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Key Information
Card Type
Credit Card
Annual Fee
$440 p.a.
Interest Rate
23.99% p.a. on purchases2
Interest Free Period
Up to 55 days3

How You Earn Velocity Points

2.25

VELOCITY POINTS4

on eligible purchases within Virgin Australia4

per $1 spent

1.25

VELOCITY POINTS4

on Card purchases, except spend at government bodies in Australia

per $1 spent

0.5

VELOCITY POINTS4

on purchases at government bodies in Australia4

per $1 spent

Key Benefits

Complimentary Annual Domestic Flight

Enjoy a complimentary annual Virgin Australia return economy domestic flight between selected cities each anniversary year5.

Virgin Australia Lounge Access

Unwind in comfort with VA Lounge Access6 every time you fly domestically with Virgin Australia

Up to 100 Bonus Velocity Status Credits7

Be awarded 50 Status Credits when you spend $25,000 on eligible purchases each Membership year and a further 50 Status Credits when you spend another $25,000 in the same Membership year7.

All Benefits

Up to 100 Bonus Velocity Status Credits7

Earn up to 100 Velocity Status Credits each year. Status Credits help you jump Velocity tier status and escape the crowds and skip the queues. Be awarded 50 Status Credits7 when you spend $25,000 on eligible purchases each Membership year and a further 50 Status Credits when you spend another $25,000 in the same Membership year.

    Additional Cards

    Earn points faster with up to 4 Additional Cards for family members or friends for no extra fee. All points earned will be credited to your Account9

      Complimentary annual domestic flight

      Receive an annual complimentary domestic economy return flight on Virgin Australia between selected cities each anniversary year.5

        Virgin Australia Lounge Access

        Your American Express Velocity Platinum Card gives you access to Virgin Australia lounges at select domestic airports, every time you fly Virgin Australia domestically. Slip away from the crowds, sample an array of complimentary food and beverages, and take a load off before you take off. Enrolment in the VA Lounge Access6 benefit required.

          2 Virgin Australia Guest Lounge Passes

          Each Membership year receive 2 complimentary Virgin Australia Guest Lounge Passes10 to treat friends or family to VA Lounge access, when travelling with you on a domestic Virgin Australia flight.

            Complimentary Travel insurance

            Travel with domestic and international insurance11 for you, your partner and your dependent children, when you pay for your return trip on your Card. Some of the covers included are:

            - Medical emergency expenses
            - Public transport accident up to $400,000
            - Trip cancellation and amendment up to $12,500
            - Loss or damage to baggage, money or documents up to $10,000
            - Travel inconvenience if your flight is delayed
            - A range of cover for COVID-19

            Sub-limits apply. Please refer to the ‘Schedule of Benefits’ section of the Insurance Terms and Conditions for full details.

            Terms, conditions and exclusions apply (such as maximum age-limits, pre-existing medical conditions and cover limits).

              Travel and shop with confidence

              Be protected by the world-class service and protection of American Express with these benefits:

              • Card Purchase Cover11, covering eligible stolen or damaged items purchased with your Card
              • Card Refund Cover11, covering the cost of recent and unused purchases when a store refuses a return
              • Fraud Protection Guarantee12, protecting you from unauthorised charges made on your Account
              • Emergency Card replacement13, for lost or stolen Cards to virtually anywhere in the world
              • Plan It® is a feature on your American Express Credit Card that allows you to pay off eligible transactions over $100 or a portion of your balance in equal monthly instalments. Choose between 3, 6 and 12 month terms, with no interest and a fixed monthly fee14.
              • Compatibility with Apple Pay, Samsung Pay and Google Pay

              Eligibility

              To apply for The American Express Velocity Platinum Card you need to:

              • Be aged 18 years or over
              • Be an Australian citizen, permanent resident or hold a long term visa
              • Have a good credit history and no payment defaults

              Documentation

              Documents and information to have ready:

              • Australian Driver’s Licence number (if you have one)
              • Details of your income, expenses, and debts
              • Proof of income (e.g, payslips)

              Please click here to read the Key Facts Sheet for this Credit Card.

              Velocity Platinum Card FAQs
              Does the Amex Velocity Platinum Card give access to Airport Lounges?
              With the Amex Velocity Platinum Card, you get access to the Virgin Australia Lounge every time you fly domestically with Virgin Australia6. Please note that separate enrolment in the Virgin Australia Lounge Access benefit is required.

              You also get 2 complimentary Virgin Australia Guest Lounge Passes10 each year for friends or family to the VA Lounge, when travelling with you on a domestic Virgin Australia flight.
              What is the Annual Card Fee for the Amex Velocity Platinum Card?
              The Amex Velocity Platinum Card has an annual Card Fee of $440 p.a.
              How is the limit on the Amex Velocity Platinum Card determined?
              All American Express Credit Cards have a maximum Credit limit. Your highest limit will depend on your financial circumstances and the Credit Card you choose. When you apply for the Amex Velocity Platinum Card, you’ll have the opportunity to indicate your preferred Credit Card limit and approval for your credit line will be subject to our approval criteria. You should ensure that you nominate a limit that’s in line with your current financial circumstances.

              It’s also important to know that choosing a low limit during the application process will not change your chances of approval. If you don’t choose a limit, we’ll assign you one, based on your current financial circumstances.
              How do I earn and use the Velocity Points on my Card?
              You earn Velocity Points from all eligible purchases made on your Amex Velocity Platinum Card4 for your everyday spend, bills, entertainment, travel bookings and more.

              The points you earn on your Card are automatically transferred to your Velocity Frequent Flyer Account each month. You can then redeem them for flights with Virgin Australia and Velocity's network of airline partners with Rewards Seats15, for upgrades16, for hotels, resorts, cruises and tours, for car rentals or to shop at Virgin Wines Redemption17.
              What are the benefits of the Amex Velocity Platinum Card for frequent flyers?
              With the Amex Velocity Platinum Card, you can enjoy a wide range of travel benefits including:

              • An annual complimentary domestic economy return flight on Virgin Australia between selected cities each anniversary year5.
              • Complimentary domestic and international Travel Insurance for you, your spouse, and your dependent children when you pay for your return trip with your Amex Velocity Platinum Card11. (Terms, conditions and exclusions apply such as maximum age-limits, pre-existing medical conditions and cover limits).
              • Virgin Australia Lounge Access every time you fly domestically with Virgin Australia6 (enrolment in the VA Lounge Access benefit is required).
              • Earn up to 100 Velocity Status Credits each Membership year7 to help you jump Velocity tier status. Be awarded 50 Status Credits when you spend $25,000 on eligible purchases each Membership year and a further 50 Status Credits when you spend another $25,000 in the same Membership year.

              Other Recommended Cards For You

              Earn 20,000 bonus Velocity Points1

              The American Express Velocity Escape Plus Card

              when you apply online by 25 May 2027, are approved, and spend $3,000 on eligible purchases on your new American Express Velocity Escape Plus Card within the first 3 months of your approval date. T&Cs apply. New Amex Card Members only.

              Receive 75,000 Bonus Membership Rewards® Points1

              The American Express Explorer® Credit Card

              when you apply online by 3 November 2026, are approved, and spend $4,000 on eligible purchases on your new American Express Explorer® Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.