How to Save Money and Build a Budget

Build a budget and start to save more money with these resources.

FEATURED ARTICLES

What Is Gross Income?

 

Understanding the definition of gross income can be important because gross income is the starting point for calculating many other types of income.

What is Supplemental Income – and How is it Taxed?

 

There are many ways you can earn supplemental income, from your employer or from side gigs, to help achieve your financial goals – but take note of the tax implications.

What You Need to Know About Roth IRA Income Limits

 

Understanding Roth IRA contribution income limits can be key to your ability to use these tax-advantaged retirement savings accounts.

WHAT'S NEW

How to Budget for Health Care Costs

 

Learn how to plan a budget that covers unexpected health care costs as well as those expected ones, including insurance premiums and deductibles.

5 Common Financial Planning Mistakes to Avoid

 

Planning your financial life starts with following smart advice. This includes knowing how to dodge some of the most common financial mistakes.

What Is Cash Stuffing?

 

Cash stuffing is a new name for the old envelope system. Here’s how stuffing cash in envelopes can help you control spending and stick to a budget.

ALL BUDGETING 101 ARTICLES

APR and APY both include interest rates, but one is mostly for borrowers and the other for investors. Learn more about the differences between APR and APY.

Understand what compound interest is and how it works. Make interest work for you and grow your finances more quickly.

Take control of your personal finances: Here are some expert budget-building tips and a 4-step guide to help you achieve your budgeting goals.

People can spend very different amounts on groceries, depending on their family size, income level, and many other factors.

Inflation is a measure of rising prices for the things people usually buy. No matter how large your income or savings, a high inflation rate means your money buys less.

Discrimination and political hurdles can make managing personal finance harder for LGBTQ+ folks. Creating a financial strategy and seeking expert advice can help.

In a zero-based budget, you assign a “job” to every dollar you earn, every month—whether you’re spending or saving that dollar.

Personal financial planning can help protect you from life’s unpredictability. Find tips to improve your financial planning process and learn to build a budget.

Learn how to manage your money and finances for the future with these smart money management tips.

Understanding the definition of gross income can be important because gross income is the starting point for calculating many other types of income.

There are many ways you can earn supplemental income, from your employer or from side gigs, to help achieve your financial goals – but take note of the tax implications.

Modify and adjust mean roughly the same thing. Here’s why our tax forms need modified adjusted gross income when we already have adjusted gross income.

Balancing a checkbook gets easier the more you do it. Learn the purpose of balancing your checking account, why it’s important, and how to do it correctly.

Gaining insight into discretionary income – what’s left of take-home pay after your life’s necessities are paid for – can help you be more financially fit.

Good financial habits can help you improve your overall financial well-being. Learn how these four tips can help jumpstart your journey to financial success.

Net income is the amount of pay you actually get to spend on needs and wants. Understanding net income can help your short- and long-term financial planning.

Adjusted gross income is simply all the money you made for a year minus special adjustments the IRS allows to help lower taxes.

HELOCs let you borrow funds from your home equity. Learn how HELOCs work and why they can be a cost-effective way to finance home improvement projects.

Understand what personal finance is, why it is important and how you too can do personal finance to help you manage your money.

The desire to be financially independent transcends gender. But there are unique issues women need to navigate to achieve financial freedom. These strategies can help.

Understanding Roth IRA contribution income limits can be key to your ability to use these tax-advantaged retirement savings accounts.

Learn how to plan a budget that covers unexpected health care costs as well as those expected ones, including insurance premiums and deductibles.

Planning your financial life starts with following smart advice. This includes knowing how to dodge some of the most common financial mistakes.

Cash stuffing is a new name for the old envelope system. Here’s how stuffing cash in envelopes can help you control spending and stick to a budget.

65% of American families lack a cash buffer

large enough to manage a simultaneous spike

in expenses and dip in income.

The material made available for you on this website, Credit Intel, is for informational purposes only and intended for U.S. residents and is not intended to provide legal, tax or financial advice. If you have questions, please consult your own professional legal, tax and financial advisors.