Fast Track Rewards
with Employee Cards
Make business more rewarding with Employee Cards
Employee Card Bonus
3,000 points
for your first three Employee Cards added.
Adding an Employee Card online takes less that two minutes.
The American Express®
Business Gold Card
Add up to 20 complimentary Business Gold Employee Cards
The American Express®
Business Platinum Card
Add up to 1 complimentary Business Platinum Employee Card and 19 complimentary Business Gold Employee Cards.
Stay in control
Keep track of your employees’ spend with ease from one Account, leaving you more time to focus on your business.
View their spending in real-time
Set spend limits to work within your budget
Freeze Cards if or when necessary
More employee spend, faster ongoing bonuses
Reach your ongoing bonus spend threshold faster with the support of your Employee Cards, on everything from office stationery to office tech.
Gold quarterly bonus
10,000 points
Earn 10,000 bonus points when you spend £20,000 each quarter on your Account. This is on top of the 20,000 points you'd earn as standard.3
Platinum monthly bonus
10,000 points
Earn 10,000 bonus points when you spend £10,000 each month on your Account. This is on top of the 10,000 points you’d earn as standard.3
Employee Card benefits
They’re covered
Business Gold and Platinum Employee Cardmembers can take full advantage of the benefits that come with their Card, like purchase and travel protection5.
Amex Offers
Give all your Cardmembers access to Amex Offers, so you and your business can enjoy multiple savings on a variety of purchases.
Exclusive to Platinum
Business Platinum Employee Cards come with exclusive benefits worth up to £1,581 (see table below), including airport lounge access6, comprehensive travel cover7, Platinum Travel Services and hotel perks.
Business Platinum Cardholders are entitled to one complimentary Business Platinum Employee Card, with additional Cards available at £295 per Card.
Important Information
1. Employee Cards, also known as “Supplementary Cards”, allow you to share the benefits of your American Express® Card with others close to you. You will be the main Cardmember and you will be liable for all charges made on the Supplementary Card(s). You are entitled to apply complimentary Supplementary Business Gold Cards. If you want to cancel a Supplementary Cardmember’s right to use your Account you must tell us. Supplementary Cardmembers must be aged 18 or over. Written details available on request. Approval subject to status and Terms and Conditions.
2. Business Gold Cardmembers will receive a bonus of 3,000 Membership Rewards® points, and Platinum Cardmembers will receive a bonus of 5,000 Membership Rewards® points, for each Supplementary Card added to your Account.
This offer is valid for the first three Supplementary Cards which you apply for only.
In some circumstances it may take up to 90 days after a Supplementary Card is added to your Account, for the Membership Rewards® points to be applied. This offer is subject to change and may be withdrawn at any time. At its discretion, American Express may choose to reverse Membership Rewards points where Supplementary Cards have been added with no spend in the following 90 days.
For Business Gold Cardmembers
Supplementary Cards are subject to approval. The primary Cardmember is responsible for spend on the Card. You are entitled to up to 20 complimentary Supplementary Business Gold Cards. If you want to cancel a supplementary Cardmember’s right to use your Account you must tell us.
For Business Platinum Cardmembers
Supplementary Cards are subject to approval. The primary Cardmember is responsible for spend on the Card. You are entitled to apply for one complimentary Supplementary Platinum Business Charge Card, and up to 19 complimentary Gold Supplementary Cards. Additional Platinum Supplementary Cards beyond this will each carry an annual fee of £295. If you want to cancel a supplementary cardmember’s right to use your Account you must tell us.
This offer is subject to change and may be withdrawn at any time.
3. With your American Express Business Gold Card, you get at least one Membership Rewards point for each pound you spend on you and your Employee Card(s) for eligible purchases. Now in addition with the bonus in any Quarter (Quarter 1: 1 Jan to 31 March inclusive, Quarter 2: 1 April to 30 June inclusive, Quarter 3: 1 July to 30 September inclusive, Quarter 4: 1 October – 31 December inclusive), you will receive 10,000 Membership Reward bonus points once you have spent a cumulative £20,000 in that Quarter. The bonus points will be transferred to your Membership Reward account, and can be viewed on your Card Account statement.
You will continue to earn one Membership Rewards point on eligible purchases in excess of £20,000 in each Quarter for each pound you spend on your Card for the rest of that Quarter. Qualifying spend in each Quarter cannot be carried over to the following Quarter. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges. Full Terms and Conditions for the Membership Rewards programme continue to apply. Visit here for more information.
