American ExpressAmerican ExpressAmerican ExpressAmerican ExpressAmerican Express
Close BTN

Apply for a card

Criteria for applying for a Business Gold Card:

  • Your business must have been registered with the (Dutch) Chamber of Commerce for at least 1 year
  • You do not have a negative registration at the Credit Registration Office (BKR)
  • You have a gross salary of at least €36,000 a year

 

Please keep the following information ready before starting the application:

  • Chamber of Commerce (KvK) number
  • Annual gross salary and company revenue
  • Valid ID document: Passport, Dutch identity card or European identity document (issued in an EU or EEA country or Switzerland). A driving licence cannot be accepted.
  • Keep your mobile phone and bank app ready for verification of your personal data and the online identification.

As a financial institution, American Express is required to comply with the requirements of the Anti-Money Laundering and Anti-Terrorist Financing Act (AML). To that end, we need to verify your personal data.
We do this by using a partner, Signicat, specialised in digital identification and verification via iDIN and Onfirdo. First we verify your address details via iDIN, by using your own bank's log-in procedure. Then you need to identify yourself online via Onfido by means of a valid passport or European identity document. Please follow the procedures on your desktop and/or mobile.

Apply

Close BTN

Apply for a card

Criteria for applying for a Business Gold Card:

  • Your business must have been registered with the (Dutch) Chamber of Commerce for at least 1 year
  • You do not have a negative registration at the Credit Registration Office (BKR)
  • You have a gross salary of at least €36,000 a year

 

Please keep the following information ready before starting the application:

  • Chamber of Commerce (KvK) number
  • Annual gross salary and company revenue
  • Valid ID document: Passport, Dutch identity card or European identity document (issued in an EU or EEA country or Switzerland). A driving licence cannot be accepted.
  • Keep your mobile phone and bank app ready for verification of your personal data and the online identification.

As a financial institution, American Express is required to comply with the requirements of the Anti-Money Laundering and Anti-Terrorist Financing Act (AML). To that end, we need to verify your personal data.
We do this by using a partner, Signicat, specialised in digital identification and verification via iDIN and Onfirdo. First we verify your address details via iDIN, by using your own bank's log-in procedure. Then you need to identify yourself online via Onfido by means of a valid passport or European identity document. Please follow the procedures on your desktop and/or mobile.

Apply

Close BTN

Safe (online) payments

With your Business Gold Card you can always pay safely, also online.

  • Small amounts up to €50 can be paid contactless. Did you know you can also pay via Apple Pay? Add your Card to your Wallet for even more secure no-touch payments.
  • Is your Card lost or stolen and are transactions made with it? These will be covered by American Express.
  • You can withdraw cash at ATMs via the Express Cash Service* (you can register for this via our Customer Service team)
Close BTN

Financial security

  • Benefit from an extended payment period of at least 30 up to 50 days.
  • All your purchases in a single overview accessible 24/7 via Online Services.
  • No pre-set spending limit with the Business Gold Card. The spending limit is determined by your personal profile, membership duration and spending pattern.
  • You receive a detailed monthly statement of your business expenses.
  • No (cash) payments during the month, just one monthly payment.
Close BTN

Financial security

  • Benefit from an extended payment period of at least 30 up to 50 days.
  • All your purchases in a single overview accessible 24/7 via Online Services.
  • No pre-set spending limit with the Business Gold Card. The spending limit is determined by your personal profile, membership duration and spending pattern.
  • You receive a detailed monthly statement of your business expenses.
  • No (cash) payments during the month, just one monthly payment.
Close BTN

Get rewarded for your expenses

With your Business Gold Card you earn 1 Membership Rewards (MR) point for every euro you spend.

  • You can use MR points to pay recent transactions on your Account statement.
  • You can also redeem your points earned for various gift cards, for instance to reward your staff or gifts for business partners.
  • Use your points for flights or hotel stays, or transfer your points to other savings or loyalty programmes from airline and hotel partners, such as the AIR FRANCE-KLM Flying Blue programme.

You can earn points on purchases such as:

  • Computers and software subscriptions
  • Do you advertise online? Then link your Card to Google Ads, Facebook and LinkedIn
  • Business lunches and dinners
  • Fuel and parking
  • Flights, train travel, taxi rides and hotel stays for business purposes
Close BTN

Get rewarded for your expenses

With your Business Gold Card you earn 1 Membership Rewards (MR) point for every euro you spend.

