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What are Membership Rewards Points?

What are AMEX Membership Rewards Points and how to get the most of 240,000 Bonus Points with the American Express Explorer Card

Membership Rewards is how American Express Card Members earn points and is a flexible program that allows you to redeem through major airlines and hotel chains as well as for Gift Cards and pay with points options for your individual lifestyle needs.

 

What’s more is that Memberships Rewards points don’t expire so long as your American Express Card Account is active and in good standing, which means you can earn points and flexibly redeem at your pace, and at a time that suits you.

 

Plus, for a limited time, American Express is offering a massive 240,000 Bonus Membership Rewards Points to new American Express Card Members who apply for the American Express Explorer Card by 30 November 2021, are approved, and spend $3,000 within the first 3 months. T&Cs apply. New Card Members only1.

What can I get with American Express Membership Reward Points?2

 

In short. A lot.

 

Tapping into the Membership Rewards program and with a welcome offer of 240,000 Bonus Points with the American Express Explorer Card, you’re provided the flexibility to hold the points for as long as you need, or redeem across multiple options including:

  • Transfer points to Airline Partners 
  • Transfer points to Hotel Partners 
  • Use points with American Express Travel Online
  • Use points on Gift Cards 
  • Use points to pay for purchases 
  • Use points to top up your Account 

As an example, this is how the American Express Explorer Card currently stacks up against a comparable card:

 

  The American Express Explorer ® Credit Card ANZ Rewards Black
Annual Fee $395 $375
New Card Member Offer

240,000 Bonus Membership Rewards Points

$400 to spend on travel each year

180,000 Bonus ANZ Reward Points

$0 annual fee in the first year

Points earn rate

  • 2 Membership Rewards points per $1 spent on eligible purchases· 
  • 1 Membership Rewards point per $1 spent on government bodies (e.g. Australia Post)
    • 2 ANZ Reward Points per $1 spent on eligible purchases up to $5,000 per statement period
    • 1 ANZ Reward Point per $1 spent on eligible purchases above $5,000 per statement period
    Do points expire? No. As long as your Account remains active and in good standing. Yes, points must be used to claim a reward within three years after the end of the year in which the points were earned, or they will be cancelled
    Velocity Points conversion 2 Membership Rewards points = 1 Velocity Point4 2 ANZ Reward Points  = 1 Velocity Point4
    Singapore KrisFlyer Miles conversion 3 Membership Rewards points = 1.5 Kris Flyer Miles 3 ANZ Reward Points = 1 KrisFlyer Miles
    Asia Miles conversion 3 Membership Rewards points = 1.5 Asia Miles 3 ANZ Reward Points = 1 Asia Miles
    Gift Card conversion 2000 Membership Rewards Points = $10 2250 ANZ Reward Points = $10
    Reducing your account balance with points 1,250 Membership Rewards points = $6.25 (using pay with points) 1,250 ANZ Rewards Points = $5 (using ANZ Cashback)

     

    So, based on the above here’s what you could get with 240,000 Membership Rewards Points with the American Express Explorer Credit Card vs. 240,000 ANZ Reward Points

     

      Up to Up to
    Velocity Points
    120,000 120,000
    Singapore KrisFlyer Miles

    120,000

    80,000

    Asia Miles

    120,000 80,000
    Gift Card value
    $1,200
    $1,067
    Transaction amount you can reduce from your account using points
    $1,200 $960

     

    The information in the table is a guide for comparison only, full details for each product can be found at:  

    The American Express Explorer® Credit Card

    ANZ Rewards Black

    The details above are current as of 27th October 2021.

     

    We’ll take you through each option within the Membership Rewards program and what 240,000 Bonus Membership Rewards Points with the American Express Explorer Card can get you.

    Transfer Points to Airline Partners Frequent Flyers Programs3

    Being able to use your Membership Rewards points and turn them into Frequent Flyer points of your choice is a major perk with the Membership Rewards Program. It gives you the option to transfer to multiple Frequent Flyer Programs with partner airlines including:

    • Virgin Australia’s Velocity Frequent Flyer
    • Singapore Airlines KrisFlyer
    • Cathay Pacific Asia Miles
    • Emirates Skywards
    • Etihad Guest
    • Malaysian Airlines Enrich
    • Thai Airways Royal Orchid Plus

    With 240,000 Membership Reward points, you’ll get 120,000 Frequent Flyer Points with any of these top airline programs3

     

    While flights might not be on the top of everyone’s agenda now, and maybe international flights even more so, you might be pleasantly surprised to know where that 120,000 Frequent Flyer points can get you locally.

     

    • Melbourne – Sydney
    • Sydney – Gold Coast
    • Adelaide – Melbourne
    • Perth – Kalgoorlie
    • Brisbane – Hamilton Island

    So, as the time comes to fly again, you can bank on your Membership Rewards points to keep you cruising at 30,000 ft. 

