How You Earn
5%
Cashback
Up to £125 Cashback
for the first five months of Cardmembership
0.5%
Cashback
On spend up to £10,000
Within your Cardmembership year
1%
Cashback
On spend above £10,000
Within your Cardmembership year
£20
Cashback
Invite a Friend
And earn at least £20 if they are approved - up to £150 a year
How You Earn
5%
Cashback
Up to £125 Cashback
for the first five months of Cardmembership
0.5%
Cashback
On spend up to £10,000
Within your Cardmembership year
1%
Cashback
On spend above £10,000
Within your Cardmembership year
£20
Cashback
Invite a Friend
And earn at least £20 if they are approved - up to £150 a year
Key Benefits
Cashback On Purchases
After your welcome bonus period (first five months), you’ll earn up to 1% cashback, depending on how much you spend on the Card within your Cardmembership year:
- Receive 0.5% cashback on spend up to £10,000
- Receive 1% cashback on spend above £10,000
The more purchases you make on your Card, the more cashback you could earn. As long as you spend a minimum of £3,000 in your Cardmembership year, every full £1 you spend on purchases qualifies for cashback.
No limit on cashback
There is no cap on how much cashback you could earn in a year.
Complimentary Supplementary Cards
Add family members or a partner to your Account and earn Cashback faster.
American Express Offers
Enjoy carefully selected offers from our range of retail and travel partners.
Plan ItTM – Instalment Plans from American Express
Spread the cost of your purchases of £100 or more into monthly instalments with a fixed fee.
- No additional application or extra credit checks required
- A fixed monthly fee is shown upfront, with no interest charged on your instalment plan balance
- Earn rewards on the purchases the way you usually do
Learn more by visiting here.
All Benefits
Earn cashback on purchases
After your welcome bonus period (first five months), you’ll earn up to 1% cashback, depending on how much you spend on the Card within your Cardmembership year:
-Receive 0.5% cashback on spend up to £10,000
-Receive 1% cashback on spend above £10,000
The more purchases you make on your Card, the more cashback you could earn. As long as you spend a minimum of £3,000 in your Cardmembership year, every full £1 you spend on purchases qualifies for cashback.
No limit on cashback
There is no cap on how much cashback you could earn in a year.
Invite Friends, get Rewarded
Invite a friend and earn at least £20* bonus cashback if they are approved – up to £150 a year. Find out more here.
Second Year Consecutive Winner of the Best Cashback Credit Card Award
Voted as the Best Cashback Credit Card in the Moneynet Personal Finance Awards 2023 and 2024.
American Express Offers
Enjoy carefully selected offers from our range of retail and travel partners.
American Express Experiences®
Enjoy access to purchase tickets to some of the most in-demand music, film and theatre events in town.
Complimentary Supplementary Cards
Add family members or a partner to your Account and earn Cashback faster.
Global Assist®
Provides 24/7 help whenever you are travelling outside the UK.
Travel Accident Insurance
Up to £150,000 cover on public transport when you buy your ticket with your Card.
Purchase and Refund Protection
Covers eligible items purchased using the Card.
Receive your Card in the Post
Once approved, you’ll receive your Card in the post, so you can start earning Cashback on your spend straight away.
Fraud Protection
We process transactions through secure systems with early fraud detection to help minimise risk, wherever you spend.
If you don’t recognise a purchase, we’ll remove it from your Account immediately and investigate it for you.
Reward Yourself
Travel Benefits
World-class Service
Eligibility
To save time before you apply for your Amex® Cashback Everyday Credit Card (full name: Platinum Cashback Everyday Credit Card), it's best to make sure you can say yes to the following.
- I am aged 18 or over
- I understand I will not be eligible for a Welcome Cashback Bonus if I hold or have held any personal American Express® Cards in the past 24 months
- I have a permanent UK home address
- I have a current UK bank or building society account
- I have no history of bad debt
- I earn at least £15,000 per year
If you can say yes, go ahead. Your application takes less than 10 minutes and we may be able to give you a response in less than 60 seconds – so apply now.
Important Information
Applicants must be 18 years old or over and approval is subject to status. Please ensure that you have read and downloaded these important documents before starting your application.
- Read Terms and Conditions
- Read Summary Box
- Pre-Contract Credit Information
- Read Insurance
- Cardmember Privacy Statement
- Cookie Policy
Need help completing your application? Click here for more information. If you are visually impaired, our online applications are accessibility software compatible.
American Express Services Europe Limited has its registered office at Belgrave House, 76 Buckingham Palace Road, London, SW1W 9AX, United Kingdom. It is registered in England and Wales with Company Number 1833139 and authorised and regulated by the Financial Conduct Authority.