4. With your American Express® Business Platinum Card, you get at least one Membership Rewards® point for each pound you spend on your Card for eligible purchases. In addition, with the double Membership Rewards bonus, in any calendar month you will now receive 10,000 Membership Rewards bonus points once you have spent a cumulative £10,000 in that month. The bonus points will be transferred to your Membership Rewards account and can be viewed on your Card Account statement. You will continue to earn one Membership Rewards point on eligible purchases in excess of £10,000 for each pound you spend on your Card for the rest of that month. Qualifying spend in each calendar month cannot be carried over to the following month. Eligible purchases are purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges. Full Terms and Conditions for the Membership Rewards programme continue to apply. Visit americanexpress.com/en-gb/rewards/membershiprewards/terms for more information.
5. Terms and conditions apply. Please see the Insurance Terms and Conditions (for Gold and Platinum) for full details. Please read this to understand the limits and exclusions that may apply. There are exclusions in your American Express travel insurance policy which cannot be varied or removed. If you have a pre-existing medical condition that falls outside of the list of accepted conditions referred to in the travel insurance terms and conditions, you may be able to obtain alternative or additional insurance via MoneyHelper (visit https:// www.moneyhelper.org.uk/en/everyday-money/insurance/travel-insurance-directory) or call the advice service on 0800 138 7777 (free from within the UK). Lines are open Monday to Friday, 8am to 6pm.
6. Platinum Cardmembers have unlimited complimentary access to American Express Lounge locations. Guest access policies vary by location and are subject to change. To access American Express Lounges, the Platinum Cardmember must present the agent with the following upon each visit: his or her valid Card and upon request, same-day airline ticket on any carrier and a government-issued I.D. Failure to present this documentation may result in access being denied. Platinum Cardmembers will not be compensated for changes in locations, rates or policies. American Express reserves the right to remove any person from a lounge for inappropriate behaviour or failure to adhere to lounge rules, including, but not limited to, conduct that is disruptive, abusive or violent. Access is subject to space availability. Amenities, services and hours of operation may vary among locations and are subject to change. Platinum Cardmember must be at least 18 years of age to enter without a parent or guardian. Platinum Cardmember must be 21 years of age to enter a lounge with a self-service bar, unless you are accompanied by a parent or legal guardian. American Express will not be liable for any articles lost or stolen or damages suffered by the purchaser or visitor inside American Express Lounges. Use of American Express Lounges is subject to all rules and conditions set by American Express. American Express reserves the right to revise the rules at any time without notice. American Express lounges are available in Argentina, Australia, India, Mexico and USA. The Primary Business Platinum Cardmember and the first Supplementary Platinum Cardmember are eligible for part of the American Express Global Lounge Collection and will be enrolled automatically. In order to access over 500+ lounges in the Priority Pass programme, the Cardmember must present a valid Priority Pass membership card in their name, along with a boarding pass for same day travel. The Primary Business Platinum and Supplementary Business Platinum Cardmembers who are enrolled to the programme can each bring one (1) additional guest free of charge. Any additional guests will be charged a fee at the prevailing rate – currently £24 per person, per visit, to his or her American Express Platinum Card. Subsequent years’ renewal terms and conditions are at the discretion of Priority Pass. For Priority Pass Conditions of Use visit prioritypass.com. The Cardmember agrees to abide by the Conditions of Use, as detailed at prioritypass.com.
7. Terms and Conditions apply. Full details of the travel protection benefits currently available can be found in the Terms and Conditions at americanexpress.co.uk/travel. Please read this to understand the limits and exclusions that may apply including the definition of immediate family. Medical Assistance and Expenses cover does not apply if 80 years of age or above. The insurance excludes cover for pre-existing medical conditions. Subject to enrolment. Please read this to understand the limits and exclusions that may apply including the definition of immediate family. Worldwide Travel Insurance provides cover for the main Cardmember, their partner or spouse living at the same address and dependent children under the age of 25, plus Supplementary Cardmembers, whether travelling together or travelling alone on business and leisure trips of up to 120 days. Medical Assistance and Expenses cover does not apply if 80 years of age or above. The insurance excludes cover for pre-existing medical conditions.