Modern Insights on Credit Cards

Discover the different types of credit cards and their benefits.

How Many Credit Cards Should You Have?

The ideal number of credit cards to have will vary from person to person. For some it’s one or two, while others may benefit from having quite a few.

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Lost Credit Card? Here’s What to Do

It’s not always possible to find a lost credit card. The good news is that getting a replacement card is usually a simple, straightforward process. Here’s what to do.

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Should I Pay for Dental Care with a Credit Card?

Even if you have dental insurance, you can still face out-of-pocket costs. Paying for dental care with a credit card can help, but it’s not always the best idea.

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What Are Delta Credit Card Benefits and How Do They Work?

Learn how Delta SkyMiles® American Express Card benefits can maximize every moment of your travel, from miles-boosting welcome bonuses to free checked bags and more.

Why Was My Credit Card Declined? 10 Common Reasons

A credit card can be declined for many reasons. Understanding why can help prevent it from becoming an unexpected nuisance – or clue you in to a bigger problem.

How to Activate a Credit Card

A new credit card must be activated before you can use it. Each card issuer might have its own set of activation instructions, but the process is usually quick.

How to Read Your Credit Card Statement

Your credit card statement reveals what you need to know to help stay on top of your finances, such as your overall balance, minimum payment due, and due date.

How to Get a Credit Card Refund for a Canceled Flight

Before you can get a credit card refund for a canceled flight, it’s important to determine if you’re eligible. Whether you’re entitled to a refund depends on the situation.

How to Manage Internet Security Risks to Your Credit Card

If you use credit cards online, it’s important to learn how to protect yourself from common cybersecurity risks. Most card issuers and merchants can help keep you safe, too.

How Much Is the American Express® Gold Card Annual Fee?

Wondering about the Amex Gold Card annual fee? Here’s an overview of what it would cost for you – and any additional Card Members – to carry the Gold Card.

Should You Cancel Unused Credit Cards or Keep Them?

“Should I close credit cards I don’t use?” is a common question with a nuanced answer. Keeping unused cards open can help your credit score, but it’s not always the best move.

The Platinum Card introduces two artistic card designs, so new and existing Card Members can choose the look that expresses their style.

Art x Platinum Designs Transform The Platinum Card® Into a Work of Art

The Platinum Card offers two artistic Card designs, so new and existing Card Members can choose the look that expresses their style – be it botanical, abstract, or classic.

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American Express Cash Back Cards: How Reward Dollars Work

American Express offers three cash back credit cards. Explore each card’s unique benefits, from cash back percentages to welcome offers and more.

Amex Rose Gold: How to Make the Most of It

The American Express^®Gold Card’s Rose Gold option lets you choose the card that fits your style while earning Uber Cash and more points on dining, groceries, and travel.

The Different Types of Delta Credit Cards

Compare a variety of Delta SkyMiles^® American Express Credit Cards to find the Card with the right travel benefits for your lifestyle.

What Is the American Express Fine Hotels + Resorts® Program?

The Amex Fine Hotels + Resorts Program offers eligible Card Members a variety of exclusive perks and benefits at over 1,300 lavish properties worldwide.

What Credit Card Is Best for You in 2022?

Before choosing a credit card, make sure to do some research around what credit card is the best fit for your needs. Here’s how to choose one today.

How to Get a Credit Card with No Credit History

Looking to get a credit card for the first time but have no credit history? There are many ways to boost your chances of getting a first time credit card approved.

How to Prevent Credit Card Fraud

There are many ways credit card fraud can be attempted. The good news is that there are plenty of credit card fraud protection tips that can help protect your account.

How Amex Protects You Against Credit Card Fraud

American Express helps protect you from credit card fraud with its advanced fraud protection methods. Here are a few simple steps to keep you safe and alert.

‘Level Up’ Your Understanding of Amex Card Levels

American Express Card ‘levels’ are more like unique categories to match your spending style, from casual spender to luxury traveler – and everyone in between.

How Much Are American Express Membership Rewards^® Points Worth?

American Express Membership Rewards points values differ depending on how and where you redeem them. Here’s what points are worth when redeemed in different ways.

Find the Best Credit Cards for Your Credit Score

Your credit score is key to getting approved for a credit card. Considering factors like rewards, APRs, and fees can help you weigh the best credit card for your credit score.

