The following transactions are not eligible and will not count towards your spend for the purposes of the offer:
a) Transactions where you do not spend directly with your Card to which the offer is saved, in-store or online at a participating Shop Small Business.
b) Transactions processed through a third party are not eligible for the offer. For example, transactions through Food Delivery Services, some online payment capabilities and marketplaces and payment processors that use card readers or QR codes.
Great news! Digital wallets such as Apple Pay, Samsung Pay and Google Pay are now eligible for Shop Small.
Still excluded are the payment aggregators such as PayPal and Stripe.
c) Transactions that are subsequently cancelled or refunded.
d) Transactions where the business does not pass on the information we need to process it properly within the offer period (for example, when their payment systems are down and they cannot process the transaction electronically).
e) Online gift card purchases.