Home | Card Features & Benefits
Card Features & Benefits
Explore all the benefits available to Navy Federal More Rewards American Express® Cardmembers below.
Discover Travel, Shopping, Entertainment and more benefits available to More Rewards American Express® Cardmembers below
Travel Benefits & Insurances
Global Hotel Collection
Enjoy complimentary benefits and value-added amenities at more than 3,000 of the world’s most luxurious hotels. Through our partnerships with the world’s best hotels, you have access to benefits such as complimentary breakfast daily, hotel credits to be used towards the spa and food & beverage outlets, early check-in*, late checkout*, and a complimentary room upgrade*.
*subject to availability. Please see Travel Concierge Terms and Conditions.
Essential Collection
Access low rates at three- to five-star hotels around the world. Pay on average 15% less than a public online travel site at more than 650,000 three-star, four-star, and five-star hotels when you book a pre-paid rate. Please see Travel Concierge Terms and Conditions.
Private Homes and Villas
Enjoy bespoke amenities and tailored experiences when you book a private home or villa, available in world-class cities and off-the-beaten-path destinations around the world. Please see Travel Concierge Terms and Conditions.
Up to 30% off on select hotel properties through Booking.com
When you are comfortable travelling again or taking a weekend away, you can explore hotels closer to home or at your preferred destination. As it becomes safe to do so, book that dream vacation you’ve been eyeing all year and get the most out of your travel with Booking.com. Eligible American Express Cardmembers can save up to 30% on select hotel bookings made at Booking.com through the Amex Benefits platform when using an eligible Card. Terms apply.
This offer is made by Rocket Travel, Inc., a Booking Holdings Company, and is for up to 30% off select hotel bookings made on Booking.com via the unique American Express Benefit Platform. To be eligible for this offer you must have an American Express Card issued by a licensed third party and use that Card to pay for your reservation. Customers with American Express Cards issued by American Express or its subsidiaries are not eligible for this offer. To redeem this offer you must book a qualifying hotel on Booking.com using the dedicated American Express Benefit Platform and use an eligible American Express Card issued by a licensed third party as the payment method at checkout. Qualifying hotels will have a yellow border around them. The discount will be applied to the base room rate only. The offer is subject to change and may not be combined with other promotions or discounts and is not applicable toward prior bookings. The offer is subject to availability, blackout dates, may apply, may be changed or discontinued at any time, and may differ per night of a reservation. Participating qualifying hotels are subject to change at any time without notice. Any information you provide to Booking.com will be subject to Booking.com’s privacy policies and terms of use. Fulfillment of the offer is the sole responsibility of Rocket Travel, Inc.
Air
Enjoy a superior flight booking experience by speaking with one of our flight experts or using our platform’s advanced booking tool, providing you instant access to live inventory. With our breadth of curated airline relationships, we strive to provide you the best possible outcome for all air related requests. Please see Travel Concierge Terms and Conditions.
Emergency Assistance
Provides a hotline with an emergency referral service for medical and legal providers and certain travel emergencies on a 24-hour per day basis for Covered Persons who are traveling outside the country of issuance of the Card. Also, inside the country of issuance of the Card, this benefit provides relevant pre-trip information concerning passports, visas, etc. Certain exclusions, restrictions and limitations apply. Click on the terms and conditions below for details.
Phone: 1-866-643-6873; Worldwide Collect: 312-935-9241
Available 24 hours a day, 365 days a year.
Up to 25% off car rental bookings in select locations with preferred partners
Hitting the road for business or pleasure? Through our travel service, you’ll enjoy preferred rates with our partner car hire companies on your next trip. Visit us online to activate your complimentary account and reserve your car. For more information, please see the ‘Car Rental Rules’ section of the Travel Concierge Terms and Conditions.
Discounts and complimentary benefits with chauffeur bookings
Enjoy special savings and a complimentary upgrade* when you book an eligible chauffeur service.
*subject to availability. Please see Travel Concierge Terms and Conditions.
Car Rental Loss and Damage Insurance
Provides coverage against damage to or loss of a rental automobile rented in the USA or Canada with the Card. Please see Terms and Conditions below.
Phone: 1-866-643-6873; Worldwide Collect: 312-935-9241
Available 24 hours a day, 365 days a year
Roadside Assistance
Provides roadside assistance, towing and transport if the Covered Person's car becomes unusable while traveling, vehicle replacement while the Covered Person's car is being repaired, a replacement driver if the Covered Person becomes medically unfit to drive during a trip continuation of journey or return home if the Covered Person's car is lost or unusable. Please see Terms and Conditions below.
Phone: 1-866-643-6873; Worldwide Collect: 312-935-9241
Available 24 hours a day, 365 days a year
Navy Federal American Express® Cardmembers get up to 10% off on the car price element of a car rental booking at rentalcars.com using the link below with promo code:promoamex10
Rentalcars.com is an online car rental booking service with cars available at over 60,000 locations worldwide.
