Modern Insights on Credit Cards

Do Couples Benefit from Sharing Travel Credit Cards?

There are many benefits to adding your significant other as an authorized user. Find out the pros and cons of sharing to earn credit card travel points.

Cutting the Confusion: Debit and Credit Cards are Way Different!

With cashlessness on the rise, more people are choosing between debit and credit cards. Here are the fundamental differences that may lead you to conclude only one is best for you.

Do You Need a 0 Interest Credit Card?

Zero interest credit cards can help you save money, but make sure you choose wisely. Follow these rules to avoid penalties in the future.

Best Ways to Use a 0% Balance Transfer Credit Card

The best way to use credit cards with no balance transfer fee is by paying off your debt in the first 12-18 months. Learn more about 0% balance transfer credit cards.

How to Get a Credit Card with No Credit History

Looking to get a credit card for the first time but have no credit history? There are many ways to boost your chances of getting a first time credit card approved.

How Do Gas Credit Cards Work?

Gas credit cards offer many benefits, but how are they different from other credit cards? Find out if gas credit cards are the best choice for you.

What is a Finance Charge on a Credit Card?

The definition of a finance charge is any charge associated with using credit cards. Learn more about credit card finance charges and how to avoid them.

Travel Rewards Credit Card Points Get You More Vacation for Less

Plan your next vacation on a budget with a travel rewards credit card. Learn how to redeem your points to cut travel cost.

The Different Benefits of Gas and Airline Miles Credit Cards

Choosing between a gas credit card and one that offers airline miles rewards can be easy for some and hard for others. Here are some benefits of each to help you decide.

How to Get Instant Approval Credit Card—and Use it Instantly!

It takes 3 steps to get and use an instant approval credit card—which is different from credit card pre-approval. Learn how to apply for one online.

What You Should Know About Foreign Transaction Fees

Have you considered how much it will cost to use credit card while traveling abroad? Here’s what you need to know about foreign transaction fees – what they are and how to avoid them.

Comparing Hotel and General-Purpose Travel Credit Cards

Should you get a general-purpose travel credit card or hotel credit card? The key difference comes when you need to redeem those rewards. Explore which credit card is worth having.

What is a Credit Card? Here's What You Need to Know

Let's define what credit cards are, explore their variations, and consider the pros and cons of each.

Everything You Need to Know to Get Your First Credit Card

Want to know how to get a credit card for the first time? Here are a few expert tips to help you with your search.

How to Apply for a Credit Card

Choosing the right card can be tough—and applying for a credit card isn’t simple either. This guide could help you gain an edge.

Can You Buy Gift Cards with a Credit Card?

There’s nothing easier than buying a gift card at the last minute. But can you use your credit card to do so?

7 Ways to Get More from Your Travel Points Credit Card

Translate your travel credit card points into more travel and even free travel with these 7 expert tips.

Holiday Credit Card Security: Keeping Your Credit and Identity Safe

Want to know how to keep your credit safe during the holiday shopping season? Year-round credit card security practices—with extra care.

What You Should Know About Foreign Transaction Fees

Have you considered how much it will cost to use credit card while traveling abroad? Here’s what you need to know about foreign transaction fees – what they are and how to avoid them.

What is a Credit Card? Here's What You Need to Know

Let's define what credit cards are, explore their variations, and consider the pros and cons of each.

Holiday Credit Card Security: Keeping Your Credit and Identity Safe

Want to know how to keep your credit safe during the holiday shopping season? Year-round credit card security practices—with extra care.

How to Find the Best Credit Card for International Travel?

Here are six international travel tips to help you find the best credit card for international travel, while earning miles and travel points.

Best Ways to Use a 0% Balance Transfer Credit Card

The best way to use credit cards with no balance transfer fee is by paying off your debt in the first 12-18 months. Learn more about 0% balance transfer credit cards.

Travel Rewards Credit Card Points Get You More Vacation for Less

Plan your next vacation on a budget with a travel rewards credit card. Learn how to redeem your points to cut travel cost.

The Different Benefits of Gas and Airline Miles Credit Cards

Choosing between a gas credit card and one that offers airline miles rewards can be easy for some and hard for others. Here are some benefits of each to help you decide.

How Do Gas Credit Cards Work?

Gas credit cards offer many benefits, but how are they different from other credit cards? Find out if gas credit cards are the best choice for you.

Types of Credit Cards: Understanding the Differences

Learn more about the different credit card types and categories out there, such as: travel, balance transfer, rewards, business, and more.

What You Should Know About Foreign Transaction Fees

Have you considered how much it will cost to use credit card while traveling abroad? Here’s what you need to know about foreign transaction fees – what they are and how to avoid them.

Comparing Hotel and General-Purpose Travel Credit Cards

Should you get a general-purpose travel credit card or hotel credit card? The key difference comes when you need to redeem those rewards. Explore which credit card is worth having.