Secure and rewarding online shopping
BDO American Express® Virtual Card

Key Benefits at a Glance
Secure Online Payments
Secure your Card details with a separate Card exclusively for online spend
Adjustable Spend Limit
Set up a separate credit line for your online purchases
Shopping Privileges
Earn Membership Rewards® or Cashback on online purchases
Explore the Power of the BDO American Express® Virtual Card
Shop Online with Confidence
- It is a companion Card designed exclusively for online purchases that is linked to your existing American Express Card.
You need to have an active American Express Card in order to apply for an American Express Virtual Card
Secure Online Payments
- It has a different Card number from your existing American Express Card to protect your account information when you shop online
Adjustable Credit Limit
- Set up a separate credit line* for your online purchases
Earn Rewards* with Every Purchase
- Earn 1 Membership Rewards® point for every PHP 45 or 1 USD you spend online or earn 1% cashback on your local online purchases and 2% cashback on your overseas online purchases
*The credit limit of the BDO American Express Virtual Card is within the total credit limit of your existing American Express Card.
**Membership Rewards® points are applicable to the following Cards: American Express® Platinum Credit Card, American Express® Gold Credit Card, American Express® Credit Card, Blue from American Express.
Cashback is applicable to the American Express Cashback® Credit Card
NOTE: The BDO American Express Virtual Card can be issued or linked to the American Express® Platinum Credit Card (Basic and Supplementary), American Express® Gold Credit Card, American Express® Cashback Credit Card, American Express® Credit Card and Blue from American Express.
Membership Rewards®
- Earn 1 Membership Rewards® point for every PHP 45 or 1 USD you spend online. Use your points to redeem from a wide array of exquisite rewards from shopping gift certificates, home appliances, gadgets and more.
- You can convert your Membership Rewards® points into air miles with any of the 5 Frequent Flyer Program partners or hotel loyalty points for complimentary stays under the Frequent Traveler Option
Cashback
- Earn 1% cashback on your local online purchases and 2% cashback on your overseas online purchases*. No minimum spend. No rebate cap.
(Applicable to American Express® Cashback Credit Cards only)
*Terms and Conditions apply
Membership Fee
- Enjoy free membership for life
Many Ways to Pay Your Bill
- BDO Branch Counters: Cash or check payments are accepted at any branch.
- BDO Online Banking: Transact anytime anywhere in the world through www.bdo.com.ph
- BDO Phone Banking: Access your BDO account and pay for your Card using any touch-tone phone. Just call 8631-8000.
- SM Bills Payment Counters: Pay for your Card through SM Bills Payment
Our Customer Service will be more than happy to assist you.
To learn more, contact us at:
(+632) 8631-8000 or
Domestic Toll-Free:
1-800-10-631-8000 (PLDT)
1-800-3-631-8000 (Digitel)
1-800-5-631-8000 (Bayantel)
1-800-5-631-8000 (Globe), or
International Toll-Free:
(IAC) +800-8-631-8000
For more details on the benefits, terms & conditions and product disclosure, please click here
For more details on the benefits, terms & conditions and product disclosure, please click here

Apply Today and Do More with American Express
Terms and conditions apply for the benefits mentioned.
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Offers
We partner with merchants to bring you fantastic offers that we think you'll love.
Trusted Service
American Express begins and ends with service.
Acceptance
Warmly welcomed at thousands of places across the country, globe, and the web.
