Home | Card Features & Benefits
Card Features & Benefits
Explore all the benefits available to Navy Federal More Rewards American Express® Cardmembers below.
Discover Travel, Shopping, Entertainment and more benefits available to More Rewards Cardmembers below:
Travel Concierge Benefits
Global Hotel Collection
Enjoy complimentary benefits and value-added amenities at more than 3,000 of the world’s most luxurious hotels. Through our partnerships with the world’s best hotels, you have access to benefits such as complimentary breakfast daily, hotel credits to be used towards the spa and food & beverage outlets, early check-in*, late checkout*, and a complimentary room upgrade*.
*subject to availability. Please see Travel Concierge Terms and Conditions.
Essential Collection
Access low rates at three- to five-star hotels around the world. Pay on average 15% less than a public online travel site at more than 650,000 three-star, four-star, and five-star hotels when you book a pre-paid rate. Please see Travel Concierge Terms and Conditions.
Private Homes and Villas
Enjoy bespoke amenities and tailored experiences when you book a private home or villa, available in world-class cities and off-the-beaten-path destinations around the world. Please see Travel Concierge Terms and Conditions.
Air
Enjoy a superior flight booking experience by speaking with one of our flight experts or using our platform’s advanced booking tool, providing you instant access to live inventory. With our breadth of curated airline relationships, we strive to provide you the best possible outcome for all air related requests. Please see Travel Concierge Terms and Conditions.
Up to 25% off car rental bookings in select locations with preferred partners
Hitting the road for business or pleasure? Through our travel service, you’ll enjoy preferred rates with our partner car hire companies on your next trip. Visit us online to activate your complimentary account and reserve your car. For more information, please see the ‘Car Rental Rules’ section of the Travel Concierge Terms and Conditions.
Discounts and complimentary benefits with chauffeur bookings
Enjoy special savings and a complimentary upgrade* when you book an eligible chauffeur service.
*subject to availability. Please see Travel Concierge Terms and Conditions.
Vacation Packages
Receive complimentary value-added benefits when you book a vacation package with us through one of our many travel partners. Please see Travel Concierge Terms and Conditions.
Cruise
Enjoy exceptional benefits when you book a voyage with one of our cruise line partners through the Travel Concierge. Please see Travel Concierge Terms and Conditions.
Shopping and Travel Protections & Insurances
Retail Protection
Protects a covered item purchased entirely with the Card against accidental damage and theft for 90 days from the date of purchase, in excess of other applicable insurance. Please see Terms and Conditions below.
Phone: 1-866-643-6873; Worldwide Collect: 312-935-9241
Available 24 hours a day, 365 days a year.
Return Protection
Enables Covered Cardmembers to be reimbursed for covered items if they attempt to return them undamaged to the retailer, but the retailer will not accept the return. Please see Terms and Conditions below.
Phone: 1-866-643-6873; Worldwide Collect: 312-935-9241
Available 24 hours a day, 365 days a year
Best Value Guarantee
Pays the overage if the Covered Person sees, within 30 days of making qualified purchase, an identical item advertised in print at a lower price than originally paid. Please see Terms and Conditions below.
Phone: 1-866-643-6873; Worldwide Collect: 312-935-9241
Available 24 hours a day, 365 days a year
Extended Warranty
Extends the terms of original manufacturers' warranties (of twelve months or less) on a covered product purchased entirely with the Card for a period of time equal to the duration of the original manufacturer's warranty, up to one additional year, on products purchased in the United States. Please see Terms and Conditions below.
Phone: 1-866-643-6873; Worldwide Collect: 312-935-9241
Available 24 hours a day, 365 days a year
Emergency Assistance
Provides a hotline with an emergency referral service for medical and legal providers and certain travel emergencies on a 24-hour per day basis for Covered Persons who are traveling outside the country of issuance of the Card. Also, inside the country of issuance of the Card, this benefit provides relevant pre-trip information concerning passports, visas, etc. Certain exclusions, restrictions and limitations apply. Click on the terms and conditions below for details.
Phone: 1-866-643-6873; Worldwide Collect: 312-935-9241
Available 24 hours a day, 365 days a year.
Car Rental Loss and Damage Insurance
Provides coverage against damage to or loss of a rental automobile rented in the USA or Canada with the Card. Please see Terms and Conditions below.
Phone: 1-866-643-6873; Worldwide Collect: 312-935-9241
Available 24 hours a day, 365 days a year
Roadside Assistance
Provides roadside assistance, towing and transport if the Covered Person's car becomes unusable while traveling, vehicle replacement while the Covered Person's car is being repaired, a replacement driver if the Covered Person becomes medically unfit to drive during a trip continuation of journey or return home if the Covered Person's car is lost or unusable. Please see Terms and Conditions below.
