Credit Cards 101 – Learn More About Credit Card Types & Rewards

‘Level Up’ Your Understanding of Amex Card Levels

American Express Card ‘levels’ are more like unique categories to match your spending style, from casual spender to luxury traveler – and everyone in between.

Tell Me More

Rose Gold Is Back – Here’s How to Make the Most of It

American Express^®Rose Gold is back, so you can choose the card that fits your style while earning Uber Cash, accelerated points on dining and groceries, and more.

Tell Me More

How Much Are American Express Membership Rewards® Points Worth?

American Express Membership Rewards points values differ depending on how and where you redeem them. Here’s what points are worth when redeemed in different ways.

Tell Me More

What people are reading

How to Get a Credit Card with No Credit History

Looking to get a credit card for the first time but have no credit history? There are many ways to boost your chances of getting a first time credit card approved.

How to Prevent Credit Card Fraud

There are many ways credit card fraud can be attempted. The good news is that there are plenty of credit card fraud protection tips that can help protect your account.

What Credit Card Is Best for You in 2020?

Before choosing a credit card, make sure to do some research around the best cards that fit your needs. Here’s how to choose one today.

How Amex Protects You Against Credit Card Fraud

American Express helps protect you from credit card fraud with its evolving fraud protection technology. Here are a few simple steps to keep you safe and alert.

Curious about cash back? Learning how cash back credit cards work can help you find the options that are right for you.

Learn More

Find the Best Credit Cards for Your Credit Score

Your credit score is key to getting approved for a credit card. Considering factors like rewards, APRs, and fees can help you weigh the best credit card for your credit score.

Travel Points Credit Cards: How to Get More Out of Them

Translate your travel credit card points into more travel and even free travel with these 7 expert tips.

How to Earn a Beach Vacation with a Credit Card

When you plan your next vacation, consider paying for it on your travel credit card. Here's how to save and earn almost-free flights and hotel stays using your points.

Credit Cards for Senior Citizens

For senior citizens, credit cards can be useful tools for helping achieve a range of retirement goals, from international travel to saving on everyday purchases.

How and Why Your Credit Card APR May Change

You may not think your credit card APR changes much. But anything from a shifting economy to late payments or changes in your credit score can trigger an APR to rise or fall.

Local Small Business Shopping Surges Online

Americans turned to local small businesses in 2020 – online. Gain insight into this online 'shopping small' movement toward local online shops and services.

Ways You Can Support Local Small Businesses

Many Americans are looking to support small businesses in their community by focusing more of their shopping locally. These tips can help you do so.

Comparing the Best Travel and Hotel Credit Cards

Should you get a general-purpose travel credit card or hotel credit card? The key difference comes when you need to redeem those rewards. Explore which credit card is worth having.

How and When to Pay Your Credit Card Bill

It’s important to pay your credit card bill in full – and on time – each month. Here’s what you need to know.

How Do Gas Credit Cards Work?

Gas credit cards offer many benefits, but how are they different from other credit cards? Find out if gas credit cards are the best choice for you.

Travel Rewards Credit Card Points Get You More Vacation for Less

Plan your next vacation on a budget with a travel rewards credit card. Learn how to redeem your points to cut travel cost.

How to Stay for Free with a Hotel Credit Card

Dreaming of a free vacation stay? Here is how to earn a free stay with a hotel credit card using your reward points.

The Different Benefits of Gas and Airline Miles Credit Cards

Choosing between a gas credit card and one that offers airline miles rewards can be easy for some and hard for others. Here are some benefits of each to help you decide.

How Do Credit Cards Work? Demystifying Credit Art & Science

Understanding how credit cards work can help you use them to your best advantage. Peek behind the curtain of credit cards’ complex workings.

Tell Me More

What's New

7 Factors To Consider While Comparing Credit Cards

Compare the wide range of credit cards and choose the one that suits you best. There are 7 key factors to consider before you apply for one.

What Is a Credit Limit and Why Does It Matter?

What if you max out your credit limit? Learn what credit limits are, how they’re determined – and how understanding their yin and yang could help you maintain a good credit score.

What Is an Interest Rate?

Interest is the amount of money a lender charges you to borrow, and interest rates are how they calculate how much to charge. Learn more about interest rates and what determines them.

What Is a Credit Card Balance?

Believe it or not, there are at least 5 different kinds of credit card balances. Learn what they are and how they all relate to each other.

Should You Get a New Credit Card?

There are times it makes sense to apply for a new credit card – and times it doesn’t. These 10 considerations can help you decide whether now’s a good time for you to apply.

How Do I Use a Contactless Card?

Tap-to-pay technology makes it easy to use a contactless credit card at many stores. Here’s what you need to know to use this touchless way to buy goods and services.

Tell Me More

What's New

What Is the Most Rewarding Credit Card for You?

Looking for the best rewards credit card? Here’s how to find credit cards that generate the most rewards for you, tailored to the way you live, spend, and travel.

Choosing the Best Rewards Credit Card for Travel

To help choose the best rewards credit card for travel, learn how each option matches your preferences and lets you redeem points towards hotel stays, flights, and more.

American Express® Gold Card – Points & Rewards

Amex Gold rewards new Members with a welcome offer and versatile value, including 4X points at restaurants and U.S. supermarkets, dining credits, and Uber Cash.

How to Use a Balance Transfer Credit Card

The best way to use credit cards with no balance transfer fee is by paying off your debt in the first 12-18 months. Learn more about 0% balance transfer credit cards.

Finding the Best Cash Back Credit Card for Your Needs

There are many different types of cash back credit cards. Explore all to find the best credit card that fits your needs and pocket.

Is a Credit Card with Global Entry Benefit Right for You?

Credit cards with a Global Entry benefit usually pay for your application into Global Entry, which lets travelers speed through U.S. Customs when returning from abroad.

Tell Me More