The American Express Membership Rewards Program

Terms and Conditions

1. Membership Rewards. Subject to the Terms and Conditions of the Membership Rewards program available here. You will earn 1 point per dollar spent with Merchants classified as 'government', including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), Federal/State and Local Government bodies, including where you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant. 



2. Additional Cards. Additional Card Members must be 16 years of age or over. Additional Card Members were previously referred to as “Supplementary Card Members”. The basic Card Member will be liable to pay for all transactions made by Additional Card Members. Earning of points is subject to the terms and conditions of the Rewards Program the Basic Card Member is actively enrolled. Earning of Cashback is subject to the Terms and Conditions of the American Express Cashback Credit Card Rebate Program the Basic Card Member is actively enrolled. All points or Cashback earned on Additional Card Member spend will go to the Primary Card Members Account. 



3. Member Get Member. American Express credit approval criteria apply. Participation in the "Refer A Friend" program is subject to eligibility deemed by American Express. All information is correct as at 29 July 2021 and is subject to change. American Express Australia Limited (ABN 92 108 952 085). American Express Consumer Credit Cards are offered, issued and administered under Australian Credit Licence No 291313. Registered Trademark of American Express Company.
   Don't Spam!
   American Express discourages spamming. You should only send referral messages to friends and family who genuinely want to receive them. By participating in 'Refer a Friend', you agree to these 'Refer a Friend' terms and conditions:
   Only Friends & Family: You must only send referral messages to close friends and family.Ask Their Permission First: You must ask the person for their permission to send them an email about your Card product. Sending emails to people without permission is considered spam.
   Cap Referrals: You may only send referral messages to a maximum of 20 friends and the amount of Membership Rewards points you may receive under the ‘Refer a Friend’ program is capped at 200,000 points per year.
   Your friend must apply from the referral link we have given you. If your friend applies from a separate link or applies independently (i.e. if they visit www.americanexpress.com.au directly) you will not receive your points.You must not market or promote this offer through paid advertising channels or to the public at large (i.e. on public blog sites, search engines or in sponsored ads).You will only receive points if your friend's Card application is approved (in accordance with our usual Card application processes and assessments).
   Note: We will not tell you if your friend's Card application is approved or declined for privacy and confidentiality reasons.You cannot refer a friend who already has one of our Cards or has held one in the last 18 months.You must be enrolled in a Membership Rewards program to receive bonus points.It may take 8 to 10 weeks to be credited bonus points if you are successful.
   Why should I comply?
   If you fail to comply with these 'Refer a Friend' Terms and Conditions, your participation in the program may be cancelled and you will no longer be eligible for any Membership Rewards points from the 'Refer a Friend' program.  


4. Gift Cards. Redemption options are subject to the Membership Rewards Terms and Conditions and the partners’ terms and conditions. Minim transfer amounts may apply. For full details please click here.


5. Pay with Points. For each successful transaction with Select + Pay with points, points will be debited from your Membership Rewards account and a credit placed on your Card in line with the points chosen to be used for the Eligible Charge. A minimum of 1,000 Membership Rewards points is required for any Select + Pay with points transaction. Any credit to your Card account cannot exceed the amount of the relevant Eligible Charges. A credit will appear on your statement identified as “Rewards Credit”. Points will be debited immediately and the credit will take up to 3 business days to appear online. Credits processed after the Card account’s statement closing date will appear in the following statement. You are still responsible for payment of the amount due on your Card account by the due date. Select + Pay with points is not available for redemption by Corporate Card accounts and is not redeemable for cash via Credit balance refund.
   
   2. American Express will select and display each eligible charge for Select + Pay with points (“Eligible Charge”) and the points rate required to pay for the Eligible Charge. Each Eligible Charge must: (a) appear within the Online Statement of the Summary of Accounts page; (b) be redeemed within 2 months of the charge appearing on your Card account; (c) not currently or have previously been disputed; and (d) not be a fee.
   
   3. Eligible Charges, including the points rate required to pay for the Eligible Charge, may be changed at any time without notice. Select + Pay with points transactions can only be completed online. Select + Pay with points is available only to Basic Cardmembers enrolled in the Australian Membership Rewards program and is subject to the full Membership Rewards Terms and Conditions. Authorised agents, authorised account managers, additional Cardmembers and Authorised Additional Cardmembers are not eligible. All Linked Card accounts must be in good standing. 



6. David Jones Points Redemptions Subject to the Terms and Conditions of the American Express Membership Rewards program available at membershiprewards.com.au/termsandconditions. Only American Express Cards issued by American Express Australia Limited are eligible provided they are enrolled in the Membership Rewards program. The amount of Membership Rewards points required for redemption is subject to change at any time. A minimum of 3,000 points must be redeemed at any one time. If redeeming with Points + Pay, the 'pay' component of your purchase will be automatically billed to your American Express Card Account and will appear on the first billing statement following redemption. You’ll earn Membership Rewards points on the ‘pay’ component of your purchase only. Partner terms and conditions apply.
   
   Refunds and Returns
   
   For the David Jones Returns Policy please refer to www.davidjones.com.au/Return-policy. If you are not completely satisfied with your purchase made using Membership Rewards points, you can return it to any David Jones store or to the address below with your proof of purchase and David Jones will provide you with Returns Card to the value of the item being returned, in Australian dollars. The Returns Card may be used to make purchases at any David Jones store in Australia, excluding the online webstore.
   For products purchased online, you may return the item by sending it to:
   Returns
   David Jones
   Dock 8, Corner of Derby & Stubbs Streets
   Silverwater
   NSW, 2128
   Please include your completed Return Slip on the back of your Proof of Purchase with your goods. A Customer Relations Online Assistant will call you to process your return once the goods have been received. David Jones will not reimburse postage costs for returned items unless the item is faulty. 


7. Transferring Points. Subject to the Terms and Conditions of the Membership Rewards program available at https://www.americanexpress.com/en-au/rewards/membership-rewards/terms. You must be a member of the airline partner program, joining fees may apply and points transferred will be subject to the terms and conditions of the applicable airline partner program.