What Credit Means Today
Ideas to help you get a better sense of your financial picture.
Some of the reasons your credit score can go down are obvious, but other times it’s less evident. Learn what could cause your credit score drop.
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7 Best Ways to Help Build Your Credit
Learn about the credit-building benefits of reviewing and "cleaning" errors on your credit report, managing credit utilization, and removing late payments.
Learn how you can increase your credit limit and explore the different pros and cons of credit limit increases.
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How to Build Credit: A Guide for College Students and Graduates
Consider these personal finance tips to help you succeed after graduating college: build a credit history, use credit cards positively, and invest to benefit your future self.
How to Protect Yourself from Identity Theft
Identity theft happens more than you may realize. Know what identity theft is, how it works, and help protect yourself from it with these guidelines.
A credit tradeline is the credit bureau term for an account on your credit report. Here are the three types of tradelines and what information each includes.
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What is Credit Monitoring and is it Effective?
Monitoring your credit can prevent fraud and identity theft. Free credit monitoring services can foil thieves and help keep your credit score healthy.
Soft vs Hard Credit Inquiries: What’s the Difference?
When anyone – including you – checks your credit report, that inquiry may get noted as part of your credit history. It can be either a ‘hard’ or ‘soft’ inquiry.
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Wondering if you should freeze your credit and whether it’s worth it or not? Here is why you should freeze your credit and its benefits.
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How to Unfreeze Credit for Free
It's time to unfreeze your credit, but you're not sure exactly what to do. Here's how to unfreeze for free at all three credit bureaus.
How to Freeze Your Credit at All 3 Bureaus – For Free
If you choose to freeze your credit, you have three options. Learn how to freeze your credit online for free.
So, you have no credit history? Find the best credit card to help build your credit by following these expert tips.
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How Long Does It Take to Establish Good Credit?
Establishing credit from scratch takes at least six months, but using that time wisely can help you build a strong foundation for your credit future.
8 Ways Credit Cards Can Help You Rebuild Your Credit
Credit cards can help you build your credit, but they can also lower your score if not used responsibly. Learn how you can rebuild your credit, starting today.
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How Credit Utilization Ratio Impacts Your Credit Score
Credit utilization ratio is simply the percentage of your total credit limit you’re using. Find out how it affects your overall credit score.
How to Build Credit: A Guide for College Students and Recent Graduates
Consider these personal finance tips to help you succeed after graduating college: build a credit history, use credit cards positively, and invest to benefit your future self.
7 Best Ways to Help Build Your Credit
Learn about the credit-building benefits of reviewing and 'cleaning' errors on your credit report, managing credit utilization, and removing late payments.
The material made available for you on this website, Credit Intel, is for informational purposes only and is not intended to provide legal, tax or financial advice. If you have questions, please consult your own professional legal, tax and financial advisors.
