American Express

With Business Alliance, You AND

Your Network Can Benefit

Earn cash incentives for your company


Refer other businesses to American Express for a Commercial Services product to receive a one-time

incentive payment. Each successful referral can earn your company up to $15,000.

Why Business Alliance?


The Business Alliance Program is an online referral program that gives you the chance to refer other businesses to

American Express for Global Commercial Services products. With Business Alliance, your company can receive a

one-time incentive payment for a Qualified Lead that results in business for American Express.


Benefits to You as a Referring Partner:


  • Earn cash incentives
  • Expand your professional network
  • Deepen your relationship with American Express

Benefits for Your Network:


  • Improve cash flow
  • Gain access to enhanced reporting tools
  • Enjoy world-class customer service

How It Works


Become a Partner


Register your company for the Business Alliance program on our Partner Portal:


Submit Your Referral


In the portal, submit names of businesses that you think can benefit from our Commercial card products. American Express determines if your referral is a Qualified Lead


Get Paid!


Once your referral begins charging on their new product, your company will receive the incentive payment within 180 days. Plus, there’s no limit to the number of leads you can submit, so each client is a potential referral and an earning opportunity!

1 Business Alliance Program Disclosure


The American Express® Business Alliance program is open to all business entities with a federal tax ID number, organized under the laws of a jurisdiction within the United States or its territories and whose principal place of business is located within the United States or its territories (“Referring Partner”), to refer companies to American Express, who may be interested in applying for or expanding their use of a Global Commercial Services (“GCS”) program account (“Leads”). Self-referrals can be made by a Referring Partner that owns multiple businesses; provided the Referring Partner has previously submitted referral(s) of companies not self-owned. Prospective Referring Partners can apply to the program at the Business Alliance portal,available


In order to qualify, the Leads must not have been submitted as a referral within the last year through any internal or external American Express lead referral program, and the Referring Partners must have a professional or personal relationship with the Leads. Notwithstanding the foregoing, American Express has sole discretion regarding acceptance of all Leads.


Eligible GCS program accounts are the American Express ® Corporate Green Card, the American Express ® Corporate Gold Card, the American Express ® Corporate Platinum ® Card, the American Express Corporate Centurion ® Card, the American Express Business Extra® Corporate Card, the American Express Business Travel Account (BTA), the American Express ® Corporate Meeting Card (CMC), the American Express ® Corporate Purchasing Card Account (CPC), vPayment from American Express, American Express Buyer Initiated Payments (BIP), The Business Platinum Card®, the American Express ® Business Gold Card, and The Plum Card®.


Only Leads referred via the online Business Alliance portal can lead to a one-time incentive payment (“Incentive Payment”) from American Express. An Incentive Payment will be issued only for a Lead that either (i) becomes a GCS customer in the U.S. and spends on a GCS account within one year after the lead is submitted in the portal (“New Client”) or (ii) is an existing GCS customer in the U.S. that adds an additional GCS account or expands their use of an existing GCS account by more than $750,000 within one year after the lead is submitted in the portal (collectively, “Existing Client”).


Incentive Payments are based on each separate Lead and will be paid to the Referring Partner, upon Referring Partner’s prior selection, via ACH transfer or PayPal, to a business bank account identified by the Referring Partner. The payment via ACH transfer or PayPal will be made via Impact Radius and separate additional terms will apply.


The amount of the Incentive Payment paid to Referral Partners for New Clients or Existing Clients that add an additional GCS account is based upon the booked annual charge volume incurred by the Lead on the new or additional GCS account, respectively, by aggregating the actual charges incurred within the first three months of spending and then annualizing it (“Booked New Annual Charge Volume”). The amount of the Incentive Payment paid to Referral Partners for Existing Clients that expand their use of an existing GCS account is based on the annualized booked charge volume incurred on the existing GCS account, by aggregating the amount of charges representing the monthly growth charge volume incurred by the Lead for the first three months and then annualizing it (“Booked Expanded Annual Charge Volume”).


Additional terms and conditions apply. Visit Terms and Conditions for the full Partner Terms and Conditions of the Business Alliance Program.

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