Credit One Bank American Express® Cards
The Credit One Bank American Express® Cards Features & Benefits Portal brings it all together, making it easier for you to take advantage of your Cardmember benefits.
Credit One Bank American Express® Card
- Unlimited 1% cash back rewards on all purchases
- Retail Protection
- Special benefits and Amex Offers
Disclosures and Terms & Conditions
1 Cash Back Rewards:
- You will earn cash back in the form of an automatic statement credit equal to 1% of all Net Purchases made with your Account. Net Purchases are Purchases minus any returns, disputed charges, unauthorized charges, illegal or fraudulent charges or other credits for such Purchases.
- You will receive an automatic rewards credit on each statement that has at least one Net Purchase. Automatic statement credits for rewards will reduce the balance on your Account but will not count as payments. You will still be required to pay at least the Minimum Payment Due as shown on your statement. You will NOT earn rewards on Cash Advances, Balance Transfers, interest, fees, and other charges or while your Account is delinquent or is otherwise in default as defined in your Agreement. Complete details will be in the Credit One Cash Back Rewards Program Supplement sent with your card.
2 NASCAR Scanner: This benefit allows Credit One Bank NASCAR American Express card members access to listen to all NASCAR Cup Series races, qualifying, and practices, listen to LIVE team communications via compatible devices for the 2022 race season, or portion thereof, depending on redemption date (2022 NASCAR season runs from February 1, 2022 to November 31, 2022). A single-use promotional code (Promo Codes) will be provided by Credit One Bank to new Credit One Bank NASCAR American Express card members after credit card activation. Offer may not be redeemed for cash, sold, or altered. Internet distribution of Promo Codes is strictly prohibited. Any illegal posting of this Promo Code will result in immediate disaffiliation. This offer is provided by NASCAR and redeemable at https://www.nascar.com/creditone-scanner. Credit One Bank is not responsible for this offer, including any loss, damage, or claim resulting from (1) the redemption or attempted redemption of the offer or (2) the use or non-use of any provided goods or services. This offer may be withdrawn, terminated, modified, or changed at any time without notice. Promo Codes expire at the end of the applicable race season once redeemed. See https://www.nascar.com/creditone-scanner for technical specifications and additional terms and conditions.
3 NASCAR Ticket Discount: Details on how to get the discounts for select races will be provided by Credit One Bank to new Credit One Bank NASCAR American Express card members after credit card activation.
1 Cash Back Rewards:
- You will earn cash back in the form of an automatic statement credit equal to 1% of all Net Purchases made with your Account. Net Purchases are Purchases minus any returns, disputed charges, unauthorized charges, illegal or fraudulent charges or other credits for such Purchases.
- You will receive an automatic rewards credit on each statement that has at least one Net Purchase. Automatic statement credits for rewards will reduce the balance on your Account but will not count as payments. You will still be required to pay at least the Minimum Payment Due as shown on your statement. You will NOT earn rewards on Cash Advances, Balance Transfers, interest, fees, and other charges or while your Account is delinquent or is otherwise in default as defined in your Agreement. Complete details will be in the Credit One Cash Back Rewards Program Supplement sent with your card.
2 NASCAR Scanner: This benefit allows Credit One Bank NASCAR American Express card members access to listen to all NASCAR Cup Series races, qualifying, and practices, listen to LIVE team communications via compatible devices for the 2022 race season, or portion thereof, depending on redemption date (2022 NASCAR season runs from February 1, 2022 to November 31, 2022). A single-use promotional code (Promo Codes) will be provided by Credit One Bank to new Credit One Bank NASCAR American Express card members after credit card activation. Offer may not be redeemed for cash, sold, or altered. Internet distribution of Promo Codes is strictly prohibited. Any illegal posting of this Promo Code will result in immediate disaffiliation. This offer is provided by NASCAR and redeemable at https://www.nascar.com/creditone-scanner. Credit One Bank is not responsible for this offer, including any loss, damage, or claim resulting from (1) the redemption or attempted redemption of the offer or (2) the use or non-use of any provided goods or services. This offer may be withdrawn, terminated, modified, or changed at any time without notice. Promo Codes expire at the end of the applicable race season once redeemed. See https://www.nascar.com/creditone-scanner for technical specifications and additional terms and conditions.
3 NASCAR Ticket Discount: Details on how to get the discounts for select races will be provided by Credit One Bank to new Credit One Bank NASCAR American Express card members after credit card activation.

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