What Credit Means Today

What's New

What is Credit Monitoring and is it Effective?

Monitoring your credit can prevent fraud and identity theft. Free credit monitoring services can foil thieves and help keep your credit score healthy.

4 Different Types of Credit Protection You May Need

The unexpected happens every day. Learn about different types of credit protection services to safeguard you from unforeseen events and fraudsters.

How to Unfreeze Credit for Free

It’s time to unfreeze your credit, but you’re not sure exactly what to do. Here’s how to unfreeze for free at all 3 credit bureaus.

What's New

7 Best Ways to Help Build Your Credit

Learn about the credit-building benefits of reviewing and "cleaning" errors on your credit report, managing credit utilization, and removing late payments.

8 Ways Credit Cards Can Help You Rebuild Your Credit

Credit cards can help you build your credit, but can also lower your score if not used responsibly. Learn how you can rebuild your credit, starting today.

How Often Does a Credit Score Update?

Find out how often a credit score updates – is it a day, or does it take a month to see changes in your credit report?

What's New

How to Get a Free Credit Report

Enroll with MyCredit Guide to get a free monthly credit report that you can access at any time or you can request a copy of your credit report from 3 credit bureaus once a year.

How, Where, and Why to Check Your Credit Score

Use American Express' MyCredit Guide to get a free credit score check and a free monthly credit report so you can keep your credit in great health.

How Do I Get Something Off My Credit Report?

Credit reporting errors can sometimes happen, potentially lowering your credit score. Learn how you can take action to remove incorrect items from your credit report.