Guide to the American Express® Gold Card Travel and Dining Benefits
4 Min Read | Published: December 24, 2025
Get more from travel and dining with the Amex® Gold Card benefits: statement credits, no foreign transaction fees, and powerful perks for your journey.
At-A-Glance
- The Amex® Gold Card earns strong Membership Rewards® points on flights booked directly with airlines or through AmexTravel.com, as well as on worldwide dining (including U.S. supermarkets, takeout, and delivery).
- Card Members can stack statement credits for over $500 in value each year—including Uber Cash, dining credits with partners like Resy and Dunkin’, and on-property credits through The Hotel Collection.
- Turn everyday spending into travel opportunities with points that can be redeemed for flights, hotels, gift cards, and more, plus no foreign transaction fees when you dine or explore abroad.
The Amex® Gold Card is a do-it-all card, striking a perfect balance between practical financial value and rewarding travel and dining perks. While some might think of the Gold Card as a lifestyle card, its travel and dining benefits keep you earning rewards when you’re abroad as well as at home.
Key Travel and Dining Benefits of the Amex Gold Card
The Amex Gold Card has some premier benefits.1 Let’s take a closer look at some of them. Terms apply.
Rewards on Travel Purchases
With the Gold Card, you get more from your spending when you’re away. Get 3X Membership Rewards® points on flights booked directly with airlines or through Amex Travel and 2X Membership Rewards points on prepaid hotels and other eligible travel purchases (such as car rentals, vacation packages, cruises) through Amex Travel. And when it’s time to cash in, you can use for your next flight or hotel stay with your points when you book directly through Amex Travel.
Hotel Collection Access
When you book a prepaid stay of two nights or more at any property within The Hotel Collection through AmexTravel.com, you can receive a $100 complimentary credit to use towards eligible charges, such as food and beverage, spa, or other on-property charges. Please note the credit use varies by property. Plus, on that same two-night stay, you may be eligible for a room upgrade upon arrival and early or late check-in, subject to availability. Certain room categories may not be eligible for upgrade.
No Foreign Transaction Fees
No need to worry about extra transaction fees when you’re away. You can use the Gold Card abroad without extra charges, making it ideal for international trips.2
Travel Protection Benefits
When you’re traveling, let the Amex Gold Card help protect you so that you can enjoy your trip to the fullest extent. The Global Assist® Hotline provides you with emergency assistance and coordination services when you’re traveling over 100 miles from home. With Baggage Insurance Plan[1], travel more comfortably knowing you can be covered for lost, damaged, or stolen Baggage when you purchase the Entire Fare for a Common Carrier Vehicle ticket (e.g. plane, train, ship, or bus) on an Eligible Card. Coverage can be provided for up to $1,250 for carry-on Baggage and up to $500 for checked Baggage, in excess of coverage provided by the Common Carrier. For New York State residents, there is a $10,000 aggregate maximum limit for all Covered Persons per Covered Trip. Please read important exclusions and restrictions.
Dining Benefits
Gold Card Members can also earn:
- 4X Points on restaurants worldwide, plus takeout and delivery in the U.S., on up to $50,000 in purchases each year.
- 4X Points on groceries at U.S. supermarkets, on up to $25,000 in purchases each year.
- $84 Dunkin’ Credit via up to $7 in monthly statement credits after you pay with the American Express® Gold Card at U.S. Dunkin' locations. Enrollment required.
- Up to $100 Resy Credit in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. Enrollment required.
- Up to $120 Dining Credit via up to a total of $10 in statement credits monthly when you pay with the Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
To learn more about how you can maximize your love of dining with the Gold Card, explore A Complete Guide to Dining with the Amex Gold Card.
Uber Cash
The Gold Card’s statement credits offer one-of-a-kind value both at home or away. Get to your hotel worry-free or eat at your leisure with Uber, since you can receive $10 in Uber Cash each month to use on rides and orders in the U.S.
How to Maximize Gold’s Travel Benefits
The Gold Card is a great tool for traveling, but there are a few ways you can make it even more beneficial. One way is to enroll early in Uber and dining credits so that they apply to your Membership automatically throughout the year, allowing you to ride and dine your way.
Another way you might increase your travel benefits is by booking flights and hotels through Amex Travel so that you earn bonus points, then cash in on your savings by using the Pay with Points feature. Plus, when you’re on vacation or on a business trip, don’t forget to take advantage of benefits that come with your Card Membership. When you use your Gold Card to its fullest extent, you can unlock a world of traveling and dining perks to make your vacation or business trip better than you thought possible.
Frequently Asked Questions
Yes, the American Express Gold Card has several travel benefits. Some of the perks include 3X Membership Rewards points on flights booked directly with airlines or through Amex Travel, 2X Membership Rewards points on prepaid hotels and eligible travel (car rentals, vacation packages, cruises) through Amex Travel, and no foreign transaction fees.2
Not only does the Amex Gold Card allow you to earn points when you book hotels and flights through Amex Travel, but it also offers other perks like Global Assist® Hotline and other valuable benefits. When you’re on the go, the Gold Card has your back.
No, the American Express Gold Card doesn’t come with PreCheck. If you’re interested in getting a statement credit for your PreCheck application fee, you may want to check out Amex Cards that do offer this benefit.
The Takeaway
The American Express Gold Card is a versatile card that helps with your everyday spending and dining needs while also elevating your travel experience. Between statement credits, rewards, and travel protections, you can enjoy the Gold Card’s benefits at home, across the country, or abroad. Learn more about the Gold Card and see if you qualify today.
1 For more on Offer and Benefit Terms for the American Express® Gold Card, click here.
2 For more on Rates and Fees for the American Express® Gold Card, click here.
Scott Drueding Hanson is a content writer and copywriter based in Brooklyn. His work focuses primarily on personal finance.
All Credit Intel content is written by freelance authors and commissioned and paid for by American Express.
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