* As a Charge Card, the balance must always be paid in full each month. 30% annual interest rate applies to balances not paid in full. Payments must be received and processed by the date of the next monthly statement to avoid interest charges.

^‡ Please ensure that you provide your own personal Aeroplan number to be linked to your card as linking a different loyalty number is prohibited. This Aeroplan number must be included on the qualifying reservation to access the airline benefits. The name on the airline reservation must be identical to the name on the Aeroplan account of the traveller. For eligible Supplementary Cardmember(s) ability to access available benefits, their own personal Aeroplan number must be linked to a valid card account as verified by the bank. Linking can be done by visiting www.aircanada.com/linkmycard. Please allow up to 72 hours after the card is approved, or the Aeroplan number of the eligible Supplementary Cardmember is linked to the Supplementary Card, for these benefits to be activated.  Aeroplan member accounts of the Basic Cardmember and Supplementary Cardmember(s) must be in good standing to enjoy their Amex Aeroplan card benefits.  Airline benefits will no longer be available upon account closure, regardless of reason for closure, or if the card product is changed. Aeroplan membership and benefits are subject to the Aeroplan Program Terms & Conditions and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as may be changed from time to time.

1. These offers are only available to new American Express^® Aeroplan^®* Cardmembers (‘Cardmembers’). For current or former American Express Aeroplan Cardmembers, we may approve your application, but you will not be eligible for these offers. You may also not be eligible for these offers if you have previously received welcome bonus points or any other incentive Aeroplan points in connection with an Aeroplan card account of the same card category type as an Aeroplan card offered by any other issuer as further described in and subject to the Aeroplan program general Terms and Conditions located at [aircanada.com/aeroplan-termsandconditions]. If you receive points in error, we reserve the right to deduct them from your points balance. Offers subject to change at any time. Account must be in good standing. Interest charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Aeroplan points. All deductions for returns made on eligible purchases will be calculated at the earn rate in effect at the time of the return. This means that the points deducted from your points balance may be different from the amount originally earned. Points may be deducted if returns result in the required spend threshold not being achieved. Please allow up to 8 weeks after earning your Aeroplan points for your Aeroplan account to be updated.

30,000 Aeroplan Points

To qualify for the welcome bonus of 30,000 Aeroplan points, you must have at least $3,000 in net purchases posted to your account on or before your three (3) month anniversary date. Please allow up to eight weeks from the date the bonus points were earned for the bonus to be awarded. 

Additional 10,000 Bonus Points

To qualify for the additional 10,000 Aeroplan points in month 13 of Cardmembership, eligible American Express Aeroplan Cardmembers must have at least $1,000 in net purchases charged to your Card in month 13 of Cardmembership and subsequently posted to your account. For example, if you reach your 12 months of Cardmembership on March 31, 2025, you must have at least $1,000 in net purchases made on or after April 1, 2025, and be posted to your account no later than April 30, 2025, to be eligible for the 10,000 Aeroplan bonus points. Please allow up to eight weeks after earning your Aeroplan points for your Aeroplan account to be updated. Aeroplan points will be earned by the Basic Cardmember on the amount of purchases, less credits and adjustments. Interest charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Aeroplan points.  

2. Account must be in good standing. An Additional card is a Supplementary Card. Each Supplementary American Express Aeroplan Card: $50 each annually; Supplementary American Express Aeroplan No Fee Card: $0 each annually. Supplementary Cardmembers must be at least 13 years old.

3. The up to $1,450 or more in value is based on the combined total value of the following figures. All monetary figures referred to herein are denominated in Canadian dollars, unless specified otherwise.

• Current Welcome Bonus of up to 40,000 Aeroplan points redeemed for a flight(s) (up to $800), based on the majority of current Aeroplan Cardmembers receiving a value of $0.02/points or more when redeeming for a flight as of September 1 2025. Redemption calculation is based on actual flight redemptions made by Cardholders between the period of November 8, 2020 – September 1, 2025. 
  