Rentalcars.com is the simple and smart choice, helping you save money on every ride. Rentalcars.com will arrange car rentals on your behalf and use its buying power to find the best price.
- Search: Find the car you want by clicking "Book here to save 10%"
- Compare:Browse the latest deals, read reviews, and see side-by-side comparisons
- Book: Pick the car you want, add any extra services you need, such as full protection, car seats, and more – and book with the promo code
- Confirm: RentalCars.com will confirm your booking with the rental company and send you the confirmation details
- Pick up : You’re all set – just bring your confirmation details, your eligible American Express® Card you booked with, your driver’s license, and passport to pick up your car
- 24/7 Support: Customer service is available at any time to answer your questions and help you along the way
Terms and Conditions:
Travel Concierge Terms and Conditions
Car Rental Loss and Damage Terms & Conditions
Roadside Assistance Terms & Conditions
Rentalcars.com Terms and Conditions:
This is offer is made by Rentalcars.com and it is for a 10% discount on the car element of a car rental booking and excludes any taxes or extras such as child seats, full protection, additional drivers, insurance, GPS, etc. To be eligible for this offer, you must have anAmerican Express® Card issued by a licensed third party in one of the countries listed below. Cards issued by American Express or its subsidiaries are not eligible for this offer. To redeem this offer, you must book an eligible car rental via the link above and enter thepromotional code promoamex10 at the payment page. Discount will be automatically applied to eligible charges. The discount is only valid when using the dedicated link above and not at RentalCars.com. Offer not valid for domestic car rental bookings within the UnitedStates and Canada. You must be at least 21 years of age to rent a car, and any driver under 25 may have to pay a Young Driver Fee. Offer may not be combined with other promotions or discounts and is not applicable towards prior bookings. The discount cannot beexchanged for cash balance remaining and cannot be used for credit payments. Any information you provide to Rentalcars.com will be subject to Rentalcars.com’s privacy policies and terms of use. Fulfillment of the offer is the sole responsibility of Rentalcars.com. Offeris non-transferable and is subject to change at any time without notice to you. Limit one offer per eligible Card, per eligible booking
Vacation Packages
Receive complimentary value-added benefits when you book a vacation package with us through one of our many travel partners. Please see Travel Concierge Terms and Conditions.
Cruise
Enjoy exceptional benefits when you book a voyage with one of our cruise line partners through the Travel Concierge. Please see Travel Concierge Terms and Conditions.
Shopping Benefits
Retail Protection
Protects a covered item purchased entirely with the Card against accidental damage and theft for 90 days from the date of purchase, in excess of other applicable insurance. Please see Terms and Conditions below.
Phone: 1-866-643-6873; Worldwide Collect: 312-935-9241
Available 24 hours a day, 365 days a year.
Return Protection
Enables Covered Cardmembers to be reimbursed for covered items if they attempt to return them undamaged to the retailer, but the retailer will not accept the return. Please see Terms and Conditions below.
Phone: 1-866-643-6873; Worldwide Collect: 312-935-9241
Available 24 hours a day, 365 days a year
Best Value Guarantee
Pays the overage if the Covered Person sees, within 30 days of making qualified purchase, an identical item advertised in print at a lower price than originally paid. Please see Terms and Conditions below.
Phone: 1-866-643-6873; Worldwide Collect: 312-935-9241
Available 24 hours a day, 365 days a year
Extended Warranty
Extends the terms of original manufacturers' warranties (of twelve months or less) on a covered product purchased entirely with the Card for a period of time equal to the duration of the original manufacturer's warranty, up to one additional year, on products purchased in the United States. Please see Terms and Conditions below.
Phone: 1-866-643-6873; Worldwide Collect: 312-935-9241
Available 24 hours a day, 365 days a year
Entertainment Benefits & More
Entertainment Access
Get early access to premium tickets for concerts, theater, sports and more, all year round. You can purchase presale tickets before the general public to special events and experiences when you use your Card. Visit ticketmaster.com/amexnetwork to learn more. Please see Terms and Conditions below.
Entertainment Access Terms & Conditions
American Express® Card Members have exclusive access to tickets before the general public for the specified sales window. Simply pay with your American Express®
Card. Tickets are subject to the rules, terms & conditions, and fees set by the ticket seller, promoter and/or the venue, as applicable. Offer is fulfilled by ticket seller, subject to availability and may be changed or revoked at any time. Not all seats available and blackout dates may apply. All sales final. No refunds. No exchanges. Offer valid in select cities. During the specified sales period, tickets are available exclusively to all American Express® Card Members. Tickets must be purchased with an American Express Card. Standard service charges apply. Offer is subject to availability. Not all seats are available and blackout dates apply. All sales final. No refunds. No exchanges. Offer may be changed or revoked at any time at the sole discretion of American Express. Some events may not be accessible to Card Members with disabilities.
