Navy Federal More Rewards American Express®
Card 

Terms and Conditions: 

¹Navy Federal More Rewards American Express® Cards earn 3 points for every $1 of net purchases made for gas, transit, restaurants, food delivery, supermarkets, and 1 point for every $1 of other net purchases. Merchant transit categories classified as railway, ferries/water trip, taxi, limousines, bus lines, charters, tour buses, tolls, road/bridge fees, and parking/lots will receive 3 points for every $1 of net purchases. A supermarket, transit, gas station or restaurant purchase may only earn 1 point per dollar spent, depending on the merchant code used to process the transaction. Restaurants located within another establishment (e.g., hotel, casino, commissary, grocery store, event venue) may receive 1 point per dollar spent at these locations. In addition, superstores, supermarkets and warehouse clubs that sell gasoline are not considered gas stations, so you will earn 1 point per dollar spent at these locations. 

The Navy Federal More Rewards American Express® Card Program Description (“Program Description”), linked below, contains the terms and conditions for participation in the Navy Federal More Rewards program. Please read the terms and conditions and keep a copy of the Program Description for your records. By using your Card, you agree to all the terms and conditions within the Program Description.