  
• The potential annual value of $515 is based on the value of 25,750 points earned through annual net purchases of $21,500, with $3,000 in purchases on 2x accelerator categories, $2,500 on 1.5x accelerator categories and $16,000 on other net purchases. Earn 2 points for every $1 of eligible purchases made directly with Air Canada. Earn 1.5 points for every $1 of eligible purchases at restaurant, quick service restaurant, coffee shop and drinking establishments in Canada, and delivery of food in Canada as a primary business, but not including groceries. Earn 1 point for every $1 on other net purchases when the merchant code is not in an eligible category or the merchant category is otherwise not identified. This 25,750 points earned annually can convert to $515 in value based on the majority of current Aeroplan Cardmembers receiving a value of $0.02/points or more when redeeming for a flight as of September 1, 2025. Redemption calculation is based on actual flight redemptions made by Cardholders between the period of November 8, 2020 – September 1, 2025. Refer to footnote 8 for full terms on earn rates. These are estimations for illustrative purposes only. Please consider your expected annual net purchases and redemptions when determining your potential annual value. 
  
  
• Free first checked bags for two people on a round-trip in the first year ($140).

The up to $1,450 or more in value does not include the Card’s annual fee. 

Aeroplan points have no cash value but are redeemable under the Aeroplan program for flights and other rewards. The retail value of rewards obtained using Aeroplan points will vary depending on a range of factors including the type of reward issued, details of which may be found at www.aircanada.ca/aeroplan. Aeroplan points may be redeemed only in accordance with the General Terms & Conditions of the Aeroplan program. Full terms and conditions of the Aeroplan Program are available online at https://www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html. All offers are contingent on satisfying the criteria outlined in the offer terms and conditions.

4. Basic Cardmember or eligible Supplementary Cardmember, and up to eight (8) other passengers traveling on the same reservation (up to a maximum of 9 travellers), are each entitled to a free first checked bag up to 23kg/50lbs. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge®* or under the Air Canada Express®* brand. Free first checked bag benefit is applicable only when the bag is checked in at the designated check-in counter, prior to security. Bags checked in at the gate are not eligible for this benefit. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite^TM* Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Lap held infants do not qualify for First Free Checked Bag. Service charges for additional/oversized/overweight baggage may apply. For more information on baggage restrictions, please visit www.aircanada.com/baggage.

5. For every $10,000 in eligible purchases (less any returns, credits and adjustments) charged to the card and posted to the card account, Basic Cardmembers will earn 1,000 Status Qualifying Miles (SQM) and 1 Status Qualifying Segment (SQS) which will be deposited in their Aeroplan member account. Please allow at least three (3) days after being earned for the SQM and SQS to be added to your Aeroplan account.SQM and SQS are not redeemable towards Aeroplan rewards and only count toward Aeroplan Elite Status qualification. SQM do not count towards Million Mile Status. Supplementary Cardmember(s) are not eligible to receive SQM or SQS through this benefit; however, all eligible spend by Supplementary Cardmembers will count towards the Basic Cardmember’s spend. Basic Cardmembers may earn unlimited bonus SQM and SQS during an Aeroplan Elite Status qualification period. In the case of returns, credits or adjustments that reduce the amount of net purchases below a previously achieved threshold for which SQM and SQS was not previously awarded, you may not earn the SQM and SQS, but if you were awarded SQM and SQS, the amount deducted could result in you having negative net purchases and you will have to make purchases if you wanted to bring your net purchases to zero before earning towards your next SQM and SQS.All Aeroplan Elite Status conditions apply and can be reviewed at www.aircanada.com/elite-termsandconditions.