Credit Cards for Senior Citizens

For senior citizens, credit cards can be useful tools for helping achieve a range of retirement goals, from international travel to saving on everyday purchases.

How and Why Your Credit Card APR May Change

You may not think your credit card APR changes much. But anything from a shifting economy to late payments or changes in your credit score can trigger an APR to rise or fall.

Local Small Business Shopping Surges Online

Americans turned to local small businesses in 2020 – online. Gain insight into this online 'shopping small' movement toward local online shops and services.

Ways You Can Support Local Small Businesses

Many Americans are looking to support small businesses in their community by focusing more of their shopping locally. These tips can help you do so.

How and When to Pay Your Credit Card Bill

It’s important to pay your credit card bill in full – and on time – each month. Here’s what you need to know.

How Do Gas Credit Cards Work?

Gas credit cards offer many benefits, but how are they different from other credit cards? Find out if gas credit cards are the best choice for you.

American Express® Green Card Benefits and Requirements

The American Express Green Card is available exclusively at Amex. Here’s how to get it – plus a rundown of its rewarding travel and dining benefits.

How to Get a Free Checked Bag with a Delta SkyMiles® American Express® Card?

Want to save on Delta baggage fees? Card Members can check their first bag free when using their eligible co-branded American Express Card to book a flight with Delta.

How to Use Credit Cards Effectively As Money Management Tools

Understand how to use credit cards effectively as money management tools to manage your money and enhance your lifestyle. Plan your budget to manage your money properly.

A Look at The Platinum Card’s Elevated Travel, Airline, & Hotel Benefits

Learn how the American Express Platinum Card advances the promise of everyday adventure with its lavish assortment of travel-focused benefits, credits, and perks.

The Different Benefits of Gas and Airline Miles Credit Cards

Choosing between a gas credit card and one that offers airline miles rewards can be easy for some and hard for others. Here are some benefits of each to help you decide.

Can You Overpay a Credit Card?

An overpaid credit card can result in a negative balance and shrink what you owe on your next statement, but it won’t boost your credit score or credit limit.

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What to Know About Credit Card Expiration Dates

All credit cards have expiration dates, but why? Here’s what to know about how long credit cards last, why they expire, and what happens after they expire.

If My Credit Card Expires This Month, Can I Still Use It?

Wondering if your credit card expires at the beginning or end of the designated month? Learn what happens at expiration and what to do when a new card arrives.

Why Was My Credit Card Declined? 10 Common Reasons

A credit card can be declined for many reasons. Understanding why can help prevent it from becoming an unexpected nuisance – or clue you in to a bigger problem.

How to Dispute a Credit Card Charge

You’re legally entitled to dispute erroneous or fraudulent credit card charges. Learn how to do it and what your rights are during and after the investigation.

A Guide to the Types of Credit Card Fees

Discover 14 different types of credit card fees, from annual fees, to foreign transaction fees, to less popular fees such as credit limit increase fees.

Top Trends in Credit Card Use for 2022

Credit cards underwent big changes in 2020–21. In 2022, some – but not all – changes may be here to stay. Learn how credit card use is shifting with the times.

Should You Get a New Credit Card?

There are times it makes sense to apply for a new credit card – and times it doesn’t. These 10 considerations can help you decide whether now’s a good time for you to apply.

What Is a CVV Number?

CVV numbers are the extra 3- or 4-digit numbers on credit or debit cards. They provide an added layer of security by ensuring the buyer has physical access to their card.

Compare Amex Cards to Find the Card that Suits Your Needs

Comparing credit cards is usually the first step to getting a new card. Amex makes it easy to compare Cards so you can choose the right one for your lifestyle.

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Ultimate Guide to Online Holiday Shopping with Credit Cards

Planning your holiday shopping list? Learn how to use the right credit card when holiday shopping online to boost your seasonal savings and earn rewards.

Comparing Annual vs. No Annual Fee Credit Cards

Examining your own spending habits will likely point you toward a ‘premium’ card with an annual fee and extensive rewards or one with no annual fee and a lower APR.

Annual Fee & Authorized User Fee – American Express Platinum

Want to know more about the annual fee for The Platinum Card^®? Here’s an overview, plus a look at the Card’s abundance of travel and lifestyle credits, perks, and services.

