Maximise
Your Cashback
Card Benefits
PLATINUM CASHBACK CREDIT CARD
Your one-stop-shop for
everything Platinum Cashback
Are you making the most of your Platinum Cashback Credit Card? Check our top tips for boosting your
unlimited cashback and make sure you’re not missing out on some of the incredible benefits that come with your Card.
How can you earn cashback?
0.75%1
Cashback
On spend up to
£10,000
within your
Cardmembership year
1.25%1
Cashback
On spend above
£10,000
within your
Cardmembership year
Annual fee: £25
How can I maximise my cashback?
Earn
with travel
Whether you’re catching the train to work, hopping on a bus for a night out, or hitting the road for a weekend away, get cashback there and back whenever you use your Card.
Earn more
with dining
Fancy an extra side of cashback with your meal? From a takeaway at home to a meal with mates, make sure to use your Card and you could earn cashback on all your favourite food.
Earn more
with subscriptions
Did you know you can earn cashback on your subscriptions? Switch your gym membership, phone contract, or TV subscription to your Platinum Cashback Card and watch your cashback balance grow.
Not a Cardmember? Start your journey today by applying here.
1. Cashback is calculated on the amount of the purchase and then rounded down to the nearest full pence. You will earn cashback on purchases applied to your Account at the following rate: 0.75% for the first £10,000 of purchases on your Card Account in the preceding 12 months; and 1.25% on purchases on your Card Account over £10,000 in the preceding 12 months. Cashback will be paid by crediting your Account during each Credit Card anniversary month on the expenditure that has taken place during the preceding 12 months. Cashback is not earned on Balance Transfers, Cash Advances, American Express Travellers' Cheques, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. You will earn cashback at the rate of 0.5% cashback at warehouse retailers in the United Kingdom. You can find out which retailers we treat as warehouse retailers by checking the FAQ section of our website.