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A Note on Welcome Offers
Due to the impact of COVID-19, for eligible Card accounts approved from December 1, 2019 through May 31, 2020 for which you are eligible for a welcome offer, the period to make eligible purchases to earn your welcome bonus will be extended for an additional 3 months. Eligible Cards are U.S. Consumer and Business Cards issued by American Express National Bank to a Basic Card Member. Learn more.
Blue Business Cash Card from American ExpressBlue Business CashTM Card from American Express
Blue Business CashTM Card from American Express
Say yes to cash back that has your back

  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
  • No Annual fee, ever.¤
  • Ability to spend above your credit limit with Expanded Buying Power.
  • $0 annual fee¤
*The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors.
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♦︎Offer & Benefit Terms¤Rates & Fees

Say yes to cash back that has your back

Featured Blue Business CashTM Card Benefits

Cash Back

Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.

Expanded Buying Power

If business needs aren't constant, your spending power shouldn't be either. Expanded Buying Power gives you the freedom to spend beyond your credit limit and get business done. Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.

American Express can now be accepted at 99% of places in the US that accept credit cards.*

   *Based on Feb. 2020 Nilson Report.

Blue Business CashTM Card Benefits & Details

  • More Flexibility over your purchases

    Buy above your credit limit* with Expanded Buying PowerMake business purchases over your credit limit* when you need to with no penalty or enrollments, and still earn cash back on those purchases. At the end of your billing cycle, the portion above your credit limit is due in full and you still get to choose whether or not to carry the remaining balance with interest.¤ Use Expanded Buying Power to invest in new equipment, replace old equipment, take advantage of bulk and early pay discount, and more.*The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
  • Travel & Transportation perks and protections when you're doing business on the road

  • Expense Management Tools to help you track and organize expenses

  • Even More Benefits for Card Members

Would you prefer 2X Membership Rewards® points instead?

Blue Business<sup>&#174;</sup> Plus Credit Card from American Express

Blue Business® Plus Credit Card from American Express

Earn 2X Points on the first $50,000 in purchases each year and 1X Points on purchases thereafter
Learn More
♦︎Offer & Benefit Terms¤Rates & Fees
♦︎Offer & Benefit Terms¤Rates & Fees