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The Low Rate Credit&nbsp;Card from American&nbsp;Express<sup>®</sup>

The Low Rate Credit Card from American Express®

Save with no annual Card fee and a low interest rate on purchases2

Card TypeCredit Card
Annual Fee$0 p.a.
Interest Rate8.99% p.a. on purchases2
Interest Free PeriodUp to 55 days3

Get $100 back

when you apply online by 27 October 2021, are approved and spend $1,000 on your new Card by 31 December 2021. T&Cs apply. New Card Members only.1

All Benefits

Eligibility

To apply for The Low Rate Credit Card you need to:
  • Have an annual income of $50,000 or more
  • Have no history of bad debt or payment default
  • Be aged 18 years or over
  • Be an Australian citizen, permanent resident or hold a long term visa

Documentation

Documents and information to have ready:
  • Australian Driver's License number (if you have one)
  • Details of your income, expenses, and debts
  • Proof if income (e.g. payslips)

Please click here to read the Key Facts Sheet for this Credit Card

Important Information

Applying takes less than 10 minutes, and you could receive a response within 60 seconds

Applying takes less than 10 minutes, and you could receive a response within 60 seconds