Question 1

Does the Amex Platinum Card give access to Airport Lounges?

Accepted Answer

With the Amex Platinum Card, you get access to over 1,550 lounges in airports across more than 140 countries with the Global Lounge Collection. This includes The Centurion® Lounges, Virgin Australia Domestic Lounges, Priority Pass TM Lounges, Plaza Premium Lounges and Delta Sky Club Lounges.

Question 2

Does the Amex Platinum Card offer complimentary Travel Insurance?

Accepted Answer

The Amex Platinum Card comes with complimentary domestic and international insurance for you, your partner and your dependent children, when you pay for your return trip on your Card. Some of the covers included are:
o	Trip Cancellation and Amendment Cover
o	Travel Inconvenience Cover
o	Public Transport Accident Cover
o	Personal Baggage, Valuables, Money and Travel Documents Cover
o	Medical Emergency Expenses Cover
o	Personal Accident Cover
Terms, conditions, cover limits and exclusions apply (such as a maximum age limit of 79 when travel is purchased and a pre-existing medical condition(s) exclusion).

Question 3

Does the Amex Platinum Card come with a pre-set spending limit?

Accepted Answer

The Amex Platinum Card is a Charge Card which comes with flexible spending power, also known as no pre-set spending limit. This means that the amount you can spend is dynamic and can adapt based on your transaction patterns, your personal credit rating and other factors. The way you use your Card can help your spending power grow, particularly in the first few months. To help maximise your spending power, you can make regular transactions and don’t miss any payments.

Question 4

What is the Annual Card Fee for the Amex Platinum Card?

Accepted Answer

The Amex Platinum Card has an annual Card Fee of $1,450 p.a.

Question 5

What are the eligibility requirements for the Amex Platinum Card?

Accepted Answer

To apply for the Amex Platinum Card you need to:
•	Be aged 18 years or over
•	Be an Australian citizen, permanent resident or hold a long term visa
•	Have a good credit history and no payment defaults

Question 6

How do I upgrade to the Amex Platinum Card?

Accepted Answer

If you are a current Amex Personal Charge Card holder, you may be eligible to upgrade your current Card to the Platinum Card. To see if you are eligible, call the number on the back of your Card.