Modern Insights on Credit Cards

Discover the different types of credit cards and their benefits.

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The Best Grocery Credit Cards

Find the best grocery credit card for you to maximize rewards on everyday spending. Compare cash back, points, and fees to choose the right card for your needs.

Cash Back vs. Points: Which Rewards Card Is Right for You?

Cash back vs. points: Learn the key differences between these rewards credit cards, how they work, and which one is better for your spending habits.

ALL CREDIT CARD BENEFITS ARTICLES

How the Purchase Protection Benefit Underwritten by AMEX Assurance Company Works

Purchase Protection can help protect Covered Purchases made with your Eligible Card against accidental damage, theft and sometimes provide lost coverage for certain Eligible Card products for up to 90 days from the Covered Purchase date. Coverage Limits Apply.

What Is an Authorized User on a Credit Card?

Authorized user status may help you start building credit while the primary card member handles the bills. Learn how it works and what you need to know.

What Is the American Express Fine Hotels + Resorts® Program?

American Express Fine Hotels + Resorts® offers eligible Card Members a variety of exclusive perks and benefits at over 1,900 luxury properties worldwide.

Buy Now, Pay Later with Plan It® by American Express®

Buy now, pay later with Plan It, an Amex Card feature that helps give you more control by letting you split up large purchases into monthly installments with a fixed fee.

How Amex Helps You Protect Yourself Against Credit Card Fraud

American Express helps protect you from credit card fraud with its advanced fraud protection methods. Here are a few simple steps to keep you safe and alert.

‘Level Up’ Your Understanding of Amex Card Levels

American Express Card ‘levels’ are more like unique categories to match your spending style, from casual spender to luxury traveler – and everyone in between.

Amex® Platinum Marriott Benefits: Upgrade Every Stay

Explore Amex® Platinum Marriott benefits, $600 in hotel credits, plus complimentary Marriott BonvoyTM Gold Elite Status for more rewarding stays.

Should I Pay for Dental Care with a Credit Card?

Explore ways to pay for dental procedures, from credit cards to personal loans and insurance, and find the option that fits your budget.

Platinum’s Elevated Lifestyle Benefits Can Help Make Every Day an Adventure

The American Express Platinum Card® offers a suite of elevated lifestyle benefits, including a $300 Digital Entertainment Credit, $400 Resy Credit, $300 lululemon Credit, and $200 Uber Cash.

The Resy Credit and Other Dining Benefits on the Platinum Card®

The Platinum Card® offers dining benefits to elevate your dining, including a $400 Resy Credit and Global Dining Access by Resy.

Amex Gold: Travel Perks That Go Beyond Lounge Access

Wondering what Amex® Gold offers travelers? Learn what’s included, what’s not, and the rewards and credits that make this card valuable.

Which American Express® Cards Offer TSA PreCheck®?

Get your TSA PreCheck® application fee covered with select Amex® Cards. See which American Express® Cards offer statement credits for expedited airport security.

Your Guide to Global Dining Access by Resy

Explore Amex® Global Dining Access by Resy—exclusive reservations, curated events, and dining perks with eligible American Express® Cards.

Can You Pay Rent With a Credit Card?

Paying rent with a credit card can be convenient, but added fees and debt may offset the benefits. See when it may make sense for you.

TSA PreCheck® for Kids: What You Need to Know

If you're a TSA PreCheck member, your children may be able to join you in the expedited security lane without their own membership.

The Best Grocery Credit Cards

Find the best grocery credit card for you to maximize rewards on everyday spending. Compare cash back, points, and fees to choose the right card for your needs.

Cash Back vs. Points: Which Rewards Card Is Right for You?

Cash back vs. points: Learn the key differences between these rewards credit cards, how they work, and which one is better for your spending habits.

How to Get Cash From a Credit Card

Need cash from your credit card? Learn about available options, such as ATM cash advances, and understand the potential fees and interest involved.

What Are Delta Credit Card Benefits and How Do They Work?

Learn how to earn and redeem Delta Credit Card benefits with American Express® benefits to maximize every moment of your travel.

A Complete Guide to Dining with the Amex Gold Card

Maximize your love of dining – find how you can access over $500 annually in value using the American Express® Gold Card. With benefits across dining and travel, Gold makes every experience more rewarding. Here’s how.

Delta SkyMiles® Reserve American Express Card Benefits

From elevated Medallion® Status and Rideshare Credits to free checked bags, the Delta SkyMiles® Reserve American Express Card helps you travel in comfort.

Wellness and Shopping With the American Express Platinum Card®

The Platinum Card® offers benefits to empower your wellness journey and elevate your routine, including the Equinox Credit, lululemon credit, and Oura Ring Credit.

What Is a Digital Wallet?

Learn how a digital wallet stores your cards, tickets, and passes in one spot, plus why backup cash and physical cards are still worth carrying.

Choosing the Best Rewards Credit Card for You

The best rewards credit cards are the ones that suit your lifestyle and spending habits. Compare the best rewards cards to choose the right one for you.