#AMEXFORFOODIES Dining Benefits - Support Local Restaurants and Get Rewarded
Enjoy up to 20% off your bill or a free appetizer for dine-in or take-out at participating restaurants.
Eligible American Express Cardmembers can receive one of these benefits: Up to 20% Off or Free appetizer. Terms apply*
#AmexforFoodies Terms & Conditions
*Cardmembers can receive a free appetizer or up to 20% off at participating restaurants (the “Benefit”) with an eligible American Express Card. An “eligible American Express Card” means an American Express Card issued by a third party licensed to issue American Express Cards. Cards issued by American Express or its subsidiaries are not eligible for this Benefit. Benefit is available only for dine-in and takeout orders. To book a dining reservation, visit www.americanexpress.com/partnerbenefits/access/diningprogram and follow the prompts to complete your reservation at a participating restaurant via the Resy platform. Reservations are available at a first come, first-served basis. Only reservations made using the link above are eligible to receive the Benefit. You will not receive the Benefit if you book your reservation via the Resy website or app or directly with the restaurant. Tables will only be held for a maximum of 15 minutes after the confirmed reservation time. Cancellation and no-shows are subject to Resy’s terms of service. For takeout orders, visit
www.americanexpress.com/partnerbenefits/access/diningprogram and follow the prompts to obtain the benefit code to present to restaurant at checkout. You must place your takeout order with the restaurant to receive the Benefit. Benefit is only redeemable when you pay your restaurant bill with an eligible Card. Valid in select cities only. Availability is limited. Not valid for delivery or special events. Benefit excludes gratuity and/or any applicable taxes. Cannot be combined with any other offer or promotion. Information you provide to Resy is subject to its terms of service and privacy policy. Participating restaurants are solely responsible for the fulfillment of the Benefit. Benefit void where prohibited by law. Other restrictions may apply. Benefit is non-transferable, cannot be exchanged for cash, and is subject to change at any time without notice to you.
Wally
Unlock all premium features with Wally Gold to better understand your finances. Track your net worth and spending to more easily reach your financial goals. Cardmembers can sign up to receive a free year trial subscription to Wally Gold that auto-renews the second year at 50% off the first paid year. Subscription will auto-renew the following year at the then current rate (currently US$39.99, plus tax). Terms Apply.
Wally Terms & Conditions
Cardmembers with an American Express Card issued by a licensed third party are eligible to enroll in a free year trial subscription to Wally Gold, that auto-renews, unless cancelled, for an additional year at 50% off at Wally’s then current rate (currently US$39.99 or local currency equivalent without the discount), plus tax. In subsequent years, subscription will automatically renew at Wally’s then-current, non-discounted rate (currently US$39.99 or local currency equivalent) plus tax, unless cancelled. Cardmembers must cancel their Wally Gold subscription to avoid being charged automatically. You may cancel your Wally Gold subscription by contacting sales@wally.me or via your Wally account at least 24 hours prior to your subscription auto-renewing. To be eligible for this offer, you must have an American Express Card issued by a licensed third party and use that Card to enroll in the offer. Customers with American Express Cards issued by American Express or its subsidiaries are not eligible for this offer. To redeem this offer visit www.amex.wally.me and follow the prompts to complete your registration using an eligible American Express Card issued by a licensed third party. If you have an existing Wally Gold subscription, you may redeem the offer by first cancelling your subscription by contacting Wally at sales@wally.me prior to registering for the offer. The offer is subject to change and may not be combined with other promotions or discounts. Any information you provide to Wally will be subject to Wally’s Terms & Conditions (https://www.wally.me/terms) and Privacy Policy (https://www.wally.me/privacy). Offer limited to one per customer and account. Offer void when prohibited by law. Other restrictions may apply. Offers, prices, rules, and benefits subject to change without notice. Fulfillment of the offer is the sole responsibility of Wally Global, Inc.
The More Rewards American Express Card offers even more benefits right at your fingertips. Discover them below:
Amex Offers
Amex offers rewards you at places you like to shop, dine, travel, and more. To enroll, simply add offers to your More Rewards Card, then use it on qualifying purchases and watch the rewards roll in.
Travel Benefits
Take advantage of Amex-only travel perks. From discounts on flights, hotels and car rentals, to accident insurance.
Amex Essentials
Each month we present a selection of the most original travel and lifestyle trends with ideas from around the world.
See all that your Card has to offer you.
Need help? Get in touch by calling the number on the back of your Card.
Travel Deals
Take Advantage of your access to special travel upgrades and savings.
Entertainment Access
With Navy Federal More Rewards American Express® Card you get access to presale tickets for concerts, theater, sports and more.
Amex Offers
Make everyday purchases more rewarding with Amex Offers.