     

    Transfer Points to Hotel Partners with Hilton Honors™ Points Program5

    You can redeem Hilton Honors™ points at more than 3,600 locations within ten distinct hotel brands.

     

    Hilton Honors points can be used for a wide variety of rewards in the Hilton Honors program, including free hotel nights, dream vacation packages, relaxing cruises or merchandise from an array of premier retailers!

     

    Hilton Honors is the only guest reward program that allows you to earn both hotel points and airline miles for the same stay with any of more than 50 participating airline partners. It's what Honors calls Double Dipping™. Simply present your Honors and frequent flyer numbers at the time of reservation and at check-in for most any rate.

     

    No Blackout Dates. Only Hilton Honors™. You won’t find reward blackout dates with Honors. If a standard room is available, you can redeem points for it.

    Use Points with American Express Travel Online6

    Take the stress out of booking your next flight, hotel or car rental with American Express Travel Online, a dedicated travel booking platform for Card Members. Book with points and enjoy no restrictions, no black-out dates, no booking fees, and exceptional service every step of the way.

     

    Plus, with the American Express Explorer Card, receive a $400 Travel Credit7 each year for flights, hotels and rental car bookings, plus a hotel credit of $100 USD and a room upgrade (if available) when you book 2 or more consecutive nights with The Hotel collection8, an accommodation booking portal which features more than 600 hotels and resorts in over 30 countries worldwide – all easily redeemed through American Express Travel Online. As the $400 Amex Travel Credit is provided each year, it could effectively offset the $395 annual card fee.

    Take the stress out of booking your next flight, hotel or car rental with American Express Travel Online, a dedicated travel booking platform for Card Members.

    Book Travel through Helloworld Travel and Webjet9

    240,000 Membership Rewards points with the American Express Explorer Card allows you to redeem up to $1200 worth of Travel with HelloWorld Travel or Webjet.

    • Why Helloworld Travel? Book for cruises, flights, accommodation and travel packages.
    • Why Webjet. Booking platform for price competitive flights. Plus, if you don't have enough Membership Rewards points to make your preferred booking, you can make up the difference with your American Express Explorer Card.

    Use Points for Gift Cards10

    Not sure what to get as a gift? The American Express Membership Rewards Program has got your back with Gift Cards ranging from David Jones, Myer, JB Hi-Fi, Westfield, Freedom, Flight Centre, Rebel Sport, Uber, BP and more.

     

    So, what does 240,000 Membership Rewards points get you? Simply put it’s up to $1200 and can be used across a number of Gift Cards, ranging from $50 for 10,000 Membership Reward points to $500 for 100,000 Membership Reward points..

    Select + Pay: Use Points to pay for eligible purchases11

    Yet another little perk of the American Express Membership Rewards Program is to use your Membership Rewards points to pay for eligible purchases.

     

    Available through the American Express app, Select + Pay allows you to redeem points for a purchase you've made using your American Express Card. Points can be redeemed from $5 per 1,000 points for the Select + Pay option.

     

    All you need to do is Log in to your Account to use points to pay for eligible transactions by following 3 simple steps:

    1. Make an eligible purchase using your eligible American Express Card
    2. Wait for the purchase to appear on your account
    3. Redeem your points for a credit and that’s it! A credit will be applied to your account within 72 hours. 

     

    With the 240,000 Bonus Points you could get with your new American Express Explorer Credit Card, you have up to $1200 up your sleeve to pay for any eligible purchases you like.

    Use Points to top up your Account12

    While travel, shopping or entertainment might be the first things that come to mind when you ask yourself what I can get with my Membership Rewards points, the American Express Rewards Program gives you the flexibility to use them for far more.

     

    One of those handy and somewhat practical uses is in fact using your Membership Rewards Points for a credit towards your Account. That can be at any time to help shave an amount off your outstanding balance or even pay your monthly balance, be it the minimum or entire amount.

     

    Working out how much you can pay with your Membership Rewards points is simple starting at $50 (10,000 points) up to $8,000 (1,600,000 points).

    So, 240,000 Membership Rewards points could be worth up to $1200 which could be used to top up your Account.

     

    No doubt, it’s pretty handy to have when and if you need it. And just another way the American Express Membership Rewards Program lets you use your points your way.

    Join the Membership Rewards Program that offers maximum flexibility

    Don’t miss out on your chance to earn 240,000 Bonus Points with the American Express Explorer Card. Plus, enjoy a $400 Travel Credit each year and maximum flexibility on how you transfer or redeem your Points with the American Express Membership Rewards Program.

     

    This exclusive offer is only available to new Card Members who apply by 30 November 2021, are approved, and spend $3,000 within the first 3 months. T&Cs apply. New Card Members only.


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