Modern Insights on Credit Cards

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Using Your Credit Card Responsibly to Build Credit

 

Here are a few tips on how to use your credit card responsibly and how to use a credit card to build credit.

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Local Small Business Shopping Surges Online

 

Americans turned to local small businesses in 2020 online. Gain insight into this online shopping small movement toward local online shops and services.

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How American Express Purchase Protection Works

 

Amex Purchase Protection is a Card benefit that covers items stolen or damaged. Learn more about using your Card's purchase protection.

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Cutting the Confusion: Debit and Credit Cards are Way Different!

 

With cashlessness on the rise, more people are choosing between debit and credit cards. Here are the fundamental differences that may lead you to conclude only one is best for you.

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Do You Need a 0 Interest Credit Card?

 

Zero interest credit cards can help you save money, but make sure you choose wisely. Follow these rules to avoid penalties in the future.

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How to Stay for Free with a Hotel Credit Card

 

Dreaming of a free vacation stay? Here is how to earn a free stay with a hotel credit card using your reward points.

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5 Hacks to Help Earn Soaring Airline Miles—And Travel Points!

 

Earn travel credit card points and airline miles with these 5 expert tips. Use your points to save on flights, hotel stays, and vacations around the world.

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Do Couples Benefit from Sharing Travel Credit Cards?

 

There are many benefits to adding your significant other as an authorized user. Find out the pros and cons of sharing to earn credit card travel points.

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Best Ways to Use a 0% Balance Transfer Credit Card

 

The best way to use credit cards with no balance transfer fee is by paying off your debt in the first 12-18 months. Learn more about 0% balance transfer credit cards.

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How Do Gas Credit Cards Work?

 

Gas credit cards offer many benefits, but how are they different from other credit cards? Find out if gas credit cards are the best choice for you.

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What is a Finance Charge on a Credit Card?

 

The definition of a finance charge is any charge associated with using credit cards. Learn more about credit card finance charges and how to avoid them.

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Travel Rewards Credit Card Points Get You More Vacation for Less

 

Plan your next vacation on a budget with a travel rewards credit card. Learn how to redeem your points to cut travel cost.

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The Different Benefits of Gas and Airline Miles Credit Cards

 

Choosing between a gas credit card and one that offers airline miles rewards can be easy for some and hard for others. Here are some benefits of each to help you decide.

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How to Get Instant Approval Credit Card—and Use it Instantly!

 

It takes 3 steps to get and use an instant approval credit card—which is different from credit card pre-approval. Learn how to apply for one online.

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What You Should Know About Foreign Transaction Fees

 

Have you considered how much it will cost to use credit card while traveling abroad? Here’s what you need to know about foreign transaction fees – what they are and how to avoid them.

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Comparing Hotel and General-Purpose Travel Credit Cards

 

Should you get a general-purpose travel credit card or hotel credit card? The key difference comes when you need to redeem those rewards. Explore which credit card is worth having.

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What is a Credit Card? Here's What You Need to Know

 

Let's define what credit cards are, explore their variations, and consider the pros and cons of each.

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Everything You Need to Know to Get Your First Credit Card

 

Want to know how to get a credit card for the first time? Here are a few expert tips to help you with your search.

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How to Apply for a Credit Card

 

Choosing the right card can be tough—and applying for a credit card isn’t simple either. This guide could help you gain an edge.

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Can You Buy Gift Cards with a Credit Card?

 

There’s nothing easier than buying a gift card at the last minute. But can you use your credit card to do so?

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Holiday Credit Card Security: Keeping Your Credit and Identity Safe

 

Want to know how to keep your credit safe during the holiday shopping season? Year-round credit card security practices—with extra care.

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How to Report Credit Card Fraud

 

Know the key steps to report credit card fraud so you can reclaim your credit as soon as possible.

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How to Find the Best Credit Card for International Travel

 

Here are six international travel tips to help you find the best credit card for international travel, while earning miles and travel points.

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How to Choose the Best Airline Miles Credit Card

 

Choosing the best credit card for airline miles can depend on many factors, including picking an airline, taking fees into consideration, and more.

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