American Express


Streamline the payment and reconciliation process, with specific

controls for transactions




Control and Reconciliation in One Payment Solution‡


vPayment is a virtual payment solution that assigns a Virtual Card to each transaction. Users are also able to set a specific pre-authorization

payment amount, date range, and transaction details to help control spend and facilitate reconciliation processes.



How vPayment Can Take Your Company to New Heights of Efficiency

vPayment from American Express streamlines the payment and reconciliation process, with specific controls for booking transactions

How It Works

1. Virtual Account Number Creation


A virtual account number is assigned to each transaction and provided to the supplier. Your company can set a specific dollar amount, usage date range,and enter key expense details that will be associated to this payment.

2. Payment Verification


The supplier charges the vPayment virtual account number and charges are verified against the pre-authorized controls set by your company.

3. Expense Reconciliation


Transaction data is matched to your company’s predefined expense details and consolidated into a single data file for reconciliation.

Features & Benefits

Simplify reconciliation


  • Access your online billing statement and data files via American Express @Work®
  • Take advantage of two new Global Data Files that allow you to configure data for upload to your expense management, accounting and financial systems

Increase Efficiency


vPayment provides a streamlined payment process that can mean less paperwork, reduced billing errors and easy invoice reconciliation.

Improve the traveler experience


  • Your employees can still book their trips, while simplifying the tracking and itemizing of their expenses and receipts
  • Contractors, job applicants and employees without Corporate Cards can travel with fewer out-of-pocket expenses or reimbursement hassles

Integrate with Your Suppliers


vPayment can be processed using the same point–of-sale equipment as traditional credit cards, so for suppliers already accepting American Express® Cards there is no additional technology required.

vPayment in Action

See how GTA was able to increase business across the globe while effectively managing the cost of processing payments.

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