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                Benefit Terms & AMEX Assurance Disclosure

                 

                ‡BENEFIT TERMS

                 

                24/7 Global Assist® Hotline

                 

                While Global Assist® Hotline coordination and assistance services are offered at no additional charge from American Express, Card Members are responsible for the costs charged by third-party service providers. For full Terms and Conditions, see americanexpress.com/GAterms.

                 

                Business Travel Accident Insurance (BTAI)

                 

                Business Travel Accident Insurance is underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies. This literature is descriptive only. Actual coverage is subject to the terms, conditions, and exclusions of policy 6477-82-04. Please refer to your Description of Coverage for all terms, conditions, and exclusions. Chubb. PO Box 1615, Warren, New Jersey 07061-1615. This insurance is provided to American Express Corporate Cards and Business Travel Accounts in US and US Global Dollar Card Programs. Notwithstanding the above, a Client may have negotiated a different benefit amount.

                 

                Corporate Express Cash (Requires Company and Employee Enrollment)

                 

                The Corporate Express Cash program (the “Program”) allows employees to use their Corporate Card to withdraw up to a set amount of cash from a company designated bank account at participating ATM locations worldwide (visit www.amexatms.com to find the nearest ATM). The company and employee must be enrolled to use this feature. For the company to enroll, the Program Administrator should contact the company’s American Express account representative. After the company is enrolled, the Program Administrator(s) can request enrollment for individual Card Members. After enrollment, we will send the Card Member a unique Personal Identification Number (PIN) to use with the enrolled Corporate Card when withdrawing cash from a participating ATM. Cash withdrawal(s) will appear on the monthly statement. For each ATM withdrawal made under the Program, we will charge a fee of up to 5% of the amount of cash withdrawn based upon the billing and funding options selected by the Company upon enrollment, and subject to applicable laws. Notwithstanding the above, a Client may have negotiated different terms with American Express. For ATMs outside the United States, the applicable fee will be calculated after the dispensed cash amount is conv erted to U.S. Dollars. The ATM owner may charge additional fees for each transaction.

                 

                Online Account Access

                 

                Corporate Card Accounts are eligible to enroll for online services. Centrally Billed Accounts, where charges on all card accounts are billed to the company instead of the individual Card Members, may be excluded. Use of online payments and electronic expense report services are subject to your company practices and policies. Card Members must enroll at americanexpress.com/register.

                 

                Roadside Assistance Hotline

                 

                Roadside Assistance Hotline is a 24-hour dispatch hotline that can send a tow operator or locksmith to assist in an emergency situation. While Roadside Assistance Hotline is available at no additional charge, the Card Member will be charged for any services or goods provided. Tow operator or locksmith can provide the following services: towing, winching, jump starts, flat tire change when Card Member has a workable spare, lockout service when key is in vehicle and delivery of up to 2 gallons of fuel. Services are available when traveling within the 50 United States, the District of Columbia, Canada, Puerto Rico and the U.S. Virgin Islands and only when Card Member is present with the eligible vehicle. This product does not cover some vehicles, e.g. rental vehicles, motorcycles, taxicabs, unlicensed vehicles, tractors and trucks over 10,000 lbs gross vehicle weight. Other important exclusions apply. We may be unable to provide you with coordination and assistance services in case of inclement weather or on roadways which restrict access to certain service providers. Lockout service may be unavailable for vehicles with transponder keys. Subject to additional important terms, conditions and exclusions. For full Terms and Conditions, call 855-431-1156 or see americanexpress.com/RAterms.

                 

                Vicinity®

                 

                For a full list of countries and cities in which Vicinity can currently be used, please visit the following website: amexvicinity.com/faq1.

                 

                ♦AMEX ASSURANCE DISCLOSURE:

                 

                Baggage Insurance Plan is underwritten by AMEX Assurance Company, Administrative Office, Phoenix, AZ under Policy AX0400, Policy AX0400-PR, Policy BIP-AX0400-VI, or Policy BIP-IND. Coverage is determined by the terms, conditions, and exclusions of the Policies applicable to your Account and is subject to change with notice. This document does not supplement or replace the Policies. To be covered, you must pay the entire fare for travel on a Common Carrier (e.g. plane, train, ship, or bus) with your eligible Account. Entire Fare means the full fare cost for a Covered Trip on a Common Carrier. This product provides secondary coverage. This means it pays eligible benefits not paid by any primary insurance that you have. For checked baggage, a written report of the loss must be filed with the Common Carrier.

                 

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