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The American Express® Platinum Card

Receive 80,000 Membership Rewards Bonus Points1
When you apply online, are approved and spend $1,500 on your new Card within the first 3 months. This offer is available to new Card Members, as well as Bank-issued American Express companion cardholders1
*Terms & Conditions

Card Type
Annual Fee
$1,200 p.a.
Cash flow period
Up to 44 cash flow days2 and No pre-set spending limit3

Key Benefits

RECEIVE 80,000 MEMBERSHIP REWARDS® BONUS POINTS1

Receive 80,000 Membership Rewards Bonus Points1 when you apply online, are approved and spend $1,500 on your new Card within the first 3 months. This offer is available to new Card Members, as well as Bank-issued American Express companion cardholders1

ANNUAL TRAVEL CREDIT4

Receive a $300 Platinum Travel Credit each year4 to spend on eligible flights, hotels or car hire when you book and pay online through American Express Travel

TRANSFER YOUR POINTS

Transfer your points to a choice of 10 Airline Partner Programs5 including Qantas, Virgin Australia and Singapore Airlines

PRIORITY PASS

Complimentary access for you and a guest to over 1,000 VIP Lounges with Priority Pass6 plus access to Virgin Australia Lounges7, Delta Sky Club Lounges8 and American Express Lounges9

Rewards

As a member of Membership Rewards Ascent Premium - our highest tier of rewards - you can earn up to 3 Membership Rewards points10 per $1 spent on your Card.
  • Earn 3 points per $1 spent at restaurants in Australia10
  • Earn 2 points per $1 spent on airlines, accommodation and spend in foreign currency10
  • Earn 1 point per $1 spent on everything else, except those in the 0.5 points category10
  • Earn 0.5 points per $1 spent on utilities, telecommunications companies, non American Express provided insurance and government bodies10
  • The earn rate threshold is 300,000 points per membership year after which, the earn rate reverts to 1 point or 0.5 points per $1 spent10
  • Use your points for travel5, retail Gift Cards11, a credit on your account12 or a range of other rewarding possibilities.

Travel

Travel is always more relaxing when you feel looked after. Your Platinum Card Membership gives you access to upgrades, special benefits and substantial savings.
  • Receive an annual $300 Platinum Travel Credit4
  • Complimentary enrolment into an elite tier of hotel partner programs
  • Enjoy access to more than 1,000 VIP lounges with Priority Pass6
  • Experience Virgin Australia Lounge Access7
  • Airline Privileges Program13
  • Enjoy upgrades and preferential treatment at over 900 of the most luxurious hotels in the world14
  • Book your travel plans directly through the Platinum Travel Service15 and pay with your Membership Rewards points5
Read more

World-class service

Researching restaurants, getting a seat at the match, finding tickets to that fashion show - sometimes even having an active social life can become a chore. Alternatively, you could call our Platinum Concierge Service and let them do the legwork for you.
  • Platinum's by invitation only program16 gives you access to exceptional events and experiences that are not open to the general public
  • Smartphone Screen Insurance18 for up to $500 for screen repairs to your Smartphone when you pay for your smartphone with your Platinum Card, either outright or on a monthly contract
  • Buyer's Advantage18
  • Stay protected with Purchase Protection18
  • Online Fraud Protection Guarantee19
  • This American Express Card is eligible for use with Apple Pay, Samsung Pay and Android Pay.
Read more
Travel
Receive a $300 Platinum Travel Credit4
Receive a $300 Platinum Travel Credit4 each year to spend on eligible flights, hotels or car hire when you book and pay online through American Express Travel or through your Platinum Travel Service. What’s more, you can use this credit to book travel for anyone you choose. No booking fees apply for Platinum Travel Credit bookings
Complimentary enrolment into an elite tier of hotel partner programs
Including Club CarlsonSM20, Starwood Preferred Guest®21, Shangri-La Golden Circle Jade Membership22 and Hilton HonorsTM Gold status23

The American Express Global Lounge Collection provides access to over 1,100 Airport lounges across 120 countries6 including access to Priority Pass, the world's largest independent airport lounge program. One of your Supplementary Card Members will also receive complimentary membership to Priority Pass, plus you can both bring a guest into Priority Pass lounges at no additional cost
Experience Virgin Australia Lounge Access
You and a guest can enjoy access to Virgin Australia lounges. Every time you fly Virgin Australia, the doors will open for you at their selected lounges throughout Australia7
Airline Privileges Program
Offers great savings on First and Business Class fares with some of the world's leading airlines such as Qantas Airways, Emirates, Virgin Australia, and more. Depending on the airline and destination, you can save up to 20% compared to standard fares found outside of Platinum Travel Service13
Luxury Hotels
Enjoy upgrades and preferential treatment at over 900 of the most luxurious hotels in the world14
Platinum Travel Service
Book your travel plans directly through the Platinum Travel Service15 and pay with your Membership Rewards points10
Complimentary Platinum Travel Insurance
Stay safe and secure on your travels with Complimentary Platinum Travel Insurance when you pay for travel on your Card or with your points for you, your partner or dependent children. Travel with ease, knowing that wherever you are in the world there’s always someone you can call on.
Medical Emergency Expenses Cover
Medical Emergency Expenses Cover18 to meet your immediate needs, including repatriation
Transport Accident Cover
Transport Accident Cover18 offering protection when travelling on public transport
Travel Inconvenience Cover
Travel Inconvenience Cover18 which covers you for time delay, missed connections and luggage setbacks
Loss Damage Waiver Cover
Loss Damage Waiver Cover for car rental of AUD125,00018
World-class service
Platinum's by invitation only program16 gives you access to exceptional events and experiences that are not open to the general public
Platinum Taste
Whether you’re looking for hidden gems, Michelin-starred restaurants abroad, or three-hatted restaurants in Australia, Platinum can help. Platinum Taste can recommend a range of choices down the road or around the world and book for you17
Platinum Card Service
Whether you need emergency assistance, your account balance, redemption on Membership Rewards points or additional Supplementary Cards24, Platinum Card Service is here to help 24/7
Buyer's Advantage
Buyer's Advantage18 extends your manufacturer's warranty by up to 12 months on eligible items purchased with your Card
Purchase Protection
Stay protected with Purchase Protection18 providing cover should your new items be stolen or damaged. Refund Protection18 is also available should a store refuse to accept the return of a recent, unused purchase
Online Fraud Protection
Online Fraud Protection Guarantee19 means you won't be held responsible for any unauthorised charges made without your knowledge
Eligibility
To save time before you apply for your Platinum Card, it's best to make sure you can say yes to the following:
  • I am aged 18 years or over
  • I am an Australian citizen or permanent resident
  • I have a personal gross (pre-tax) annual income of $100,000 or more
  • I have no history of bad debt or payment default
If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds - so apply now.

Ready to Apply?

Receive 80,000 Membership Rewards Bonus Points1 when you apply online, are approved and spend $1,500 on your new Card within the first 3 months. This offer is available to new Card Members, as well as Bank-issued American Express companion cardholders1
Apply Now