Platinum’s Elevated Lifestyle Benefits Can Help Make Every Day an Adventure

The Platinum Card^® from American Express helps keep you inspired every day with its suite of elevated entertainment, wellness, and dining benefits.

Types of Credit Cards: Understanding the Differences

Learn more about the different credit card types and categories out there, such as: travel, balance transfer, rewards, business, and more.

What Is the Most Rewarding Credit Card for You?

Looking for the best rewards credit card? Here’s how to find credit cards that generate the most rewards for you, tailored to the way you live, spend, and travel.

Blue Cash Everyday® Card Offers Cash Back on Essential Purchases

The reimagined Blue Cash Everyday Card from American Express provides benefits to help you make the most out of the everyday essentials that move life forward.

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Delta SkyMiles® Reserve American Express Card Benefits

The Delta SkyMiles Reserve Amex Card offers various airline benefits – from earning miles to complimentary access to the Delta Sky Club – to help unlock great travel experiences.

With the Amex Rose Gold Card, Benefits and Style Combine

The allure of the American Express® Gold Card’s Rose Gold option goes beyond its many benefits, points-earning potential, or travel and dining credits.

Tips on How to Use Credit Cards for Financial Flexibility

Want to know how to use credit cards to increase your financial flexibility? Here’s how one credit card user has done it over the years.

What’s the Best Credit Card for Online Shopping?

The “best” credit card for online shopping should have qualities that are important to you, as well as sound security and good customer service features.

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Tips for How to Earn Cash Back from Your Credit Card

Cash back credit cards let you earn cash back in different ways for eligible purchases. Learn how you can earn the most cash with your cash back credit card.

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Is a Credit Card with Global Entry Benefit Right for You?

Credit cards with a Global Entry benefit usually pay for your application into Global Entry, which lets travelers speed through U.S. Customs when returning from abroad.

7 Ways Shopping for the Holidays is Going to Be Different This Year

The boost in online shopping is one of many trends setting the 2021 holiday season apart. Here are 7 ways this year’s holiday shopping season may differ from the past.

Instant Credit Cards Boost Digital Wallet Options

Credit cards you can use instantly after approval offer new digital wallet options for safe and convenient mobile payments online and in-store. Here’s how they work.

Earning Rewards and Cash Back While Shopping Online

Web and smartphone apps can earn you shopping rewards and cash back when you spend online, in addition to your credit card rewards. Here’s a look at this growing trend.

Do Credit Cards Cover Rental Car Insurance?

Credit card rental car insurance can help you cover costs in the event your rental car is damaged or stolen. Here’s how it works and what it covers.

Tips for Using 0% Intro APR Credit Cards to Borrow Money

Used responsibly, 0% intro APR credit cards can be a great source of inexpensive borrowing and can add to your financial flexibility. But it pays to read the fine print.

How American Express Purchase Protection Works

Amex Purchase Protection is a Card benefit that covers items stolen or damaged. Learn more about using your Card's purchase protection.

Is Contactless Payment a Wiser Choice?

Considering a switch to a contactless payment card or digital wallet? Here’s what you need to know about this popular method of purchasing products and services.

The Benefits of No Annual Fee Credit Cards

Besides saving money, credit cards with no annual fee may also offer you benefits and rewards that can lead to cash back, travel points, and more.

How to Earn a Beach Vacation with a Credit Card

When you plan your next vacation, consider paying for it on your travel credit card. Here's how to save and earn almost-free flights and hotel stays using your points.

Can You Buy Gift Cards with a Credit Card?

There’s nothing easier than buying a gift card at the last minute. But can you use your credit card to do so?

The Different Benefits of Gas and Airline Miles Credit Cards

Choosing between a gas credit card and one that offers airline miles rewards can be easy for some and hard for others. Here are some benefits of each to help you decide.

Tips on How to Use Your Credit Card Benefits Wisely

Understanding how to use your credit card benefits is a part of maintaining healthy finances and helping you achieve your financial goals.

The material made available for you on this website, Credit Intel, is for informational purposes only and is not intended to provide legal, tax or financial advice. If you have questions, please consult your own professional legal, tax and financial advisors.

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