American Express | Gold Card Benefits

Get Benefits worth ₹28,000* on shopping, dining, travel and more. Calculate Now

Enjoy enhanced rewards with Gold

Earn rewards on everyday purchases and get bonus points on shopping for electronics, accessories, fashion, beauty and much more.

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Introducing rewards on fuel and utility payments

Earn 1 Membership Rewards^® point³ on every ₹50 spent including fuel and utility payments.

Enjoy Monthly Bonus

Earn 1,000 bonus points on 6 transactions of ₹1,000 each every calendar month

Get 5X on Reward Multiplier

Shop, dine and travel with leading brands such as Flipkart, Apple and more and earn 5X points⁴ on every spend. Know more

Offer valid till 30 June 2023.

The new Gold Collection

Redeem your points for Vouchers from Taj, Tanishq,Vistara, Shoppers stop, Croma, Flipkart, Myntra,Bigbasket or Amazon from the 18 and 24 Karat Gold Collection and enjoy greater value*. Know more

Go places and soak in more with Gold

Take a break and get more with exclusive offers on flights and premium stays

Stays

Experience more with lasting vacations

The Hotel Collection: Get benefit of $100* hotel credit to spend on qualifying dining, spa, and resort activities.

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The Leela: 15% off* on best available rate on room rate / bed & breakfast on bookings. Promo Code AMEXSTAY. Offer valid until 31 December 2023. Book now

Stays to Explore and Unwind

Pallazo Versace: Get up to 25%* off on booking your stay, exclusively with your American Express Card. Know more

Saffron Stays: Get up to 20%* discount at all properties of Saffron Stays. Know more.

Vista Rooms: Get 15%* discount up to ₹5,000 on booking of minimum 2 nights stays at properties of Vista Rooms. Know more

Take time off with relaxing staycations

Lodhi: Get 20%* discount on Select room categories and 25% discount on Spa.

Offer Valid until 15 December 2023.

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More taste for every craving delivered by Gold

Go on a delicious culinary journey with more offers on dine-ins and deliveries from top restaurants.

Indulge in the best

Diner Dines Free: Up to 50% off for up to 10 guests at The Lodhi. Offer valid until 15 December 2023. Know more

Food Delivery: Get up to 25% off on order ins from Qmin, The Lodhi & Shangri La.. Know more

Dining Offer: Indulge in latest dining offers with up to 20% off at finest restaurants in your city. Know More

Welcome luxury with Gold

Add more to your lifestyle with offers on leading brands across fashion, grooming, accessories, automobile and more.

Luxury Retail

Indulge in a little extra

Tata cliq Luxury : Get 10% discount up to ₹5000 per calendar month. Offer Valid until 30 April 2023 Know more

Darveys: 20% discount on the entire Darvey’s Catalogue. Get maximum discount is ₹10,000 per transaction.Promocode DARVEYSAMEX20. Offer valid till 31 March 2023. Know more

Salon and Spa Services

Pamper yourself a little more

The Lodhi: Get 25% off on all salon & spa services. Offer valid 15 December 2023. Know more

Juice Salon: 10% off on Minimum transaction of ₹2500. Max discount of ₹1500 per transaction. Offer Valid until 14 April 2023. Know more

Nurture your life more with Gold

Now enjoy the gift of health and education even more with special offers for you and your loved ones.

Healthcare and Wellness

Put your health first

Air Accidental Insurance on 30,00,000*: You as a basic cardmember are automatically insured against loss of life in an air accident for up to Rs. 30,00,000 when you purchase air ticket with your American Express Gold card. This benefit is brought to you by ICICI Lombard General insurance company. Terms & Conditions, limits and Exclusions apply

*Please do send your insurance nomination form if not sent already.

