In 2018, Over 1.6 million more places in the U.S. started accepting American Express® Cards.
Due to the impact of COVID-19,
for eligible Card accounts approved from December 1, 2019 through May 31, 2020 for which you are eligible for a welcome offer, the period to make eligible purchases to earn your welcome bonus will be extended for an additional 3 months. Eligible Cards are U.S. Consumer and Business Cards issued by American Express National Bank to a Basic Card Member.
Blue Business CashTM Card from American Express
- Automatic cash back.
- Buy above your credit limit.*
- $0 Annual fee¤
Get a Decision in as little as 30 seconds
Blue Business CashTM Card from American Express
Featured Blue Business CashTM Card Benefits
Expanded Buying Power
Blue Business CashTM Card Benefits & Details
over your purchases
Buy Above Your Credit Limit with Expanded Buying Power‡ Make business purchases over your credit limit* when you need to with no penalty or enrollments, and still earn cash back on those purchases. At the end of your billing cycle, the portion above your credit limit is due in full and you still get to choose whether or not to carry the remaining balance with interest.¤ Use Expanded Buying Power to invest in new equipment, replace old equipment, take advantage of bulk and early pay discount, and more. *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us and other factors.
perks and protections when you're doing business on the road
Car Rental Loss and Damage Insurance♦︎ As a Card Member, you can be covered if your eligible rental car is damaged or stolen when you use your eligible Card to reserve and pay for the entire eligible vehicle rental and decline the collision damage waiver at the rental car counter. Please read important exclusions and restrictions. Not all vehicle types or rentals are covered. Coverage is not available in Australia, Italy, and New Zealand. This product provides secondary coverage and does not include liability coverage. Global Assist® Hotline Sometimes the unexpected happens when you travel. A passport is lost. You come down with a sudden illness. A lawyer is needed. Being a Card Member can make things easier. Global Assist® Hotline‡ can help you prepare for your trip with customs information and more. And while you're traveling more than 100 miles from home, coordination and assistance services such as lost passport replacement assistance, translation services, missing luggage assistance, and emergency legal and medical referrals are a phone call away. Card Members are responsible for the costs charged by third party service providers.
to help you track and organize expenses
Employee Cards There is $0 annual fee for each Employee Blue Business CashTM Card. Add Employee Cards to get rewards on employee purchases and stay on top of expenses with spending limits, alerts, and summary reports. Account Manager When you designate an Account Manager, you can allow trusted individuals - like an assistant or business partner - to access and manage your Business Card account. So you can trust your Account Manager to get the work done when you can't be there. American Express® Business App Simplify the way you and your employees manage Business Card receipts with the American Express® Business App. Account Alerts Set Account Alerts to help you avoid late payments, notify you of irregular activity, and monitor Employee Card spending. Year-End Summary At the end of the year, see a complete summary that categorizes your spending by month and purchase type, and helps you track your business expenses down to the last detail. Online Statements View your purchase history, prepare reports, and budget your expenses. American Express® App Easily manage your account, pay your bill, check your balance, view your benefits and more from your mobile phone or tablet. Vendor Pay by Bill.com You can make the most out of paying your business bills. Improve your cash flow and take advantage of Card benefits when you use your Card to pay bills with Vendor Pay by Bill.com.
Take advantage of Vendor Pay by Bill.com by enrolling your Card. With the Basic plan, there is no monthly fee for the user. Additional fees may apply based on plan type and number of users.
for Card Members
Extended Warranty♦︎ With Extended Warranty♦︎ you can shop with less worry knowing the terms of the original manufacturer's warranty can be extended up to one additional year. Applies to warranties of 5 years or less that are eligible in the U.S. Please read import exclusions and restrictions. Purchase Protection♦︎ When something you buy breaks or is stolen, Purchase Protection♦︎ can have you covered. Use your Card for eligible purchases, and your purchases can be protected from accidental damage or theft for up to 90 days from the moment you buy them. Please read important exclusions and restrictions.* Dispute Resolution We will work with you to resolve the issue if there is a fraudulent or incorrect charge on your statement. Amex Offers Amex Offers is a simple and easy way to make your life more rewarding. With offers for shopping, dining, travel, and more, there's something for everyone. Adding offers to your Card is quick, easy, and best of all, incredibly rewarding.