Privacy Disclosures




At American Express, we value your trust and respect your privacy.

Explore our Privacy Disclosures to learn more about our privacy policies, principles, and notices.






Effective Date: March 13, 2024 


At American Express, we are committed to safeguarding your privacy. We want you to know how we may collect, use, share, and keep information about you and the choices that are available to you.


When we provide American Express products or services to you, we may also give you specific additional details about how we will use your Personal Information. If you have an American Express product or service that is not provided by American Express (such as a card issued by one of our partner banks), please review the relevant privacy notice that covers such product or service or contact your product or service provider for information about their privacy practices.


This online privacy statement applies to American Express websites, online applications ("apps") that run on smart phones, tablets, and other devices that link to this statement. It does not apply to those websites that have their own online privacy statements including the American Express Network website, 


Our websites and apps are not intended for children under 13 years of age. We do not knowingly solicit data online from, or market online to, children under 13 years of age. 


Since we may change this online privacy statement, we recommend that you check the current version available from time to time. If we make changes to this statement, we will update the “Effective Date” at the top of this page.






Advertising Partners - social media and online partners such as Facebook and Google that act as Third-Party Ad-Servers, providing the technology to place ads on websites and apps and track how ads perform.


Aggregated Information - data or information relating to multiple people which has been combined or aggregated. Aggregated Information includes information that we create or compile from various sources, including card transactions or certain data from Cookies and Similar Technologies. 


American Express (we, our, us) - the American Express Company as identified at the beginning of this online privacy statement. 


American Express Family of Companies - any affiliate and subsidiary of, and any company owned or controlled by, the American Express Company.


Business Partners- any third parties with whom we conduct business and have a contractual relationship, such as a business that accepts American Express branded cards. 


Co-brand Partners - businesses we partner with to offer cards featuring both brand logos. 


Cookies and Similar Technologies - a cookie is a small data file that a website transfers to your computer's hard drive. We may place cookies when you visit our website or websites where our ads appear or when you make purchases, request or personalize information, or register for certain services. If you accept the cookies used on our website, websites that are “powered by” another company on our behalf, or websites where our ads appear, you may give us access to information about your interests. We may use that information to personalize your experience. Similar technologies such as web beacons, pixels, gifs, tags, and device ID technology also do the same thing. We use the term Cookies and Similar Technologies in this statement to refer to all technologies that collect information in this way. 


De-identified Information - data or information used in a way that does not identify you to a third party. We often derive De-identified Information from Personal Information. It includes information that we may collect from various sources, such as card transactions or certain data from Cookies and Similar Technologies. 


IP Address - a number assigned to a device when connecting to the Internet. 


Online Information- data or information collected on the American Express websites and apps as well as on websites and apps of third parties relating to topics about our business.


Other Information- American Express internal information (for example, Card transaction data), external data that financial companies use to process applications and complete transactions, and other online and offline information we collect from or about you, including information from your wireless carrier about your wireless account and device, if available, to help them identify you or your wireless device and to prevent fraud.  


Personal Information- information that can identify a person, such as name, address, telephone number, and email address.  


Service Providers- any vendor, third party and/or company that performs business operations on our behalf, such as printing, mailing, and other communications services (email, direct mail, etc.), marketing, data processing, servicing, collections, or ad management. 


Targeted Advertising- Ads that we, or our Service Providers, or Third-Party Ad-Servers display on websites or in apps outside the American Express Family of Companies based on the preferences or interests inferred from data collected from a computer or device regarding viewing behaviors or app use over time and across different websites or apps. Targeted Advertising may occur across browsers or mobile devices that have been associated together.


Third-Party Ad-Servers- companies that provide the technology to place ads on websites (and apps) and track how ads perform. These companies may also place and access cookies on your device. The information they collect from our websites is in a form that does not identify you personally.