As of January 1^st 2026 the following terms apply:​

For every $10,000 in eligible purchases (less any returns, credits and adjustments) charged to the card and posted to the card account, Basic Cardmembers can get 1,000 Status Qualifying Credits (SQC), up to a combined maximum of 25,000 SQC per Aeroplan Member per calendar year for all SQC that may be awarded to that Aeroplan Member in connection with any Aeroplan credit card (including charge cards) held by that Aeroplan Member, regardless of card issuer, (the “Annual Credit Card Maximum”). ​

SQC will be deposited to the Basic Cardmember’s Aeroplan Member account up to 1 week after meeting the spend threshold. ​

Supplementary Cardmember(s) are not eligible to receive SQC through this benefit; however, all eligible purchases by Supplementary Cardmembers will count towards the Basic Cardmember’s eligible purchases.​

Basic Cardmembers may get SQC during an Aeroplan Elite Status qualification period. In the case of returns, credits or adjustments that reduce the amount of eligible purchases below a previously achieved threshold for which SQC was not previously awarded, you may not get the SQC, but if you were awarded SQC, the amount deducted could result in you having negative eligible purchases and you will have to make purchases if you wanted to bring your eligible purchases to zero before getting your next SQC.​

SQC are not redeemable towards Aeroplan rewards and only count towards Aeroplan Elite Status qualification. SQC cannot be exchanged and do not count towards Million Mile status. ​

Aeroplan reserves the right, at any time and at its sole discretion, to reverse, revoke or rescind SQC, Elite Status and associated benefits in the event of misuse of this benefit. The Annual Credit Card Maximum is tracked and maintained by Aeroplan.​

All Aeroplan Elite Status conditions apply and can be reviewed at www.aircanada.com/elite-termsandconditions​

As of February 1^st 2026 the following terms apply:

​For every $20,000 in eligible purchases (less any returns, credits and adjustments) charged to the card and posted to the card account, Basic Cardmembers can get 1,000 Status Qualifying Credits (SQC), up to a combined maximum of 25,000 SQC per Aeroplan Member per calendar year for all SQC that may be awarded to that Aeroplan Member in connection with any Aeroplan credit card (including charge cards) held by that Aeroplan Member, regardless of card issuer, (the “Annual Credit Card Maximum”). ​
​
SQC will be deposited to the Basic Cardmember’s Aeroplan Member account up to 1 week after meeting the spend threshold. ​
​
Supplementary Cardmember(s) are not eligible to receive SQC through this benefit; however, all eligible purchases by Supplementary Cardmembers will count towards the Basic Cardmember’s eligible purchases. ​
Basic Cardmembers may get SQC during an Aeroplan Elite Status qualification period. In the case of returns, credits or adjustments that reduce the amount of eligible purchases below a previously achieved threshold for which SQC was not previously awarded, you may not get the SQC, but if you were awarded SQC, the amount deducted could result in you having negative eligible purchases and you will have to make purchases if you wanted to bring your eligible purchases to zero before getting your next SQC. ​
​
SQC are not redeemable towards Aeroplan rewards and only count towards Aeroplan Elite Status qualification. SQC cannot be exchanged and do not count towards Million Mile status. ​
​
Aeroplan reserves the right, at any time and at its sole discretion, to reverse, revoke or rescind SQC, Elite Status and associated benefits in the event of misuse of this benefit. The Annual Credit Card Maximum is tracked and maintained by Aeroplan. ​
​
All Aeroplan Elite Status conditions apply and can be reviewed at www.aircanada.com/elite-termsandconditions​

6. Front Of The Line^® - Purchase must be charged in full to an American Express Card. Subject to availability and to event and ticketing terms, restrictions, verification procedures and fees. Tickets and packages are not transferable and cannot be resold. No refunds and no exchanges subject to merchant's obligations under applicable law.

7. Having No Pre-Set Spending Limit on purchases does not mean unlimited spending. Your purchases are approved based on a variety of factors, including your credit history, account history, and personal resources. Proof of resources and security may be required.