Phone: 1-866-643-6873; Worldwide Collect: 312-935-9241
Available 24 hours a day, 365 days a year
Deals & Discounts
Entertainment Access
Get early access to premium tickets for concerts, theater, sports and more, all year round. You can purchase presale tickets before the general public to special events and experiences when you use your Card. Please see Terms and Conditions below.
Terms and Conditions:
Entertainment Access Terms & Conditions
American Express Tickets on Sale: The American Express Access program is available to Card Members. Simply pay with your eligible American Express Card. Prepaid Cards are not eligible. Tickets are subject to the rules, terms & conditions, and fees set by the ticket seller, event promoter and/or the venue, as applicable. Offer is fulfilled by ticket seller, subject to availability and may be changed or revoked at any time. American Express is not responsible for fulfillment of the offer. Not all seats available and blackout dates may apply. All sales final. No refunds. No exchanges. For more information, please visit American Express.
American Express Presales: Valid in select cities. During the specified sales period, tickets are available exclusively to all American Express® Card Members. Tickets must be purchased with an American Express Card. Standard service charges apply. Offer is subject to availability. Not all seats are available and blackout dates apply. All sales final. No refunds. No exchanges. Offer may be changed or revoked at any time at the sole discretion of American Express. Some events may not be accessible to Card Members with disabilities.
#AMEXFORFOODIES Dining Benefits - Support Local Restaurants and Get Rewarded
Enjoy up to 20% off your bill or a free appetizer for dine-in or take-out at participating restaurants.
Eligible American Express Cardmembers can receive one of these benefits: Up to 20% Off or Free appetizer. Terms apply*
#AmexforFoodies Terms & Conditions
*Cardmembers can receive a free appetizer or up to 20% off at participating restaurants (the “Benefit”) with an eligible American Express Card. An “eligible American Express Card” means an American Express Card issued by a third party licensed to issue American Express Cards. Cards issued by American Express or its subsidiaries are not eligible for this Benefit. Benefit is available only for dine-in and takeout orders. To book a dining reservation, visit www.americanexpress.com/partnerbenefits/access/diningprogram and follow the prompts to complete your reservation at a participating restaurant via the Resy platform. Reservations are available at a first come, first-served basis. Only reservations made using the link above are eligible to receive the Benefit. You will not receive the Benefit if you book your reservation via the Resy website or app or directly with the restaurant. Tables will only be held for a maximum of 15 minutes after the confirmed reservation time. Cancellation and no-shows are subject to Resy’s terms of service. For takeout orders, visit
www.americanexpress.com/partnerbenefits/access/diningprogram and follow the prompts to obtain the benefit code to present to restaurant at checkout. You must place your takeout order with the restaurant to receive the Benefit. Benefit is only redeemable when you pay your restaurant bill with an eligible Card. Valid in select cities only. Availability is limited. Not valid for delivery or special events. Benefit excludes gratuity and/or any applicable taxes. Cannot be combined with any other offer or promotion. Information you provide to Resy is subject to its terms of service and privacy policy. Participating restaurants are solely responsible for the fulfillment of the Benefit. Benefit void where prohibited by law. Other restrictions may apply. Benefit is non-transferable, cannot be exchanged for cash, and is subject to change at any time without notice to you.
Sixt
Cardmembers can enjoy complimentary enrollment into SIXT rent a car loyalty program and receive Gold Status with additional benefits:
- Priority service at the counter and parking access
- Complimentary upgrade when available
- Up to 10% discount on rentals
- Bonus points with participating programs
- Birthday gift
Terms apply.
Navy Federal American Express® Cardmembers get up to 10% off on the car price element of a car rental booking at rentalcars.com using the link below with promo code:promoamex10
Rentalcars.com is an online car rental booking service with cars available at over 60,000 locations worldwide.
Rentalcars.com is the simple and smart choice, helping you save money on every ride. Rentalcars.com will arrange car rentals on your behalf and use its buying power to find the best price.
- Search: Find the car you want by clicking "Book here to save 10%"
- Compare:Browse the latest deals, read reviews, and see side-by-side comparisons
- Book: Pick the car you want, add any extra services you need, such as full protection, car seats, and more – and book with the promo code
- Confirm: RentalCars.com will confirm your booking with the rental company and send you the confirmation details
- Pick up : You’re all set – just bring your confirmation details, your eligible American Express® Card you booked with, your driver’s license, and passport to pick up your car
- 24/7 Support: Customer service is available at any time to answer your questions and help you along the way
Up to 30% off on select hotel properties through Booking.com
Book that dream vacation you’ve been eyeing all year and get the most out of your travel with Booking.com. Eligible American Express Cardmembers can save up to 30% on select hotel bookings made at Booking.com through the Amex Benefits platform when using an eligible Card. Terms apply.
Terms & Conditions
Sixt Terms & Conditions
• *Offer available only for Gold, Platinum and Black American Express Cards issued by licensed third parties in certain countries. Cards issued by American Express or its subsidiaries are not eligible for this offer. Verify your eligibility by clicking "Enroll Now".
