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Modern Insights on Credit Cards

Discover the different types of credit cards and their benefits.

The ideal number of credit cards to have will vary from person to person. For some it’s one or two, while others may benefit from having quite a few.

It’s not always possible to find a lost credit card. The good news is that getting a replacement card is usually a simple, straightforward process. Here’s what to do.

Even if you have dental insurance, you can still face out-of-pocket costs. Paying for dental care with a credit card can help, but it’s not always the best idea.

What people are reading

What Are Delta Credit Card Benefits and How Do They Work?


Learn how Delta SkyMiles® American Express Card benefits can maximize every moment of your travel, from miles-boosting welcome bonuses to free checked bags and more.

Why Was My Credit Card Declined? 10 Common Reasons


A credit card can be declined for many reasons. Understanding why can help prevent it from becoming an unexpected nuisance – or clue you in to a bigger problem.

How to Activate a Credit Card


A new credit card must be activated before you can use it. Each card issuer might have its own set of activation instructions, but the process is usually quick.

How to Read Your Credit Card Statement


Your credit card statement reveals what you need to know to help stay on top of your finances, such as your overall balance, minimum payment due, and due date.

How to Get a Credit Card Refund for a Canceled Flight


Before you can get a credit card refund for a canceled flight, it’s important to determine if you’re eligible. Whether you’re entitled to a refund depends on the situation.

How to Manage Internet Security Risks to Your Credit Card


If you use credit cards online, it’s important to learn how to protect yourself from common cybersecurity risks. Most card issuers and merchants can help keep you safe, too.

How Much Is the American Express® Gold Card Annual Fee?


Wondering about the Amex Gold Card annual fee? Here’s an overview of what it would cost for you – and any additional Card Members – to carry the Gold Card.

Should You Cancel Unused Credit Cards or Keep Them?


“Should I close credit cards I don’t use?” is a common question with a nuanced answer. Keeping unused cards open can help your credit score, but it’s not always the best move.

The Platinum Card introduces two artistic card designs, so new and existing Card Members can choose the look that expresses their style.

Art x Platinum Designs Transform The Platinum Card® Into a Work of Art


The Platinum Card offers two artistic Card designs, so new and existing Card Members can choose the look that expresses their style – be it botanical, abstract, or classic.

The material made available for you on this website, Credit Intel, is for informational purposes only and is not intended to provide legal, tax or financial advice. If you have questions, please consult your own professional legal, tax and financial advisors.