Amex Rose Gold: How to Make the Most of It
5 Min Read | Last updated: April 30, 2026
The American Express® Gold Card lets you choose the Card design that fits your style while earning Uber Cash and benefits across dining and travel.
At-A-Glance
- When applying for the American Express® Gold Card, you can choose the Card design that suits your style: Gold and Rose Gold.
- No matter which Card design you select, the Gold Card comes with a $325 annual fee1 and offers benefits across eligible dining and travel purchases.
- The Gold Card’s top-notch benefits include 4X Membership Rewards® points on restaurants worldwide, plus takeout and delivery in the U.S., on up to $50,000 in purchases each year, and more.
Welcome to the new gold standard: Choice. Reward your appetite for life with the American Express® Gold Card’s top-shelf benefits, available in radiant Rose Gold too so you can choose the Card design that best matches your taste and style.
Here’s a closer look at how the Gold Card can reward your appetite for everyday life and more – no matter which Card design you choose.
Terms apply to all benefits listed below. Benefits are subject to change.
Why Do People Choose Amex Rose Gold?
People with a particular sense of style have been drawn to rose gold ever since Carl Fabergé first used it in his famous jeweled Eggs more than a hundred years ago. The copper-infused, pink-hued alloy has come in and out of style ever since given what fans consider its vintage appeal and comforting aura.
But it’s not just the color of the Rose Gold Card that creates its allure, nor just its sleek form factor or the satisfying “clink” when tapped on a counter. The Gold Card’s benefits stand out just as much as its exterior. And those benefits are the same no matter which Card design you go for.
Gold Card Benefits
Whether you like to host home-cooked dinners, grab takeout through Uber Eats, or tour top restaurants around the world, the Gold Card can help you earn in style. Let’s take a look at the features that come with the Card:
Earning points.
Card Members can earn Membership Rewards® points that can be redeemed for travel, gift cards, and more:
- 4X points on restaurants worldwide, plus takeout and delivery in the U.S., on up to $50,000 in purchases each year.
- 4X points on groceries at U.S. supermarkets, on up to $25,000 in purchases each year.
- 5X points on prepaid hotels booked through AmexTravel.com or the Amex Travel App™.
- 3X points on flights booked through AmexTravel.com or the Amex Travel App™ or purchased directly from airlines.
- 2X points on prepaid car rentals booked through AmexTravel.com or the Amex Travel App™ and cruises booked and paid through AmexTravel.com.
- 1X points on all other purchases.
Tip:
To learn more about earning points with the Gold Card and the different ways you can redeem them, read American Express® Gold Card – Points and Rewards.
Credits and extras.
Points are only part of the equation. Card Members can also get:
Dining Benefits
- $120 Dining Credit - Earn up to $10 monthly in statement credits when you use your Gold Card at Grubhub (including Seamless), Buffalo Wild Wings, Five Guys, The Cheesecake Factory, and Wonder. Enrollment required.
- $100 Resy Credit - Get up to $100 in statement credits each calendar year at over 10,000 qualifying U.S. Resy restaurants after you pay for eligible purchases with the American Express® Gold Card. That’s up to $50 in statement credits from January through June and up to $50 in statement credits from July through December. Enrollment required.
- $84 Dunkin’ Credit - Enjoy up to $7 monthly in statement credits when you use your Gold Card at U.S. Dunkin' locations. Enrollment required.
Travel Benefits
- $120 Uber Cash - Earn $10 in Uber Cash each month when you add your Gold Card to your Uber account.
How to Use Uber Cash
Uber Cash is a payment option that can be used to pay for Uber Eats and rides in the U.S when you select an Amex Card for your transaction.
How Does Uber Cash work?
If you add the Gold Card to your Uber account as a payment method, $10 in Uber Cash will be deposited into your Uber account every month to use on rides and orders in the U.S.
How to Use Uber Cash
Using Uber Cash is straightforward:
- Log into your Uber or Uber Eats app and request a ride or place an order.
- On the checkout screen, ensure Uber Cash is toggled on, and an Amex Card is selected for your transaction to redeem Uber Cash received through this benefit.
- Review and place your order.
If you don’t have enough Uber Cash to cover the cost of your purchase, you can cover the remainder with an Amex Card.
- American Express® Gold Card Members can receive complimentary Hertz Five Star® Status. Save time by skipping the counter at select locations, you can go directly to the lot, select your vehicle, and get on the road to your destination. You can also add an additional driver for no additional cost2 and receive access to a wider selection of vehicles for more personalized choices based on your needs.3 Benefit enrollment and Hertz Gold+ registration are required.
- With more than 1,300 properties worldwide, The Hotel Collection offers Gold Card Members a valuable suite of benefits when they book a two-night minimum stay through AmexTravel.com or the Amex Travel AppTM, such as a $100 credit towards eligible on-property charges, as well as 12pm check-in, late check-out, and a room upgrade upon arrival-all when available.5
And lastly, the Gold Card offers various extra benefits, including:
- More Ways to Pay. The Gold Card comes with flexible payment options that provides Card Members with more control. Pay Over Time lets you carry a balance with interest up to your Pay Over Time Limit, while Plan It® lets you select large purchases to split into equal monthly installments with a fixed fee. You can choose either option or pay in full each month.
- Send & Split®: After enrolling in the feature, Amex Card Members can link their Venmo and/or PayPal accounts and then send money, split purchases, and track it all – right in the Amex App.
- Amex Offers. Get rewarded at the places you love to eat, shop, travel, and more. Add Amex Offers to your eligible Card right from the Amex App and earn rewards on qualifying purchases.6
Choose the Card Design For You
If the subtle-yet-stylish metallic pink hue of Rose Gold isn’t your color, remember: choose the Gold design and you’ll get all the same benefits with a classic Amex look. It’s only the Cards’ exteriors that differ, so you can pick the one that suits your style.
The Takeaway
If you’ve been looking for a rosier way to stand out, you’re in luck. The Gold Card rewards you for enjoying your everyday life, from dining and grocery shopping to riding in style with Uber. And no matter which Card design you select, the Gold Card comes with all the same great benefits.
1 For more on Rates and Fees for the American Express® Gold Card, click here.
2 Additional drivers must meet standard rental qualifications and must be a spouse or domestic partner to qualify as complimentary. Other additional drivers subject to fees.
3 Benefits are subject to availability and vary by location. Additional Hertz program Terms and Conditions including age restrictions apply.
4 Eligible charges vary by property.
5 Certain room categories are not eligible for upgrade.
6 For more on Offer and Benefit Terms for the American Express® Gold Card, click here.
Megan Doyle is a business technology writer and researcher whose work focuses on financial services and cross-cultural diversity and inclusion.
All Credit Intel content is written by freelance authors and commissioned and paid for by American Express.
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