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The American Express Membership Rewards Program

Enjoy endless benefits of the American Express Membership Rewards program,

from shopping and gift cards to travel & Amex Offers.

Say hello to the American Express Membership Rewards program. Whether it’s travel, online shopping or reducing your Account balance, our Membership Rewards program lets you choose from a wide range of rewards. Points do not expire and there is no limit to the amount of points you can earn. Simply – the more you use your American Express Card, the higher your points balance will become.

Read on to find out how you can earn points and redeem.


How Can I Earn Points?

More points in more places

Depending on the Card you hold you can earn up to 3 points for every $1 spent at major supermarkets and selected restaurants, 2 points per $1 spent on travel and at major petrol stations and 1 point per $1 spent almost everywhere else. You'll even earn points on utilities, insurance, telecommunications and government bodies.1 And, as long as your Account is in good standing, your points won’t expire.*

 

Boost your points-earning potential with Additional Card Members

Share the benefits and convenience of your American Express Card with family or friends and you’ll earn points every time they use their Additional Card.2

 

 

 

 

 

Successfully refer friends and earn up to 200,000 Bonus Points a year3

Did you know you can be rewarded for successfully referring a friend to American Express in our Member get Member program? Depending on the Card you hold, you could earn bonus points for each friend who applies using your unique referral link and is approved. You could earn up to 200,000 Bonus Points a year, and your friend can enjoy the benefits of American Express when they sign up and are approved for their new Card.

Redeem your points with a wide range of rewards

 

Say hello to the rewards program that lets you use your points, your way. Whether it’s on travel, online shopping or reducing your Account balance, our Membership Rewards program lets you choose from a wide range of rewards.

See how much your points are worth.

Points can be used for Gift Cards, some great examples are below.4

travel

Pay with points5

 

Free up cash by paying off your eligible purchases with your Membership Rewards points or a combination of points and payment.

1. Log in to your Account online or via the American Express Mobile App

2. Select the eligible transaction from your online Account

3. Get a credit on your Account within 72 hours

1. Log in to your Account online or via the American Express Mobile App

2. Select the eligible transaction from your online Account

3. Get a credit on your Account within 72 hours

You can also use your Membership Rewards points to pay your annual fee on selected Cards, make a donation or for a credit on your Account.

Discover more American Express Cards benefits

There are a range of benefits that come with Credit Cards. Whether you want to boost your spending power or create a strong credit score, discover all the benefits that you can enjoy, from protection to rewards, and insuraces included with your Card (if eligible).

     Travel

It’s never too late to start planning your dream trip. With our world-class travel service at your fingertips, you can book flights, hotel stays and more for whenever you’re ready to head off.

     Access and Events

Dive into experiences you’ll never forget. From pre-sale tickets and lounge access at the most sought-after shows, to exclusive benefits at exhibitions and movies, you can spend your nights out in style.

     Offers

From shopping and dining to travel, entertainment and more, Amex Offers has got you covered.

 

 

     Service and Security

We’re serious about your Card security. That’s why you’ll get the backing of our fraud protection and Card Purchase Cover, along with on-hand support for things like emergency Card replacement.

     Payment Flexibility

Discover a different way to pay. Plan It™ gives you the flexibility to pay off your Credit Card balance in monthly instalments.

 

Whatever you’re looking for, you can find them on American Express®  Cards

HELLO POSSIBLE

 

From money-saving ideas to travel inspiration and daily life tips, get inspired to do great things and make your life more rewarding.

Choose the Card that best suits you

Rewards

Earn Membership
Rewards points from
everyday spending

Frequent Flyer

Maximise rewards
for every trip

Platinum

Enjoy premium
benefits and service

No Annual Fee

Save more with no
annual fee