1. Various offers will be available to Cobalt Cardmembers from time to time. These offers will be communicated by email and other select channels. Conditions apply and vary by offer.

2. Only the Basic American Express Card referenced in this email is eligible for registration in this offer by clicking ‘Register Now’ in the email.

When you click on the applicable link, you will be redirected to the merchant website.

The registered Card account must be in good standing. Must first register your Card to the offer and use same Card to make qualifying purchase(s) by 31/01/2020. Date format is DD/MM/YYYY. A purchase made during the offer period prior to registration of your eligible card in this program is not a qualifying purchase. Your registration of an eligible American Express Card for this offer extends only to qualifying purchases on that Card.

To be eligible for a $15 (CAD) statement credit, one single qualifying purchase or cumulative qualifying purchase(s) that total at least $200 (CAD) after taxes, must be charged to your registered Card at www.spinco.ca during the offer period and subsequently posted to your account.

Offer valid for purchases made online only at www.spinco.ca. Offer is non-transferable. You can earn a maximum of one (1) statement credit/s per registered card during the offer period.

Statement credit will be applied to your registered card account within 90 days after 31/01/2020, provided that American Express receives information from the merchant about your qualifying purchase(s). Statement credit may be reversed if qualifying purchase(s) is returned/cancelled. If American Express does not receive information that identifies your transaction as qualifying for the offer, you will not receive the statement credit. The following transactions are not qualifying purchases for this offer: purchasing a merchant’s goods through a third party, such as through concession stores in department stores, payment account or service of a third party, a card reader attached to a mobile phone, online aggregators that sell goods of other merchants or if the merchant category is otherwise not identified. A statement credit does not constitute a payment and does not satisfy the requirement to pay the minimum due on a credit card. The Basic/Primary Cardmember must continue to make separate payments of at least the minimum due in accordance with the Cardmember agreement and account statement applicable to their registered card.

In the event that you replace your registered card through Amex Bank of Canada or other participating American Express card issuer (as applicable) during the offer period, your participation in this offer will end and you will need to re-register for this offer.

For full terms that apply to registering your card in the program, see Program Terms.

®, TM: Used by Amex Bank of Canada under license from American Express 

3.  This offer is only available to Canadian Basic American Express Cobalt Cardmembers who have been sent this offer by email and who make a qualifying purchase transaction at all TransLink fare purchase locations in Vancouver or at www.compasscard.ca. Only the Basic American Express Cobalt Card referenced in this email is eligible for registration in this offer by clicking ‘Register Now’ in the email, and this same Card must be used as the method of payment. Your registration of an eligible American Express Card for this offer extends only to qualifying purchases on that Card. Purchases made with Supplementary Cards are not eligible purchases.

 To be eligible for this offer:

• Your account must be in good standing.
• You must first register your eligible American Express Card and use that registered Card to make a qualifying purchase(s) at Compass locations in Greater Vancouver area or at www.compasscard.ca from September 16, 2019 from 12:00:01 am EST to December 22, 2019 11:59:59 pm EST. Registration begins on September 16, 2019.
• Purchases made during the offer period prior to registration of your eligible Card in this program are not qualifying purchases.
• Qualifying purchases include Compass Card, Compass Ticket and contactless American Express Card payments for TransLink fare purchases. Compass Card purchases can be made online at www.compasscard.ca, by phone by calling 604-398-2042, at Compass Vending Machines, at Compass Customer Service Centre located at Stadium-Chinatown Station and at West Coast Express Customer Service Centre located at Waterfront Station. Compass Ticket purchases can be made at Compass Vending Machines, at Compass Customer Service Centre located at Stadium-Chinatown Station and at West Coast Express Customer Service Centre located at Waterfront Station. Excludes any purchases at retail locations (E.g. London Drugs, Seven Eleven, Etc.). Offer is non-transferable. 
• You can earn a maximum of three (3) statement credits per registered Card during the offer period. 

To be eligible for a $5 (CAD) statement credit, one single qualifying purchase or cumulative qualifying purchases that total $5 (CAD) or more, after taxes and shipping, must be charged to your registered Card at TransLink fare purchase locations or at www.compasscard.ca during the offer period and subsequently posted to your account by January 5, 2020. Compass card items ordered during the offer period, but shipped after 05/01/2020 may not count towards your qualifying purchases.  Delivery of online purchases is only available within Canada.Statement credit will be applied to your registered Card account within 90 days after December 22, 2019, provided that American Express receives information from the merchant about your qualifying purchase. Statement credit may be reversed if qualifying purchase is returned/cancelled. If American Express does not receive information that identifies your transaction as qualifying for the offer, you will not receive the statement credit. The following transactions are not qualifying purchases for this offer: purchasing a merchant’s goods through a third party, such as through concession stores in department stores, payment account or service of a third party, a card reader attached to a mobile phone, online aggregators that sell goods of other merchants or if the merchant category is otherwise not identified. A statement credit does not constitute a payment and does not satisfy the requirement to pay the minimum due on a credit card. The Basic/Primary Cardmember must continue to make separate payments of at least the minimum due in accordance with the Cardmember agreement and account statement applicable to their registered Card. 

In the event that you replace your registered Card through Amex Bank of Canada or a licensed third party issuer (as applicable) during the offer period, your participation in this offer will end and you will need to re-register for this offer. 

4.  You can earn Membership Rewards® points for eligible consumer purchases at American Express retail merchants as follows:  Earn 5 points for every $1 at (i) restaurant, quick service restaurant, coffee shop and drinking establishments in Canada, (ii) stand-alone grocery stores in Canada, (iii) delivery of food and groceries in Canada as a primary business, up to a combined maximum of $30,000 in net purchases posted to your account annually on these categories. Once the maximum is reached, you will no longer earn at 5 points for every $1 regardless of credits, returns and adjustments. Earn 1 point for every $1 thereafter.  Calculation resets to zero each year on the Cardmembership anniversary date. Earn 2 points for every $1 at or for (i) stand-alone automobile gasoline stations in Canada, (ii) travel services or travel bookings including air, water, rail and road transport, lodging and tour operator sales, (iii) local commuter transportation in Canada including subway, streetcar, taxi, limousine and ride sharing services.  Purchases at merchants where these categories are not their primary business such as general merchandise retailers do not qualify. Merchants are typically assigned codes and categorized based on what they sell. Earn rate of 1 point for every $1 applies when the merchant code is not in an eligible category, using a payment account or service of a third party, a card reader attached to a mobile phone, or online retailer that sells goods of other merchants, or the merchant category is otherwise not identified. Interest charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Membership Rewards points.

®, TM: Used by Amex Bank of Canada under license from American Express 

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