8. You can earn Aeroplan points (“points”) for eligible consumer purchases at American Express retail merchants as follows: Earn 2 points for every $1 of eligible purchases made directly with Air Canada. Earn 1.5 points for every $1 of eligible purchases at restaurant, quick service restaurant, coffee shop and drinking establishments in Canada, and delivery of food in Canada as a primary business, but not including groceries. Eligible Air Canada purchases means only those purchases made directly with Air Canada as the merchant, including Air Canada Vacations packages purchased directly from Air Canada. Air Canada purchases using your card at another merchant or service provider that sells Air Canada goods or services would not be an eligible Air Canada purchase, such as purchasing (i) Air Canada tickets from an online website other than Air Canada, through a travel agent including American Express Travel Services, or as part of a vacation package from another merchant, (ii) Air Canada gift cards, (iii) Air Canada Maple Leaf Club memberships or (iv) if you make a purchase through Air Canada with another merchant such as a hotel or car rental booking on the aircanada.com website. Earn rate of 1 point for every $1 applies when the merchant code is not in an eligible category, using a payment account or service of a third party, a card reader attached to a mobile phone or online retailer that sells goods of other merchants or the merchant category is otherwise not identified. Provided your account is in good standing, points can be earned on eligible purchases less returns and other credits. Interest charges, annual fees, other fees and cash equivalent transactions are not purchases and do not qualify for Aeroplan points.

9. Learn more at www.aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.html

10. Destinations: Number of destinations based on the published 2022 route network of Air Canada and its airline partners. Due to travel restrictions, government recommendations and passenger demand resulting from the impact of COVID-19, available destinations may vary.

11. From time to time, eligible Basic Aeroplan Cardmembers can get access to preferred pricing, which means they can book flight rewards for even fewer points. The number of points required to book a flight reward is determined by several factors, including, but not limited to, holding an eligible Aeroplan credit card and a member logging into their Aeroplan account, along with other rules as determined by Aeroplan in its sole discretion.

12. Underwritten by Belair Insurance Company Inc.  You may contact the insurer at 1-833-964-2757 in Canada and the U.S. or visit https://info.client.insure.

13. Underwritten by Belair Insurance Company Inc.  You may contact the insurer at 1-833-964-2757 in Canada and the U.S. or visit https://info.client.insure.

14. Underwritten by Chubb Life Insurance Company of Canada (“Chubb Life”). Use your Card to book tickets for your spouse, dependent children (under 23) or any Supplementary Cardmember and they can also be covered. Spouse and dependent children (under 23) of Supplementary Cardmembers can also be covered. You may contact the insurer at 1-877-777-1544 in Canada or visit www.chubb.com/ca.

15. This is not an insurance. Costs associated with any out-of-pocket expenses related to your Travel Emergency Assistance inquiry are your responsibility. Services will be provided as permitted under applicable law and must be authorized and arranged by AXA Assistance.

16. Underwritten by Belair Insurance Company Inc.  You may contact the insurer at 1-833-964-2757 in Canada and the U.S. or visit https://info.client.insure.

17. Points required for a flight will vary based on travel itinerary, fare type, travel date and departure city. Taxes, fees and third-party charges apply. For details on the number of points required for flight rewards to a destination, visit the Air Canada Flight Predictor tool at aircanada.com/pointspredictor. If booking for travel in a high demand period, such as a popular time to go to a destination, the number of points required may fall above the range that is displayed during normal times.

