There Are Always
More Rewards with
American Express
With rewards for life and business, there's always something more with Amex.
A Reward for Every Moment
Whether you're planning your next holiday or levelling up your business, explore how you can earn rewards for your everyday when you get an Amex® Card.
Find Your Rewards Style
From business perks to everyday rewards, there's a Card to help you unlock even more of what you love.
Amex® Gold Credit Card
Make the most of doing what you love with benefits across dining, travel and entertainment, earning rewards whilst you do it – all with no annual fee for the first year.
Representative Example
Purchase Rate: 29.4% p.a. (variable)2
Annual Fee £195 (£0 in your first year)3
Representative APR 86.3% APR Variable4
Assumed Credit Limit £1,2005Credit limit and interest rates depend on our credit assessment of you and may differ from those shown.
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The Platinum Card®
Tap into a breadth of travel and lifestyle benefits including £400 worth of annual dining credits, global lounge access and worldwide travel insurance for you and your family.
Representative Example
Purchase Rate: 29.4% p.a. (variable)2Annual Fee £6506Representative APR 688.5% APR Variable4Assumed Credit Limit £1,2005Credit limit and interest rates depend on our credit assessment of you and may differ from those shown.
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Amex® Cashback Everyday Credit Card
Get unlimited cashback on anything you buy, and purchase protection, with no annual fee. You can earn 5% cashback on purchases for the first 5 months, up to £125. Terms apply.1
Representative Example
Purchase Rate: 29.4% p.a. (variable)2
Annual Fee £0Representative APR 29.4% APR Variable4Assumed Credit Limit £1,2005Credit limit and interest rates depend on our credit assessment of you and may differ from those shown.
Learn More
The American Express® Business Gold Card
Love to be rewarded? Earn points on eligible business spend and use these points to treat yourself, put them towards a dream holiday or reward those people going above and beyond for your business.
Annual Fee £195 (£0 in your first year)3
Learn MoreThis Card is a charge Card, which is not a regulated credit agreement under the Consumer Credit Act. It is regulated under the Payment Services Regulations.
The American Express® Business Platinum Card
Always on the go? With our most rewarding Business Card, enjoy a number of premium travel perks to make your work-life more comfortable. Take on the world, you're in good company.
Annual Fee £6506 Learn MoreThis Card is a charge Card, which is not a regulated credit agreement under the Consumer Credit Act. It is regulated under the Payment Services Regulations.
Elevate Your Experiences with Amex
Cardmembers get presale access to live music, sport, theatre, and more with Amex Experiences®.
Amex® Cashback Everyday Credit Card:
1. New Cardmember Offer Eligibility:
This new Cardmember offer is only available if you have not held a personal American Express® Card within the previous 24 months. If you currently have this Card, or have held this Card, or any other personal American Express Card within the previous 24 months, you will not be entitled to the new Cardmember offer. You will be entitled to all other Card benefits.
New Cardmember Offer – 5% Cashback:
If you are eligible for the new Cardmember offer, you will earn 5% cashback on your purchases for the first five months of Cardmembership (up to £125). Cardmembership begins from Card approval. All introductory offers are subject to change and can be withdrawn at any time. Any cashback from introductory offers will be credited to your Account in your Card anniversary month. Your Card anniversary month is the one month period each year following the date on which your Account was opened. Cashback is not earned on Balance Transfers, Cash Advances, American Express Travelers Cheques, Foreign Exchange transactions, interest, any spending in excess of your credit limit, charges for returned payments, late payment or referral charges and American Express Credit Card finance charges. You will earn cashback at the rate of 0.5% cashback at warehouse retailers in the United Kingdom. You can find out which retailers we treat as warehouse retailers by checking the FAQ section of our website.
2. Purchase Rate
This is the annual interest we charge when you use your credit card for purchases. If you pay off your balance in full each month, you won’t pay any interest on purchases.
Rates can vary for several reasons. Your purchase and cash interest rates will move up and down in line with the Bank of England Base Rate. For more information click here. Rates may also vary based on your individual circumstances, either when you apply for a product or afterwards.
3. Annual Fee
The annual fee is £195. With this offer you will receive the first year of Cardmembership with £0 annual fee. From year two of your membership, a £195 annual fee will automatically be charged to your Account on or after the anniversary of your Account opening date.
We charge an annual fee in return for rewards, features and benefits.
Unless we tell you otherwise, we’ll charge it once a year starting on the date of your first statement.
4. Representative APR
APR stands for Annual Percentage Rate. It is designed to help you compare and understand the cost of credit. The Representative APR Includes the Purchase Rate and the annual Card fee.
The Purchase rate is the annual interest rate we charge when you use your credit card for purchases. If you pay off your balance in full each month, you won’t pay any interest on purchases.
Rates can vary for several reasons. Your purchase and cash interest rates will move up and down in line with the Bank of England Base Rate. For more information click here. Rates may also vary based on your individual circumstances, either when you apply for a product or afterwards.
5. Assumed Credit Limit
£1,200 is the amount used by all lenders to calculate the Representative APR and make it easier to compare interest rates.
It doesn’t relate to the credit limit we will offer you.
6. Annual Fee
We charge an annual fee in return for rewards, features and benefits.
Unless we tell you otherwise, we’ll charge it once a year starting on the date of your first statement.
American Express® Business Cards:
Amex® Business Gold and Amex® Business Platinum are charge Cards, which are unregulated credit agreements. If you'd prefer a Card with no annual fee, rewards or other features, an alternative option is available – the Business Basic Card.