American Express® Payment Solutions

Help transform complicated to automated with our suite of Payment Solutions.

Let us help you turn piles of invoices, unpredictable employee spending, and outstanding vendor payments into streamlined systems that can help with savings, discounts, efficiency — and improved relationships!

Here’s how we help tackle your payment challenges:

Control Employee Spending

Employee spending gets complex when your staff, contractors, and freelancers need to make purchases on-the-go or book travel. Look at our solutions that:
  • Enhance payment efficiencies for non-invoice payments, spend less time paying bills
  • Eliminate personal reimbursement process
  • Automate your expense management processes, save time, and simplify reconciliation by attaching accounting or reporting codes, receipts, or invoices to your virtual Card transactions
Your workforce can efficiently manage travel expenses end-to-end with a Business Travel Account, and meetings with the American Express® Corporate Meeting Card1. When on-the-go, they can use AP Automation-Extend2 at point-of-sale — all while you help control expenses and earn the rewards for your Card.3 Enrollment is required.

Make Vendor Payments

Pay multiple vendors who can help keep your business in business — by the due date. Look at our automated solutions that can help:
  • Improve cash flow management
  • Strengthen vendor relationships
  • Improve working capital
Enjoy the flexibility of vendor payment options with Buyer Initiated Payments4, which can generate discounts and improve cash flow management. Match up payments in with payments out using vPayment5.

Automated Payments

Simplify your supplier payments with the backing of American Express when you enroll in our automated accounts payable solution, American Express One AP®6. Pay suppliers in their preferred method (Virtual Card, ACH, or check)* and simplify complex, manual AP processes. Enrollment required and fees may apply (including an auto-renewing monthly platform access fee). Suppliers must be enrolled and located in the United States. Please contact your American Express® Specialist to learn more.
  • Streamline accounts payable and gain more time back in your day
  • Access reporting for your US-based supplier payments in one place.
  • Get greater control and enhanced security of one-time payments with tokenized Virtual Cards.
When you use One AP to pay eligible US-based suppliers by Card, you can also leverage your American Express billing cycle to better manage your business cash flow – all while earning the rewards of your Card on eligible payments.

*Fees apply for check/ACH (including an auto-renewing monthly platform access fee). No fee for Virtual Cards.
Requires an American Express® Business Card or Corporate Program

Grow your company with other American Express Business products

Corporate Card Program

Customize a program for your business with American Express Corporate Cards and digital solutions to help you operate more efficiently.

Business Cards

Make doing business easy while earning valuable rewards and receiving world-class customer service.

Employee Spending

Gain control of employee spending — helping to increase savings, efficiency, transparency and accountability.