Download insurance form

Care for you and yours

Dr Lal Path Labs: Get 15% off* on routine tests, Swasthfit Pro 4 health checkup package at ₹4,455 and complimentary doctors consultation on Swasthfit Pro 4 health checkup package.
Offer valid until 31 March 2023.
Promocode: AMEXLPL15
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Protect yourself and those you love

24X7 Card related assistance: You can call us 24/7 for any Card related assistance that you may need like emergency Card replacement, dispute resolution, insurances, settling instructions and more

Zero Lost card liability: Stay protected from any fraud arising out of any unauthorized use of the Credit Card. Report within 3 working days and your liability to American Express shall be nil⁵.

Manage your Card account

Via the American Express App:

Download the American Express^® App.

Enter Card Details. Create User ID and Password.

Set a PIN of your choice and Activate your Card.

If you already have the Amex App, log in and go to ‘Account’ tab and select ‘Activate and Add Card to your Account’ option.

Manage your Card account on-the-go, and get more done with a few taps on the American Express App

Enjoy quick & secure access with biometrics, set up alerts, access your statements, redeem reward points and more

Chat with us on the App for quick support.

View, change, or unlock your PIN. Know more

Download Now or give us a missed call at 7043337788 to receive a download link on your mobile phone.

Via your Online Account

Register for online services at americanexpress.co.in/activate

Set a PIN of your choice and activate your Card.

Register and enjoy the ease of managing your account anytime, anywhere.

View your Account balance and pay your bill online

Set up SMS and email alerts to help keep up to date

View, change or unlock your PIN. Know more.

Track your Membership Rewards^® Points balance

Via American Express helpline

Call the helpline number printed on the reverse of your Card.

Follow the IVR to set a PIN of your choice and activate your Card.

Register for online services at americanexpress.co.in or via the Amex App.

You can easily manage and control the following domestic and international Card transaction types:

In-store/point of sale (Chip)

Online Websites and Mobile Apps

Contactless - Tap and Pay

ATM*

You can manage the controls in 3 easy steps:

1. Log in to your Online Card Account or Amex App
2. Go to ‘Account Management’ (Online Account) or ‘Account’ (App)
3. Go to ‘Transaction Security Settings’ to manage and modify your transactions security settings

Once saved, the transaction settings will be effective immediately on your Card.

If your Card gets renewed or replaced in the future, onlyin-store/point of sale (Chip), and ATM transactions within India will beenabled by default. You will be required to enable online, international, andcontactless transactions on your Card by following the steps above.

Refer to the FAQ page should you have any queries.

*You need to be enrolled in the Express Cash facility towithdraw cash from ATM. International ATM transaction may be enabled basisyour international spend behavior.

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Terms and important information

1. Basis value of benefits in lieu of ₹4500 + taxes annual fee payment. Values mentioned above are based on our assumptions.

2. With effect from 1 July 2021, Cardmembers will earn 1 Membership Rewards® Points on every ₹50 on Utility (electricity, water and gas bills) payments capped at 10,000 Membership Rewards® points in a calendar month. Cardmembers will also earn 1 Membership Rewards® point on every ₹50 on Fuel payments including petrol, diesel, CNG from Oil Marketing Companies (OMCs) capped at 5,000 Membership Rewards® points in a calendar month. Utility services include providers of household/domestic electricity, gas and water. These providers can be government departments and/or agencies including local, state, municipal organizations, public housing societies and/or apartment associations.

3. 5X Bonus Membership Rewards® Points via Rewards Multiplier shall be credited to Cardmember’s Card account within a period of 120 business days from the date of valid transaction made on the merchant website/platform and upon respective merchant intimating American Express of the same. Please note that due to the Covid-19 situation, the fulfillment timeline may get affected and it would be completed in 150 business days.

4. Cardmember liability is nil if American Express receives the report within 3 working days of the fraud. If the fraud is reported beyond 3 working days then the maximum liability of the customer will be limited to Rs. 1,000. For further details, please refer MITC.

5. Insurance & Cash wiithdrawal transactions are not eligible for MR points.

6. Exclusions apply* kindly refer full terms for all offers.

7. Welcome Gift is available only in the 1st year on payment of the annual fee and on spending INR 10,000 within 90 days of Cardmembership.