Consumer and Small Business Card Agreements

Existing Cardmembers:

Click here to log into your account to obtain a PDF copy of your current account-specific Cardmember Agreement (Agreement). You can also request a copy by calling the number on the back of your Card.

Looking for a new Card?

Click below to see the Agreement for any of these products, which is accurate as of the date shown on the Agreement. If you apply for a new Card, the Agreement you receive will be the most recent version of the Agreement and reflect the pricing terms applicable to your account.

American Express^®

Gold Card

American Express

Green Card^®

Platinum Card^®

from American Express

The Platinum Card^® from American Express

for Goldman Sachs

The Platinum Card^® from American Express Exclusively for Morgan Stanley

The Platinum Card^® from American Express Exclusively for Charles Schwab

Centurion^® Card from American Express

American Express Cash Magnet^® Card

Amex EveryDay^® Credit Card

Amex EveryDay^® Preferred Credit Card

Blue Cash Everyday^® from American Express

Blue Cash Preferred^® from American Express

Delta SkyMiles^® Blue

American Express Card

Delta SkyMiles^® Gold

American Express Card

Delta SkyMiles^® Platinum

American Express Card

Delta SkyMiles^® Reserve

American Express Card

Hilton Honors

American Express Card

Hilton Honors

American Express Surpass^® Card

Hilton Honors

American Express Aspire Card

Marriott Bonvoy^®

American Express^® Card

Marriott Bonvoy Bevy™

American Express^® Card

Marriott Bonvoy Brilliant^®

American Express^® Card

Morgan Stanley Blue Cash Preferred^®

American Express Card

The Charles Schwab Investor Credit Card^®

from American Express

Optima^® Credit Card