Annual Multi-Trip
Planning multiple trips this year? Choose Annual Multi-Trip for coverage up to 90 days total per year.
Optional Add-Ons
Enhance your American Express Travel Insurance with optional add-ons such as Winter Sports, Excess Waiver, Cruise Cover, Car Hire Excess and Business Cover.
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Optional Add-Ons
Winter Sports Cover
You must select this pack if you are Skiing, Snowboarding or doing other Winter Sports.
What does Winter Sports cover?
If you are going skiing, snowboarding or tobogganing on holiday, then you will need the winter sports extension which covers you for trips of up to 21 days in total for annual multi-trips and Single trip Policies. This includes up to £1,000 for winter sports equipment that’s lost or damaged, up to £500 for winter sport equipment hire, up to £400 for unused Ski Pack (including unused Ski Pass, Ski hire Ski lessons) and up to £500 if you can’t ski due to piste closure.
For a full list of what's covered, including product terms and conditions, please read the "Optional Winter Sports Extension" section in the Policy Documents.
Excess Waiver
This add-on gives you additional cover to allow the policy excess to be waived in the event of a claim being made.
What does Excess Waiver cover?
The excess is the amount deducted from a claim payment. If you choose to purchase "Excess waiver" we will not deduct the excess from the amount that you are claiming for. For example should you make a claims under the cancellation benefit, you will need to pay the excess amount either £100 for the Essential plan, £75 for the Enhanced plan or £50 for the Premier plan. If you select the Excess waiver add on this payment will not be applicable and no excess will be applied should a claim be raised.
For a full list of what’s covered, including product terms and conditions, please read the section "If you don’t want to pay the excess" in the Policy Documents.
Remove Car Hire Excess
If you are planning on hiring a car abroad we will cover the cost of the hire car excess.
What does Remove Car Hire Excess cover?
When you hire a car, the rental company usually charges an excess if the car is damaged or stolen. Car Hire Excess cover pays this excess for you if the hire car is involved in an accident, vandalised, stolen or damaged.
This policy must have been purchased and have commenced, either prior to, or to coincide with, the start of a Rental Agreement for which you wish cover to apply. Insured Drivers must be aged between 21 and 73 years of age for a Single trip policy and 21 and 69 for and Annual Multi-Trip policy on the date of purchase of this insurance and must have a full valid driving license or hold a full internationally recognised license to drive the Rental Vehicle.
Only available for car hire in Europe.
For a full list of what’s covered, including product terms and conditions, please read the section "If you Hire a Car" in the Policy Documents.
Cruise Cover
If you are going on a cruise abroad, then you might want to consider the cruise cover extension.
What does Cruise Cover include?
Cruise cover helps protect you if you miss your boarding time or need to cut your cruise short. You can get cover up to £1,000 for additional accommodation or travel costs if you miss embarkation.
For a full list of what’s covered, including product terms and conditions, please read the section "If you're going on a cruise" in the Policy Documents.
Business Cover
If you are taking business equipment or samples with you, then you might want to consider the business extension.
What does Business Cover include?
Business Travel Cover protects your work equipment, including audio-visual, photographic and computer equipment, if it’s lost, stolen or damaged while you’re travelling, up to £2,000. It also includes cover if you need to hire replacement equipment during your trip.
For a full list of what’s covered, including product terms and conditions, please read the section "Business Cover Extension" in the Policy Documents.
Explore American Express Travel Insurance Products
Single Trip
For weekends away or once-in-a-lifetime adventures we've got your back, our Single Trip policy covers you for a one-off trip up to 30 days.