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Create One-Touch Access From Your Mobile Device
Learn how to create one-touch access on your mobile or tablet device.
iPhone/iPad
From your device:
This will put a shortcut icon on your Home screen and allow one-touch access to the Personal Savings site.
Android™* Smartphone or Tablet
From your device:
This will place a shortcut icon on the current Home screen and allow one-touch access to the Personal Savings site. *Android is a trademark of Google Inc.
Windows Phone/Tablet
From your device:
This will put a shortcut icon on your Home screen and allow one-touch access to the Personal Savings site.
You're All Set!
You have successfully implemented one-touch access! Simply click the American Express icon from your device.
Other timesaving shortcuts: (1) When you reach the Personal Savings login page, you can select Remember Me to store your User Name in your browser. (2) From the authentication page, select Remember This Device to avoid having to obtain a one-time identification code each time you log in.
Access Your Account Now
Accounts offered by American
Express National Bank. Member FDIC. Each depositor is insured to at least $250,000.
*The Annual Percentage Yield (APY) as advertised is accurate as of . Interest rate and APY are subject to change at any time without notice before and after a High Yield Savings Account is opened.
For a CD account, rates are subject to change at any time without notice before the account is opened. Your rate will be fixed on the business day‡ we receive your completed application, provided we receive your deposit within 30 days after your application is approved. After a CD is opened, additional deposits to the account are not permitted. Early CD withdrawals may be subject to significant penalties which could cause you to lose some of your principal. Please see the Deposit Account Agreement for additional terms and conditions and Truth-in-Savings disclosures.
**The national rate referenced is from the FDIC's published Monthly Rate Cap Information for Savings deposit products. Visit the FDIC website for details.
†You are generally permitted to make up to nine (9) withdrawals or transfers out of your High Yield Savings Account during a monthly statement cycle. However, please note that there are strict rules for withdrawing money from an IRA plan (including an IRA High Yield Savings Account) before retirement age without incurring a penalty. Read More in FAQs.
‡For purposes of transferring funds, business days are Monday through Friday, excluding holidays. Transfers can be initiated 24/7 via the website or phone, but any transfers initiated after 7:00 PM Eastern Time or on non-business days will begin to be processed on the next business day.
♢Calculations are estimates of expected interest earned. Actual results may vary, based on various factors such as leap years, timing of deposits, rounding, and variation in interest rates. The first recurring deposit is assumed to begin in the second period after any initial deposit.
§IRA Contributions are subject to aggregate annual limits across all IRA plans held at American Express or other institutions. IRA distributions may be taxed and subject to penalties based on IRS guidelines. Required minimum distribution, if applicable, is only relevant to this IRA plan and does not take into consideration other IRA plans held at American Express or other institutions. Please see IRS.gov for more information. We recommend you consult with a financial or tax advisor when making contributions to and distributions from an IRA plan account.