  • You can use MR points to pay recent transactions on your Account statement.
  • You can also redeem your points earned for various gift cards, for instance to reward your staff or gifts for business partners.
  • Use your points for flights or hotel stays, or transfer your points to other savings or loyalty programmes from airline and hotel partners, such as the AIR FRANCE-KLM Flying Blue programme.

You can earn points on purchases such as:

  • Computers and software subscriptions
  • Do you advertise online? Then link your Card to Google Ads, Facebook and LinkedIn
  • Business lunches and dinners
  • Fuel and parking
  • Flights, train travel, taxi rides and hotel stays for business purposes
Close BTN

Convenient business payments

Pay for your day-to-day business expenses using the Business Gold Card and earn Membership Rewards points even faster.

 

For instance for purchases such as:

  • Fuel and parking
  • Online advertising
  • Hardware and software
  • Travel and hotel stays for business purposes

 

Close BTN

Convenient business payments

Pay for your day-to-day business expenses using the Business Gold Card and earn Membership Rewards points even faster.

 

For instance for purchases such as:

  • Fuel and parking
  • Online advertising
  • Hardware and software
  • Travel and hotel stays for business purposes

 

Close BTN

Additional insurances

The Business Gold Card comes with the following additional insurances*, if the business trip is paid for with your Business Gold Card.

Business Travel Accidents:

  • During your full business trip, you are covered for the consequences of personal accidents.
  • The maximum cover is €50,000 in the event of death or permanent disability as a result of an accident.

Business Travel Inconvenience:

  • Missed or delayed connection (max. €150 per person per trip)
  • Delayed or lost luggage (max. €275 per person per trip)
  • Has your checked baggge not arrived at the destination airport within 48 hours of arrival? Then you have supplementary cover for this (max. €125 per person per trip)

Refund Protection:

  • If you decide to return your purchase within 90 days, but the merchant does not agree, we reimburse the purchase amount (till max €400).

Continuous Travel and Cancellation Insurance:

  • Required medical assistance and costs related to illness during your trip (max. €1,500,000 per trip)
  • Cover for theft, loss or damage to personal possessions (max. €700 per trip)
  • Cancellation costs, in case of cancellation due to illness or death of a loved one (max. €4,500 per trip)

Purchase Protection:

  • If your purchase is stolen or accidentally damaged, we pay for the cost of replacement or repair up to 180 days after purchase (max. coverage €1,400 per event) .

* Please note: Insurance terms and conditions apply.

See the Insurance Terms and Conditions for more information

Close BTN

World-Class Service

We are ready to help you. Do you have questions about, for example, a transaction, requesting a replacement Card or an additional Card? Then call our Customer Service between 8 am and 8 pm at the telephone number on the back of your Card. We can be reached 24/7 in case of lost or stolen Cards.

 

  • Online Services:
    Review recent transactions, download statements and view and/or modify your PIN
  • Apply for an additional Business Gold Card:
    Practical for a business partner for example, or for your employees. Expenses made by the additional Cardmembers are added to the basic Cardmember's Account statement.

Focus on what's important. Focus on your business.

Keep a grip on your business with the American Express Business Gold Card

The American Express Business Gold Card:

  • No Card fee for the first year, then €225 a year.
  • You will receive 25,000 Membership Rewards® points as a welcome bonus*.

 

*You will receive the welcome bonus if you have spent € 2.500 or more within 3 months after receiving the Card.

Image Alt text

Key benefits of the Card

The American Express Business Gold Card is more than just a credit Card. You will avoid a lot of paperwork and will have excellent additional insurance at home and abroad. Moreover, you benefit from extended payment of up to 50 days and you can request additional Cards for your employees free of charge.

Financial security

The Business Gold Card helps you keep financial control and provides more insight into your business expenses. Your spending limit depends on such factors as length of membership and spending pattern. Are you facing an unexpected large expense? We will be happy to review the options with you. You can benefit from extended payment, while your suppliers are paid immediately.

This is how extended payment works:
Day 1-29

Individual
purchases

Day 30

Monthly
statement

Day 50

Payment to American Express

Get rewarded for your expenses

Your will earn Membership Rewards points for each purchase with the Card. You can redeem these points and use them for various purposes, such as gift cards or a discount on your monthly settlement.

Convenient business payments

Pay for your day-to-day expenses, such as fuel, parking, business lunches, IT expenses and online advertising costs using the Business Gold Card. This way you earn Membership Rewards points even faster.

The American Express Business Gold Card

No Card fee for the first year, then €225 a year. You will receive 25,000 Membership Rewards® points* as a welcome bonus.

Txt

 

*You will receive the welcome bonus if you have spent €2,500 or more within 3 months after receiving the Card.

Geen moment zonder American Express