Make the Most of Apple Pay

Payments made easy


Using Apple Pay

Apple Pay® is a no-stress secure way to pay with your American Express® Card. Load your Card to the Apple Pay app on your iPhone® to make effortless transactions in-store, in-apps, or on websites.

High-value purchases

Use mobile payments for large or small purchases. Pay by following the prompts on your device and Card reader.

Worry-free shopping

Make secure transactions with four layers of fraud protection. We've got your back, every step of the way.

Life should be rewarding

Continue to earn rewards when you make payments using your American Express Card with Apple Pay.

Use the Amex App to set up Apple Pay

Set up Apple Pay on your Apple device in as easy as 3 simple steps.

Set up via Amex App - Step 1 - Screen print of an Apple device

Go to the Account tab & select Apple Pay.


Set up via Amex App - Step 2 - Screen print of an Apple device

Select the Card you want to add, verify it, and follow the prompts.


Set up via Amex App - Step 3 - Screen print of an Apple device

Set it as your default Card in wallet.


Frequently Asked Questions

  • How do I authorise a transaction?
    Your unique Touch ID or Face ID uses biometric technology to protect your Card. Every time you make a purchase, you’ll need to authorise the payment via Touch ID or Face ID. If you don’t have Touch ID or Face ID enabled for your device, you can elect to use your passcode instead.
    Do not let anyone else, including family members, have their Touch ID or Face ID registered to your device while your Card is registered in Apple Pay.
  • What Card number is used?
    Instead of using your Card number, Apple Pay assigns you an encrypted, unique Device Account Number. When you make a purchase, this number, along with a transaction-specific code, is used to process your payment – meaning merchants will never see your details.
  • Do I need to use a PIN with Apple Pay?
    Nope! Not even for transactions over $200. There’s no need to open an app either. Simply double click your side button on iPhone or Apple Watch and hold it near the contactless reader, or for Touch ID, hold your locked iPhone with your finger on Touch ID near the contactless reader.