Consumer and Small Business Card Agreements

Existing Cardmembers:

Click here to log into your account to obtain a PDF copy of your current account-specific Cardmember Agreement (Agreement). You can also request a copy by calling the number on the back of your Card.

Looking for a new Card?

Click below to see the Agreement for any of these products, which is accurate as of the date shown on the Agreement. If you apply for a new Card, the Agreement you receive will be the most recent version of the Agreement and reflect the pricing terms applicable to your account.

Consumer and Small Business Card Agreements

American Express®

Gold Card

American Express®

Green Card

Platinum Card®

from American Express

The Platinum Card® from American Express

for Goldman Sachs

The Platinum Card® from American Express exclusively for Morgan Stanley

The Platinum Card® from American Express

for Charles Schwab

Centurion® Card from American Express

American Express Cash Magnet® Card

Amex EveryDay® Credit Card

Amex EveryDay® Preferred Credit Card

Blue Cash Everyday® from American Express

Blue Cash Preferred® from American Express

Delta SkyMiles® Blue

American Express Card

Delta SkyMiles® Gold

American Express Card

Delta SkyMiles® Platinum

American Express Card

Delta SkyMiles® Reserve

American Express Card

Hilton Honors

American Express Card

Hilton Honors

American Express Surpass® Card

Hilton Honors

American Express Aspire Card

Marriott Bonvoy®

American Express® Card

Marriott Bonvoy Bevy™

American Express® Card

Marriott Bonvoy Brilliant®

American Express® Card

Morgan Stanley Blue Cash Preferred®

American Express Card

The Charles Schwab Investor Credit Card®

from American Express

Optima® Credit Card

Business Green Rewards Card

American Express® Business Gold Card

Business Platinum Card®

The Plum Card®

Amazon Business

American Express Card

Amazon Business Prime

American Express Card

American Express Blue Business

Cash™ Card

Blue Business® Plus Credit Card

Delta SkyMiles® Gold Business

American Express Card

Delta SkyMiles® Platinum Business

American Express Card

Delta SkyMiles® Reserve Business

American Express Card

Hilton Honors

American Express Business Card

Lowe's Business Rewards Card from

American Express

Marriott Bonvoy Business®

American Express® Card

American Express^®

American Express^®

Platinum Card^®

The Platinum Card^® from American Express

The Platinum Card^® from American Express exclusively for Morgan Stanley

The Platinum Card^® from American Express

Centurion^® Card from American Express

American Express Cash Magnet^® Card

Amex EveryDay^® Credit Card

Amex EveryDay^® Preferred Credit Card

Blue Cash Everyday^® from American Express

Blue Cash Preferred^® from American Express

Delta SkyMiles^® Blue

Delta SkyMiles^® Gold

Delta SkyMiles^® Platinum

Delta SkyMiles^® Reserve

American Express Surpass^® Card

Marriott Bonvoy^®

American Express^® Card

American Express^® Card

Marriott Bonvoy Brilliant^®

American Express^® Card

Morgan Stanley Blue Cash Preferred^®

The Charles Schwab Investor Credit Card^®

Optima^® Credit Card

American Express^® Business Gold Card

Business Platinum Card^®

The Plum Card^®

Blue Business^®Plus
Credit Card

Delta SkyMiles^® Gold Business

Delta SkyMiles^®Platinum Business

Delta SkyMiles^® Reserve Business

Marriott Bonvoy Business^®

American Express^® Card