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Apply for a card

Criteria for applying for a Business Gold Card:

  • Your business must have been registered with the (Dutch) Chamber of Commerce for at least 1 year
  • You do not have a negative registration at the Credit Registration Office (BKR)
  • You have a gross salary of at least €36,000 a year

Please keep the following information ready before starting the application:

  • Chamber of Commerce (KvK) number
  • Annual gross salary and company revenue
  • Valid ID document: Passport, Dutch identity card or European identity document (issued in an EU or EEA country or Switzerland). A driving licence cannot be accepted.
  • Keep your mobile phone and bank app ready for verification of your personal data and the online identification.

As a financial institution, American Express is required to comply with the requirements of the Anti-Money Laundering and Anti-Terrorist Financing Act (AML). To that end, we need to verify your personal data. We do this using iDIN from Signicat, our partner specialised in digital identification and verification. You can use iDIN for online identification using your own bank's log-in procedure.

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Apply for a card

Criteria for applying for a Business Gold Card:

  • Your business must have been registered with the (Dutch) Chamber of Commerce for at least 1 year
  • You do not have a negative registration at the Credit Registration Office (BKR)
  • You have a gross salary of at least €36,000 a year

Please keep the following information ready before starting the application:

  • Chamber of Commerce (KvK) number
  • Annual gross salary and company revenue
  • Valid ID document: Passport, Dutch identity card or European identity document (issued in an EU or EEA country or Switzerland). A driving licence cannot be accepted.
  • Keep your mobile phone and bank app ready for verification of your personal data and the online identification.

As a financial institution, American Express is required to comply with the requirements of the Anti-Money Laundering and Anti-Terrorist Financing Act (AML). To that end, we need to verify your personal data. We do this using iDIN from Signicat, our partner specialised in digital identification and verification. You can use iDIN for online identification using your own bank's log-in procedure.

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Safe (online) payments

With your Business Gold Card you can always pay safely, also online.

  • Small amounts up to €50 can be paid contactless. Did you know you can also pay with Apple Pay? Add your Card to your Wallet for even more secure no-touch payments.
  • Is your Card lost or stolen and are transactions made with it? These will be covered by American Express.
  • You can withdraw cash at ATMs via the Express Cash Service* (you can register for this via our Customer Service team)

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Get rewarded for your expenses

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Get rewarded for your expenses

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Get rewarded for your expenses

With your Business Gold Card you earn 1 Membership Rewards (MR) point for every euro you spend.

  • You can use MR points to pay recent transactions on your Account statement.
  • You can also redeem your points earned for various gift cards, for instance to reward your staff or gifts for business partners.
  • Use your points for flights or hotel stays, or transfer your points to other savings or loyalty programmes from airline and hotel partners, such as the AIR FRANCE-KLM Flying Blue programme.

You can earn points on purchases such as:

  • Computers and software subscriptions
  • Do you advertise online ? Then link your Card to Google Ads, Facebook and LinkedIn
  • Business lunches and dinners
  • Fuel and parking
  • Flights, train travel, taxi rides and hotel stays for business purposes

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Get rewarded for your expenses

With your Business Gold Card you earn 1 Membership Rewards (MR) point for every euro you spend.

  • You can use MR points to pay recent transactions on your Account statement.
  • You can also redeem your points earned for various gift cards, for instance to reward your staff or gifts for business partners.
  • Use your points for flights or hotel stays, or transfer your points to other savings or loyalty programmes from airline and hotel partners, such as the AIR FRANCE-KLM Flying Blue programme.

You can earn points on purchases such as:

  • Computers and software subscriptions
  • Do you advertise online ? Then link your Card to Google Ads, Facebook and LinkedIn
  • Business lunches and dinners
  • Fuel and parking
  • Flights, train travel, taxi rides and hotel stays for business purposes

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Convenient business payments

Pay for your day-to-day business expenses using the Business Gold Card and earn Membership Rewards points even faster.

For instance for purchases such as:

  • Fuel and parking
  • Online advertising
  • Hardware and software
  • Travel and hotel stays for business purposes

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Convenient business payments

Pay for your day-to-day business expenses using the Business Gold Card and earn Membership Rewards points even faster.

For instance for purchases such as:

  • Fuel and parking
  • Online advertising
  • Hardware and software
  • Travel and hotel stays for business purposes

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Financial security

  • Benefit from an extended payment period of at least 30 up to 50 days.
  • All your purchases in a single overview accessible 24/7 via Online Services. This also contains your online account statements and your Membership Rewards balance; you can also view and change your PIN code here.
  • No pre-set spending limit with the Business Gold Card. The spending limit is determined by your personal profile, membership duration and spending pattern.
  • You receive a detailed monthly statement of your business expenses.
  • No (cash) payments during the month, just one monthly payment.