18. “Get a 4th Night Free” Hotel Offer Terms & Conditions

“Get a 4th Night Free” hotel offer (the “Offer”) for hotel room redemption bookings at participating hotels made with Aeroplan points by Primary or linked Additional Aeroplan co-brand cardholders (each a “Cardholder” and collectively “Cardholders”) between 12:01am Eastern Standard Time ("EST") September 13, 2023, and 11:59pm EST on December 31st, 2026 (unless extended). Unless otherwise permitted, the Offer cannot be combined with any other offer. For every 4-night consecutive hotel stays at a participating hotel using only Aeroplan points from the Aeroplan account of the Cardholder booked on the travel booking website operated by Loyalty Travel Agency LLC, doing business as CX Loyalty (the “Website”), a Cardholder will be able to stay one of those four nights at that same hotel during that same stay under the same confirmation number for no additional Aeroplan points. For example, a Cardholder booking a 4-night consecutive stay will only need to redeem Aeroplan points for 3 nights (i.e., 15,000 points per night required for 4 nights is 60,000 points but under the Offer you only require 45,000 points (15,000 x 3) for the 4 nights). Or for an 8-night consecutive stay, the Cardholder will only need to redeem Aeroplan points for 6 nights and so forth. The nights must be within the same stay at the same participating hotel, and you can’t combine separate bookings and still get an extra night.  There will be no points refund or free night credit for any unused portion of the Offer. The redemption booking summary will show the taxes and fees included in the points redemption rate. Local taxes and fees (such as destination and/or resort fees) may not be included in your hotel room points redemption rate and will still apply to each hotel night booked with points and be payable directly at the hotel. Refer to the Travel Terms and Conditions of Loyalty Travel Agency LLC for more details.
 
Hotel redemption pricing in points can fluctuate from night to night and the free night is based on the average points cost per hotel room redemption night across all nights of the stay of 4 nights or longer that will be calculated. The average points required for one hotel room night redemption will then be removed from the total of the 4 nights. The amount of Aeroplan points required per night varies by the participating hotel, room type available at the participating hotel, length of stay, and may also vary by time of year. Points required per hotel room night redemption are updated continuously and may change at any time without notice. If a Cardholder makes a modification to a booking made pursuant to the Offer, the Cardholder will be responsible for any changes to the  number of points required for the hotel room redemption nights.
 
The Offer applies to hotel redemptions of all room types made using only Aeroplan points on the Website. Offer is not applicable to bookings combining cash and points or cash only. To participate in the Offer, a Cardholder must have enough Aeroplan points (either in their own Aeroplan account or in their Aeroplan family pooling account) to cover the cost of redeeming for at least 3 hotel room nights at the selected participating hotel. The Offer is not transferable and is not redeemable for cash. If the Offer is not running as planned for any reason, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, pandemic or any other causes beyond the reasonable control which corrupt or affect the administration, security or proper conduct of the Offer, the Offer can be terminated or suspended, in whole or in part, or modified in any way, without advance notice. Furthermore, any individual that
is believed to be tampering with the process or the operation of the Offer can be disqualified from the Offer and banned from any future offers.
 

The following terms also apply to this Offer:

• Aeroplan Program General Information and Terms and Conditions
• Air Canada Privacy Policy
• Aeroplan’s Privacy Policy
• Travel Terms and Conditions of Loyalty Travel Agency LLC
• HotelSavers Terms & Conditions

Aeroplan is responsible for the fulfillment of the Offer and its terms of use. The Aeroplan program is a loyalty rewards and recognition program operated by Air Canada’s subsidiary Aeroplan Inc.

19. Your points will not expire provided that you are the Basic Cardmember of an American Express Aeroplan card and your Aeroplan account is in good standing under the Aeroplan Terms and conditions (aircanada.com/aeroplan-termsandconditions). 
   

For more information about the Aeroplan Expiry policy please visit aircanada.com/aeroplan-inactivitypolicy

20. When you apply for a Card through a third-party website, we may share your personal information, including card type, with that third party. The third party may use your personal and aggregated information for offer fulfilment and to improve the effectiveness of its advertising.

^®, ^TM: Used by Amex Bank of Canada under license from American Express.

^®*, ^TM*: For trademark ownership details see: americanexpress.ca/aeroplantrademarks

^†: All insurance coverage is subject to the terms and conditions of their respective master policies. Certain limitations, exclusions and restrictions apply. Please read your Certificates of Insurance carefully. If you are a Quebec resident, please read your Insurance Summary and Fact Sheet.