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Navy Federal More Rewards American Express® Card 

More Rewards American Express® Card Art

Reward yourself for everyday spending with the More Rewards Card.

NO annual fee

NO balance transfer fee

NO foreign transaction fees

NO cash advance fees

3X points at restaurants & food delivery

3X points at supermarkets

3X points on gas and transit

1X points on everything else


Key Features and Benefits at a Glance

Amex Offers

Amex offers rewards you at places you like to shop, dine, travel, and more. To enroll, simply add offers to your More Rewards Card, then use it on qualifying purchases and watch the rewards roll in.

Travel Benefits

Take advantage of Amex-only travel perks. From discounts on flights, hotels and car rentals, to accident insurance.



Shopping Protections

More Rewards American Express Cardmembers are covered with Retail Protection, Return Protection, Best Value Guarantee and Extended Warranty. Certain exclusions and restrictions apply.

Navy Federal Credit Union

Travel Deals


Take Advantage of your access to special travel upgrades and savings.

Entertainment Access


With Navy Federal More Rewards American Express® Card you get access to presale tickets for concerts, theater, sports and more.


Amex Offers


Make everyday purchases more rewarding with Amex Offers.