjoy our low interest rate of 8.99% on purchases and $0 annual fee1
Featured Benefits
Low Interest Rate
Make managing your finances that much easier with a low 8.99% p.a. interest rate on purchases1 and $0 annual fee
Up to 55 days interest free
You'll have a bit of extra time up your sleeve with up to 55 days interest free2
Purchase and Refund protection
Shop with confidence thanks to Refund and Purchase Protection when you make an eligible purchase with your American Express Low Rate Credit Card3
Additional Cards at no extra cost
Share the benefits of Membership with up to 4 Additional Cards for family members or friends, at no extra fee4
All Benefits
Eligibility
To save time before applying for The Low Rate Credit Card from American Express®, make sure you can say ‘yes’ to the following:
Please click here to read the Key Facts Sheet for this Credit Card
- I have an annual income of $50,000 or more
- I have no history of bad debt or payment default
- I am aged 18 years or over
- I am an Australian citizen or permanent resident or hold a long term visa
Please click here to read the Key Facts Sheet for this Credit Card
Important Information
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