• To sign up for SIXT Advantage Circle, click “Enroll Now” and enter the required digits of your American Express Card.
Follow the prompts to confirm your eligibility and the appropriate level of membership applicable to your eligible American Express Card.
• Once registered, book online or contact SIXT customer service with your SIXT membership number to make reservations.
• Payment must be made with your eligible American Express Card.
• SIXT reserves the right to adjust the reservation if the eligible American Express Card cannot be presented at pick-up.
• Limited to one membership per eligible Cardmember.
• Cannot be combined with other offers, promotions or discounts and is not applicable towards prior SIXT memberships.
• Any information you provide to Sixt will be subject to Sixt’s privacy policies and terms of use.
• Fulfillment of the offer is the sole responsibility of Sixt.
• Additional restrictions may apply. Please visit SIXT website for more details.
• Offer is non-transferable and is subject to change at any time without notice to you.
Rentalcars.com Terms & Conditions
This is offer is made by Rentalcars.com and it is for a 10% discount on the car element of a car rental booking and excludes any taxes or extras such as child seats, full protection, additional drivers, insurance, GPS, etc. To be eligible for this offer, you must have an American Express® Card issued by a licensed third party in one of the countries listed below. Cards issued by American Express or its subsidiaries are not eligible for this offer. To redeem this offer, you must book an eligible car rental via the "Benefit Details" link above and enter the promotional code PROMOAMEX10 at the payment page. Discount will be automatically applied to eligible charges. The discount is only valid when using the dedicated link above and not at RentalCars.com. You must be at least 21 years of age to rent a car, and any driver under 25 may have to pay a Young Driver Fee. Offer may not be combined with other promotions or discounts and is not applicable towards prior bookings. The discount cannot be exchanged for cash balance remaining and cannot be used for credit payments. Any information you provide to Rentalcars.com will be subject to Rentalcars.com’s privacy policies and terms of use. Fulfillment of the offer is the sole responsibility of Rentalcars.com. Offer is non-transferable and is subject to change at any time without notice to you. Limit one offer per eligible Card, per eligible booking.
Only American Express Cardmembers that have a card issued by a licensed third party in the following countries are eligible for this discount: Argentina, Bahamas, Barbados, Brazil, Canada, Cayman Islands, Chile, China, Colombia, Costa Rica, Dominican Republic, Ecuador, El Salvador, Ethiopia, Guatemala, Honduras, Hong Kong, India, Indonesia, Israel, Jamaica, Japan, Kazakhstan, Malaysia, Mexico, Panama, Paraguay, Peru, Philippines, Puerto Rico, Russia, Singapore, South Africa, South Korea, Sri Lanka, Switzerland, Taiwan, Thailand, Trinidad & Tobago, Turks & Caicos, Turkey, Vietnam, Uruguay and United States.
Booking.com Terms & Conditions
This offer is made by Rocket Travel, Inc., a Booking Holdings Company, and is for up to 30% off select hotel bookings made on Booking.com via the unique American Express Benefit Platform. To be eligible for this offer you must have an American Express Card issued by a licensed third party and use that Card to pay for your reservation. Customers with American Express Cards issued by American Express or its subsidiaries are not eligible for this offer. To redeem this offer you must book a qualifying hotel on Booking.com using the dedicated American Express Benefit Platform and use an eligible American Express Card issued by a licensed third party as the payment method at checkout. Qualifying hotels will have a yellow border around them. The discount will be applied to the base room rate only. The offer is subject to change and may not be combined with other promotions or discounts and is not applicable toward prior bookings. The offer is subject to availability, blackout dates, may apply, may be changed or discontinued at any time, and may differ per night of a reservation. Participating qualifying hotels are subject to change at any time without notice. Any information you provide to Booking.com will be subject to Booking.com’s privacy policies and terms of use. Fulfillment of the offer is the sole responsibility of Rocket Travel, Inc.
The More Rewards Card offers even more benefits right at your fingertips. Discover them below:
Amex Offers
Amex offers rewards you at places you like to shop, dine, travel, and more. To enroll, simply add offers to your More Rewards Card, then use it on qualifying purchases and watch the rewards roll in.
Travel Benefits
Take advantage of Amex-only travel perks. From discounts on flights, hotels and car rentals, to accident insurance.
Amex Essentials
Each month we present a selection of the most original travel and lifestyle trends with ideas from around the world.
See all that your Card has to offer you.
Need help? Get in touch by calling the number on the back of your Card.
Travel Deals
Take Advantage of your access to special travel upgrades and savings.
Entertainment Access
With Navy Federal More Rewards American Express® Card you get access to presale tickets for concerts, theater, sports and more.
Amex Offers
Make everyday purchases more rewarding with Amex Offers.
All users of our online services subject to Privacy Statement and agree to be bound by Terms of Service. Please review.
© 2024 American Express Company. All rights reserved