Amex^® Platinum vs. Delta Reserve: Choosing a Travel Card

4 Min Read | Last updated: June 4, 2026

American Express Platinum Card^® or Delta Reserve? Learn the key differences in lounge access, rewards, and benefits to choose the right premium card.

If you’re a savvy traveler looking to get a new credit card, you might be deciding if the Platinum Card^® or the American Express Delta SkyMiles^® Reserve Card suits your needs better. Travel perks are front and center with both cards, but the perks and fees may set one apart from another. Let’s dig into what each Card offers so you can see which one fits your style of travel.

Amex Platinum vs. Delta Reserve: Key Benefits

• 5X Membership Rewards^® points on Flights and Hotels 
  Earn 5X points on flights when you book directly with airlines or through Amex Travel, on up to $500,000 per calendar year, so you can get the most out of your travel expenses. Also earn 5X Points on Prepaid Hotels booked through Amex Travel.
• $120 Uber One Credit
  As a Platinum Card^® Member, you can get up to $120 in statement credits each calendar year after you purchase an auto-renewing Uber One membership with your Card.
• $300 Digital Entertainment Credit
  Access all your favorite collections of TV series, movies, news outlets, and more with statement credits that total up to $300 per year. Get up to $25 in statement credits each month after you pay for eligible purchases with the Platinum Card^® at participating partners. Enrollment required.
• American Express Global Lounge Collection^®
  Access over 1,550 lounges in 140 countries around the world, with access to Centurion Lounges, 10 complimentary Delta Sky Club visits when flying on an eligible Delta flight, Priority Pass Select membership (enrollment required), and other select partner lounges.
• Leaders Club Sterling Status from the Leading Hotels of the World^®
  Complimentary breakfast for two, early check-in and late check-out considerations, upgrade priority, and more with the Sterling Status from the Leading Hotels of the World. Enrollment Required.²
• $400 Resy Credit
  After you enroll, get up to $100 in statement credits each quarter when you use the Platinum Card^® to make eligible purchases with Resy, including dining purchases at over 10,000 U.S. Resy restaurants. Enrollment required.
• $300 lululemon Credit
  You can receive up to $75 in statement credits each quarter when you use the Card for eligible purchases at U.S. lululemon retail stores (excluding outlets) and lululemon.com. Enrollment required.

• Annual Companion Certificate
  Enjoy a Companion Certificate on a Delta First, Delta Comfort, or Delta Main round-trip flight within the U.S. and to Mexico, the Caribbean, or Central America each year after renewal of your Card.
  
  *The Companion Certificate requires payment of government-imposed taxes and fees of between $22 and $250 (for itineraries with up to four flight segments). Baggage charges and other restrictions apply. Delta Basic experiences are not eligible for this benefit.
• Medallion Qualification Headstart
  Receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year with MQD Headstart.
• Medallion Qualification Dollar Boost
  Get $1 Medallion Qualification Dollar for each $10 in purchases on your Delta SkyMiles Reserve American Express Card in a calendar year, getting you closer to Medallion Status for next Medallion Year quicker.
• 15 Delta Sky Club visits annually
  Delta SkyMiles Reserve American Express Card Members enjoy 15 Visits each Medallion Year to the Delta Sky Club when flying Delta and can unlock Unlimited Delta Sky Club Access after spending $75,000 in purchases on your Card during a calendar year.
• Centurion Lounge access
  Enjoy complimentary access to The Centurion Lounge when you book your Delta flight with your Reserve Card.
• $240 Resy Credit + Global Dining Access by Resy
  Discover and book restaurants to love with Resy. Get up to $20 in statement credits each month after you pay with your enrolled Delta SkyMiles^® Reserve American Express Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. Terms apply.
• $120 Rideshare Credit
  Earn up to $10 back each month after your first Card renewal when using your enrolled Delta SkyMiles Reserve Card for U.S. rideshare purchases with select providers. Enrollment required.
• Earn Miles
  When you earn 3X Miles on Delta flights and Delta Vacations^®, one trip can lead you to the next. Earn 1 mile per dollar for all other eligible purchases you make with your Card, from everyday purchases on things like gas to monthly purchases like your phone bill. Plus, there's no limit to how many you can earn. Terms apply.
• $200 Delta Stays Credit
  Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles^® Reserve American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com. Terms apply.
• Hertz President’s Circle^® Status
  Transform your car rental experience with Hertz President's Circle^® Status, compliments of your Delta Reserve Card.
  
  Enrollment in the Hertz Gold Plus Rewards program is required. To receive the benefit, you must add your Hertz Gold Plus Rewards Account number to your SkyMiles Account associated with your Eligible Card and "Enroll in Promotion" at delta.com/hertz. Terms Apply.
• First Bag Free + Second Bag Free
  Your first checked bag flies free on international and domestic Delta flights, and your second bag flies free on domestic flights.

Which American Express Travel Card Is Right for You?