The Platinum Card® Airport Lounge Access Guide

Relax before your flight with the Platinum Card®. Learn how Amex® Platinum unlocks airport lounge access worldwide and elevates your travel experience. 

Which American Express® Credit Cards Offer Priority Pass?

Experience seamless travel with Priority Pass. Enjoy lounge access and more with membership through your American Express® credit card.

Your Guide to Plaza Premium Lounges with Amex

Experience the luxury of Plaza Premium Lounges. Learn how American Express Platinum Card® Members can access premium airport lounges around the globe.

The Different Types of American Express Hilton Credit Cards

See how an American Express Hilton Credit Card could help you gain Hilton Honors elite status, earn Hilton Honors™ Bonus Points, and unlock other exciting benefits.

How Much Is the American Express Platinum Card® Annual Fee?

Want to know more about the annual fee for The Platinum Card®? Here’s an overview, plus a look at the Card’s abundance of travel and lifestyle credits, perks, and services.

American Express Platinum Priority Pass Select

Unlock access to select airport lounges with Priority Pass Select, available with the American Express Platinum Card® as part of the Global Lounge Collection.

Guide to American Express® Gold Card Travel Benefits

See how Amex® Gold elevates eligible trips booked through the Amex Travel App™ or on AmexTravel.com: hotel credits, $0 foreign transaction fees, and more.

What Does It Mean to Be an American Express® Member?

American Express® Membership helps you make the most of your everyday moments, as well as those bigger milestones. Explore the benefits of Amex Membership.

American Express® Gold Card – Points & Rewards

With benefits across select dining and travel purchases and plenty of ways to earn and redeem Membership Rewards® points, plus flexible payment options – the Gold Card can reward your appetite for everyday life and more.

What Does It Mean to Prequalify for a Credit Card?

Credit card prequalification is an easy way to help you see how likely you are to be approved for a credit card. Learn how prequalification works.

The Amex® Platinum® Digital Entertainment Credit

Learn how the Amex Platinum streaming credit works and how to maximize your Amex Digital Entertainment Credit for up to $300 in annual savings.

How to Get Free Checked Bags with a Delta SkyMiles® American Express Card

Want to save on Delta baggage fees? Learn how to save on travel with free checked bags using your eligible co-branded American Express Card.

How Much Are American Express Membership Rewards® Points Worth?

American Express Membership Rewards® points values differ depending on how and where you redeem them. Find out what points are worth and redeem them wisely.

How Does the Amex® Platinum® Uber Credit Work?

Learn how the Amex® Platinum® Uber credit works. Get up to $200 in Uber Cash plus $120 in Uber One credits each year for rides, meals, and more.

Which Amex® Credit Cards Reimburse Global Entry?

Travel smarter with Amex® Global Entry benefits. Learn which Cards reimburse Global Entry fees to cut back on wait times when you reenter the U.S.

How and Why Your Credit Card APR May Change

Curious why your APR (Annual Percentage Rate) changed? There could be a number of reasons APR fluctuates. See some potential reasons for the change.

The American Express® Platinum Card® Airline Fee Credit

Fly smarter with the Amex® Platinum Card® Airline Fee Credit. This premium travel perk covers fees like bags and snacks to make every trip smoother.

Earn Rewards and Cash Back When Shopping Online

Explore the world of online shopping rewards and cash back programs. Learn how to earn money, discounts, and rewards while shopping online.

Do You Need a Credit Card to Rent a Car?

While you may be able to rent a car without a credit card, this will depend on the car rental company’s policies, and certain limitations may apply.

Can You Buy Gift Cards With a Credit Card?

Learn how to safely buy gift cards with a credit card. Maximize your rewards with our essential tips for secure shopping at applicable retailers.

How to Get Cash Back From a Credit Card

If your credit card offers cash back rewards, you can generally can get cash back from it simply by making eligible purchases. Learn how cash back works.

American Express Cash Back Cards: How Reward Dollars Work

American Express offers cash back credit cards. Explore each card’s unique benefits, from cash back percentages to benefits and more.

The Benefits of Credit Card Rental Car Insurance

Learn how credit cards with rental car insurance work. See what may be covered, the benefits, and how to know if you need extra coverage when renting a car.

What Is a Statement Credit?

Learn what a statement credit is, how it works, and the different ways you can earn one, like through returns, rewards, or qualifying purchases

Changes in the Credit Card Landscape: Trends, Tech, and Spending

Credit card industry trends can help us learn about the changing landscape in terms of technology, reward offerings, and how people are using their cards.

Credit Card Benefits: Get the Most Out of Them

Understanding how to use your credit card benefits is a part of maintaining healthy finances and helping you achieve your financial goals.

Many card issuers make it possible

to be approved for a credit card –

and even start using it – within minutes.

The material made available for you on this website, Credit Intel, is for informational purposes only and is not intended to provide legal, tax or financial advice. If you have questions, please consult your own professional legal, tax and financial advisors.