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Financial security

  • Benefit from an extended payment period of at least 30 up to 50 days.
  • All your purchases in a single overview accessible 24/7 via Online Services. This also contains your online account statements and your Membership Rewards balance; you can also view and change your PIN code here.
  • No pre-set spending limit with the Business Gold Card. The spending limit is determined by your personal profile, membership duration and spending pattern.
  • You receive a detailed monthly statement of your business expenses.
  • No (cash) payments during the month, just one monthly payment.

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Additional insurances

The Business Gold Card comes with the following additional insurances*, if the business trip is paid for with your Business Gold Card.

Business Travel Accidents:

  • During your full business trip, you are covered for the consequences of personal accidents.
  • The maximum cover is €50,000 in the event of death or permanent disability as a result of an accident.

Business Travel Inconvenience:

  • Missed or delayed connection (max. €150 per person per trip).
  • Delayed or lost luggage (max. €275 per person per trip).
  • Has your checked baggge not arrived at the destination airport within 48 hours of arrival? Then you have supplementary cover for this (max. €125 per person per trip).

Continuous Travel and Cancellation Insurance:

  • Required medical assistance and costs related to illness during your trip (max. €1,500,000 per trip)
  • Cover for theft, loss or damage to personal possessions (max. €700 per trip)
  • Cancellation costs, in case of cancellation due to illness or death of a loved one (max. €4,500 per trip)

Purchase Protection

  • If your purchase is stolen or accidentally damaged, we pay for the cost of replacement or repair up to 180 days after purchase (max. coverage €1,400 per event).

Refund Protection:

  • If you decide to return your purchase within 90 days, but the merchant does not agree, we reimburse the purchase amount (till max €400).

* Please note: Insurance terms and conditions apply.
See the Insurance Terms and Conditions (Dutch only) for more information.

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World-Class Service

We are ready to help you. Do you have questions about, for example, a transaction, requesting a replacement card or an additional card? Then call our Customer Service between 8 am and 6 pm at the telephone number on the back of your card. We can be reached 24/7 in case of lost or stolen cards.

Online Services:
Review recent transactions, download statements and view and/or modify your PIN.

Additional Business Gold Cards:
Apply online for additional Business Gold Cards for your employees or business partner.
Expenses made by the additional Cardmembers are added to the basic Cardmember’s
Account statement. With the spend on additional Cards you also earn Membership
Rewards points. You can request additional cards free of charge, so you don’t
pay a separate annual fee.

Focus on what is important. Focus on your business.

Stay in control of your business with the American Express Business Gold Card.

The American Express Business Gold Card:

  • No Card fee for the first year, then €225 a year
  • Request additional cards at no extra costs for employees
  • Benefit from extended payment and flexible spending limit
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Ready for a new payment solution?
Complete the Contact form Or call our Team on
+31 (0)20 504 8707

Working smarter starts with the Business Gold Card

No matter where you work: in the office, at home or on site, with an American Express Business Gold Card it’s easy to work smarter. Earn Membership Rewards points with every euro you spend, benefit from insurance cover on your purchases and enjoy easy control of your finances.

Get rewarded for your expenses

Earn Membership Rewards for each euro you spend and redeem them for a variety of gifts or a direct rebate on your account.

Read more

Safe (online) payments

With your Business Gold Card you can always pay safely everywhere.

Read more

Convenient business payments

Pay for your day-to-day business purchases using the Business Gold Card.

Read more

Control over your finances

The Business Gold Card helps you keep track of your business expenditure

Read more

Additional insurances

For effective insurance for all business travel and safe business purchases.

Read more

World-Class Service

We are ready to help you. Since 1850.

Read more

Where payments meet rewards

Working smarter starts with the Business Gold Card. Earn Membership Rewards points with every euro you spend and redeem these for gift cards or discounts on your monthly bill.

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This is how extended payment works:
Day 1-29

Individual purschases

Day 30

Monthly statement

Day 50

Payment to American Express

Financial security

The Business Gold Card helps you keep financial control and provides more insight into your business expenses. Your spending limit depends on such factors as length of membership and spending pattern. Are you facing an unexpected large expense? We will be happy to review the options with you. You can benefit from extended payment, while your suppliers are paid immediately.

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Convenient business payments

Pay for your day-to-day expenses, such as fuel, parking, business lunches, IT expenses and online advertising costs using the Business Gold Card. This way you earn Membership Rewards points even faster.

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The American Express Business Gold Card:

No Card fee for the first year, then €225 a year.

The Gold Card

don't do business without it